New York requires every wholesale cigarette dealer to file a fixed $10,000 bond with the Department of Taxation and Finance — ours is $300 flat at our posted 3% rate. The application is five minutes, and tax bonds like this are among the fastest things we issue.
















Tax bonds like this are among the simplest things in surety. Here's the entire process:
Business details, your dealer location, and an effective date. That's the application — no financials, no credit check section, no follow-up scavenger hunt.
Fixed-amount tax bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
Your executed bond arrives by email, ready to file with the Department of Taxation and Finance alongside your wholesale dealer license application or renewal. Wet-ink original mailed on request.
$10,000 bond × 3% = $300. Fixed amount, fixed price, multi-year if you want it.
A wholesale cigarette dealer bond is a tax-payment guarantee. As a wholesaler you buy and affix New York cigarette tax stamps, and the state wants a financial backstop that the taxes, fees, and penalties owed under the cigarette tax law will actually be paid.
It's a three-party arrangement: you (the principal), the surety carrier, and the State of New York acting through the Department of Taxation and Finance (the obligee). If a dealer fails to pay sums due or violates the cigarette tax law, the state can recover against the bond up to the $10,000 penal sum.
The bond stays on file as a condition of your license. We track your term and notify you 60 and 30 days out, so your wholesale dealer license never lapses over expired surety paperwork.
These are the actual issuing fields — no credit check section, because this bond doesn't have one.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
$300 flat, five-minute application, bond often issued in the same sitting. Free until issued.