New York requires every private investigator to file a fixed $10,000 bond — ours is $300 flat at our posted 3% rate. The application is five minutes, and license bonds like this are the fastest thing we issue.
















License bonds are the simplest thing in surety. Here's the entire process:
Business details and an effective date. That's the application — no financials, no credit check section, no follow-up scavenger hunt.
License bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
Your executed bond arrives by email, ready to file with your private investigator license application or renewal. Wet-ink original mailed on request.
$10,000 bond × 3% = $300, which clears the $275 minimum premium. Fixed amount, fixed price, multi-year if you want it.
A private investigator bond is a public-protection guarantee. You hold a license to investigate people, and the state wants a financial backstop standing behind how you use it — that you'll follow the law and answer for harm if you don't.
It's a three-party arrangement: you (the principal), the surety carrier, and the People of the State of New York (the obligee). If you violate Article 7 or commit a wilful, malicious, and wrongful act, a person injured by it can bring an action and recover against the bond.
It is not insurance for you — if the surety ever pays a claim, you repay the surety. Investigators who operate within the law treat the bond as a license formality, not a risk.
These are the actual issuing fields — no credit check section, because this bond doesn't have one.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
$300 flat, five-minute application, bond often issued in the same sitting. Free until issued.