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North Carolina continuing encroachment bonds.
From $100.

A blanket continuing-indemnity bond NCDOT offers contractors who do repeated installations in highway right-of-way — one bond covering many encroachments instead of a separate bond per job. Filed on form R/W 16B; pricing starts from $100 and no credit check up to $50,000.

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A blanket bond covering repeated installations — instead of a separate bond per encroachment
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Indemnifies NCDOT for damage to the right-of-way across your ongoing work under form R/W 16B
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1% of the bond amount, $100 minimum — enter the required amount and see your exact price
1% of bond amount$100 minimum premiumNo credit check up to $50,000above that, a soft pull at most, never a hard inquiryInstantapproval for most
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a North Carolina continuing encroachment bond cost?

1% of the bond amount, from $100. Enter your amount in the calculator for the exact price.

How it works

Three steps. One sitting.

No underwriting queue for the standard continuing encroachment bond — enter your amount, pay, and file with NCDOT. Here is the whole thing:

TODAY · ONLINE

Apply online

Your business details, the bond amount NCDOT required, and the effective date — that is the application.

INSTANTLY

Issued on the spot

No credit check up to $50,000. Above $50,000, a soft pull may add a short review.

SAME DAY

File with NCDOT

Submit the executed R/W 16B to the NCDOT Utilities Unit (Encroachments Office) that holds continuing bonds. Wet-ink originals mailed whenever the state insists.

About this bond

What it is and who needs it.

What the continuing encroachment bond covers

A contractor or utility that does repeated installations in North Carolina highway right-of-way can post a single continuing-indemnity bond instead of a separate bond for each job. NCDOT's Utilities Unit (Encroachments Office) holds these blanket bonds, which cover extensive work and repeated submittals, sometimes across more than one county.

Like the single-job encroachment bonds, it indemnifies NCDOT for damage to the right-of-way caused by your installations — but it stays in force as a continuing guarantee across all the work it covers, rather than releasing after one project. Filed on form R/W 16B.

If an installation damages the right-of-way and the deficiency goes unaddressed, NCDOT can call the bond, and if the surety pays you repay the surety. Because it backs many jobs, the amount is usually set higher than a single-job bond — confirm yours with NCDOT. Pricing is 1% of the bond amount, with a $100 minimum, and no credit check up to $50,000.

NCDOT continuing indemnity bond — Form R/W 16BNCDOT offers a continuing indemnity bond (form R/W 16B) so a contractor or utility doing repeated installations in highway right-of-way can cover many encroachments under one blanket bond, held by the Utilities Unit (Encroachments Office). It indemnifies the Department for right-of-way damage and stays in force as a continuing guarantee. Confirm the amount with NCDOT.

You need this bond if you are

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A contractor doing repeated right-of-way work across multiple NCDOT encroachments
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A utility with ongoing installations under blanket encroachment authority
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Filing extensive submittals that may cover more than one county
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Replacing per-job bonds with a single continuing bond NCDOT holds on file
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with NCDOT. Submit the executed R/W 16B to the NCDOT Utilities Unit (Encroachments Office) that holds continuing bonds. Wet-ink originals mailed whenever the state insists.

What sets the price

The premium is 1% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.

No credit check up to $50,000. Above that, the carrier may run a soft pull, which never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, issued on the spot.

Submit the application with the bond amount NCDOT set — the executed R/W 16B is generated instantly, ready to file with the Utilities Unit. No credit check up to $50,000.

Start the application →
FAQ

Common questions.

How is this different from the single-job encroachment bond?The single-job bonds (R/W 16 and R/W 16A) cover one encroachment and release when that job is accepted. The continuing bond (R/W 16B) is a blanket bond that covers repeated installations under one bond, held by the NCDOT Utilities Unit — useful if you do extensive or ongoing right-of-way work.
How much is it?Pricing is 1% of the bond amount, with a $100 minimum. NCDOT sets the bond amount, usually higher than a single-job bond because it backs many installations. Enter that figure at the application to see your exact price.
Is there a credit check?No credit check up to $50,000. Above that, the carrier may run a soft pull, which never affects your score. Most applications approve instantly.
What does the bond protect against?It indemnifies NCDOT for damage to the highway right-of-way caused by your installations, across all the work the continuing bond covers. If a deficiency goes unaddressed, NCDOT can call the bond, and you repay the surety.
Where do I file it?With the NCDOT Utilities Unit (Encroachments Office), which holds continuing bonds. We issue the executed R/W 16B ready to submit.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Price and requirements checked on the carrier’s application, . Page updated .

Continuing encroachment bond, issued today.

Pricing from $100. Enter the amount NCDOT set and file the same day.

Your premiumfrom $100
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