NY wholesale cigarette dealer bonds.
$300. Five minutes.

New York requires every wholesale cigarette dealer to file a fixed $10,000 bond with the Department of Taxation and Finance — ours is $300 flat at our posted 3% rate. The application is five minutes, and tax bonds like this are among the fastest things we issue.

Required for your NY wholesale cigarette dealer license — new applicants and renewals
Fixed price, fixed amount — no quote process, no underwriting maze
Multi-year terms available — set it up once, forget it for up to 3 years
A-ratedA.M. Best carriersFastoften same purchase1–3 yrterms available
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps. One sitting.

Tax bonds like this are among the simplest things in surety. Here's the entire process:

NOW · 5 MINUTES

Apply online

Business details, your dealer location, and an effective date. That's the application — no financials, no credit check section, no follow-up scavenger hunt.

MINUTES, USUALLY

Pay & e-sign

Fixed-amount tax bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.

SAME DAY

File with your license

Your executed bond arrives by email, ready to file with the Department of Taxation and Finance alongside your wholesale dealer license application or renewal. Wet-ink original mailed on request.

The whole pricing page.

$10,000 bond × 3% = $300. Fixed amount, fixed price, multi-year if you want it.

1-year term
$300
2-year term
$600
3-year term
$900
About this bond

What it is and who needs it.

What the bond actually guarantees

A wholesale cigarette dealer bond is a tax-payment guarantee. As a wholesaler you buy and affix New York cigarette tax stamps, and the state wants a financial backstop that the taxes, fees, and penalties owed under the cigarette tax law will actually be paid.

It's a three-party arrangement: you (the principal), the surety carrier, and the State of New York acting through the Department of Taxation and Finance (the obligee). If a dealer fails to pay sums due or violates the cigarette tax law, the state can recover against the bond up to the $10,000 penal sum.

The bond stays on file as a condition of your license. We track your term and notify you 60 and 30 days out, so your wholesale dealer license never lapses over expired surety paperwork.

NY licensing requirementNY Tax Law §480 requires each wholesale cigarette dealer applicant to file a $10,000 surety bond, approved by the Superintendent of Financial Services, to secure payment of any sums due for a violation of Article 20 (the cigarette and tobacco products tax). See also 20 NYCRR §72.1.

You need this bond if you're

Applying for a NY wholesale cigarette dealer license — the bond is filed with your application
Renewing your license and your bond is expiring or your surety non-renewed
Adding a wholesale dealer license alongside a cigarette agent license
A distributor expanding into New York and registering to stamp and sell cigarettes here

Five minutes. The whole thing.

These are the actual issuing fields — no credit check section, because this bond doesn't have one.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

Why is the price exactly $300? +
No mystery: New York fixes the bond amount at $10,000, and our posted rate is a flat 3%. 3% of $10,000 is $300 — the same premium for every dealer, with nothing added on. We show the math so the number is never a surprise.
Do I pay the $10,000? +
No. You pay $300. The $10,000 is the surety's maximum liability if the state makes a valid claim for unpaid cigarette taxes or penalties — not a deposit, and nobody holds your money.
How fast will I have the bond? +
Fixed-amount tax bonds like this are among the thousands of bond types that issue right after purchase — many dealers finish the application and have the bond in the same sitting. At most, 1–2 business days.
Is there a credit check? +
Not on this bond — the application has no credit section at all. Small fixed-amount bonds like this one don't need one.
What does the bond actually cover? +
It secures payment of sums due for any violation of the New York cigarette and tobacco products tax law (Tax Law Article 20) — the taxes, fees, and penalties tied to your wholesale dealing of cigarettes. It protects the state, not you, but it lets you hold the license that lets you operate.
I already hold a cigarette agent license. Do I still need this? +
The wholesale dealer bond is tied to the wholesale dealer license specifically. If your license includes wholesale dealing, New York requires the $10,000 bond on file. We can issue it the same way — five-minute application, no credit check.
Related bonds

Other New York bonds.

Get your dealer license bond on file today.

$300 flat, five-minute application, bond often issued in the same sitting. Free until issued.

Your premium @ 3%$300
Apply now →