NC business opportunity bonds.
$1,500 flat. Soft pull.

North Carolina requires a business opportunity seller to post a $50,000 bond (or trust account) in favor of the State when registering with the Secretary of State. Ours is $1,500 flat — 3% of the bond amount, identical for every seller. One soft credit pull, e-signed in 1–2 business days.

Required to register as a business opportunity seller with the NC Secretary of State
Fixed amount, fixed price — $50,000 bond, $1,500, no quote theater
Soft credit pull only — never affects your score, and the rate stays 3% either way
A-ratedA.M. Best carriers1–2 daystypical issuance1–3 yrterms available
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps to registered.

Your Secretary of State registration is waiting on this bond. Here's the entire process — no broker phone tag:

TODAY · 5 MINUTES

Apply once, online

Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.

WITHIN 48 HOURS

Reviewed & approved

Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.

1–2 BUSINESS DAYS

E-sign & file with the Secretary of State

Pay online and receive the executed bond, ready to file with your business opportunity registration. Wet-ink originals mailed whenever the state insists.

The whole pricing page.

$50,000 bond × 3% = $1,500, one-time per term. Fixed amount, fixed price, multi-year if you want it.

1-year term
$1,500
2-year term
$3,000
3-year term
$4,500
About this bond

What it is and who needs it.

What the bond actually guarantees

North Carolina regulates the sale of business opportunities under the Business Opportunity Sales Act (G.S. Chapter 66, Article 19). A seller who solicits or sells a covered business opportunity must register with the Secretary of State and provide security — a $50,000 bond or trust account in favor of the State.

The bond is a purchaser-protection guarantee: it stands behind your compliance with the Act and your contracts. If a seller commits fraud, misrepresents the opportunity, or breaches the purchase agreement, a harmed purchaser can recover against the bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. Sellers who follow the Act and honor their contracts treat the bond as a registration formality, not a risk.

G.S. 66-94 et seq. (Business Opportunity Sales Act)North Carolina's Business Opportunity Sales Act (G.S. Chapter 66, Article 19) requires a business opportunity seller to register with the Secretary of State and to obtain a surety bond or establish a trust account of not less than $50,000 in favor of the State, conditioned on compliance with the Act. Confirm the current amount and the obligee on your application — the statutory floor is $50,000.

You need this bond if you're

Selling a business opportunity in NC that falls under the Business Opportunity Sales Act
Registering with the Secretary of State for the first time or renewing your registration
Offering a "turnkey" package — products, equipment, or marketing plans for a fee
A multi-state seller expanding into North Carolina and registering here

Five minutes. The whole thing.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

Do I pay the $50,000? +
No. You pay $1,500 — the flat 3% of the bond amount. The $50,000 is the surety's maximum liability to the State and harmed purchasers; it's not a deposit, and nobody holds your money.
Who requires this bond? +
The North Carolina Secretary of State requires it as a condition of registering as a business opportunity seller under the Business Opportunity Sales Act (G.S. Chapter 66, Article 19). The statute also allows a $50,000 trust account as an alternative to the bond.
What does the bond guarantee? +
That you comply with the Business Opportunity Sales Act and honor your purchase contracts. If you commit fraud or breach a contract and a purchaser is harmed, they can claim against the bond — and if the surety pays, you repay the surety.
Is there a credit check? +
Yes — one soft credit pull, which never affects your score. It informs approval, not price. The rate is a flat 3% either way: credit can affect whether we approve the bond, never what it costs.
When does it renew? +
Terms run 1, 2, or 3 years — your choice at purchase. You'll get renewal notices 60 and 30 days before expiration, with autopay available, and the bond must stay active for your registration to stay valid.
Related bonds

Other New York bonds.

The Secretary of State is waiting on one document.

$1,500 flat, five-minute application, e-signed bond in 1–2 business days. Free until issued.

Your premium @ 3%$1,500
Apply now →