North Carolina business opportunity bonds.
$1,000 flat.
North Carolina requires a business opportunity seller to post a $50,000 bond (or trust account) in favor of the State when registering with the Secretary of State. Ours is $1,000 — set by our carrier's rate book for this bond, identical for every seller. A soft credit check may apply — never a hard inquiry — and the bond is issued when you pay.
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How much does a North Carolina business opportunity bond cost?
$1,000 at the $50,000 amount, the same for every applicant.
Three steps to registered.
Your Secretary of State registration is waiting on this bond. Here's the entire process — no broker phone tag:
Apply once, online
Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.
Approved
Most are approved as soon as you apply. Any credit check that runs is a soft pull that never affects your score. If it needs a second look, one to two business days at most.
E-sign & file with the Secretary of State
Pay online and receive the executed bond, ready to file with your business opportunity registration. Wet-ink originals mailed whenever the state insists.
What it is and who needs it.
What the bond actually guarantees
North Carolina regulates the sale of business opportunities under the Business Opportunity Sales Act (G.S. Chapter 66, Article 19). A seller who solicits or sells a covered business opportunity must register with the Secretary of State and provide security — a $50,000 bond or trust account in favor of the State.
The bond is a purchaser-protection guarantee: it stands behind your compliance with the Act and your contracts. If a seller commits fraud, misrepresents the opportunity, or breaches the purchase agreement, a harmed purchaser can recover against the bond.
It is not insurance for you — if the surety pays a claim, you repay the surety. Sellers who follow the Act and honor their contracts treat the bond as a registration formality, not a risk.
You need this bond if you're
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the $50,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
E-sign & file with the Secretary of State. Pay online and receive the executed bond, ready to file with your business opportunity registration. Wet-ink originals mailed whenever the state insists.
What sets the price
The premium is fixed at $1,000 at the $50,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.
One soft credit pull, never a hard inquiry, and it never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued instantly.
These are the actual underwriting fields, including a one-time consent to a soft credit check. Submit once and your bond is issued when you pay.
Start the application →Common questions.
Other North Carolina bonds.
Been told you need a different amount?
Price and requirements checked on the carrier’s application, . Page updated .
The Secretary of State is waiting on one document.
$1,000, short application, bond issued when you pay. Free until issued.