NY private investigator bonds.
$300. Five minutes.

New York requires every private investigator to file a fixed $10,000 bond — ours is $300 flat at our posted 3% rate. The application is five minutes, and license bonds like this are the fastest thing we issue.

Required for your NY private investigator license — new applicants and renewals
Fixed price, fixed amount — no quote process, no underwriting maze
Multi-year terms available — set it up once, forget it for up to 3 years
A-ratedA.M. Best carriersFastoften same purchase1–3 yrterms available
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps. One sitting.

License bonds are the simplest thing in surety. Here's the entire process:

NOW · 5 MINUTES

Apply online

Business details and an effective date. That's the application — no financials, no credit check section, no follow-up scavenger hunt.

MINUTES, USUALLY

Pay & e-sign

License bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.

SAME DAY

File with your license

Your executed bond arrives by email, ready to file with your private investigator license application or renewal. Wet-ink original mailed on request.

The whole pricing page.

$10,000 bond × 3% = $300, which clears the $275 minimum premium. Fixed amount, fixed price, multi-year if you want it.

1-year term
$300
2-year term
$600
3-year term
$900
About this bond

What it is and who needs it.

What the bond actually guarantees

A private investigator bond is a public-protection guarantee. You hold a license to investigate people, and the state wants a financial backstop standing behind how you use it — that you'll follow the law and answer for harm if you don't.

It's a three-party arrangement: you (the principal), the surety carrier, and the People of the State of New York (the obligee). If you violate Article 7 or commit a wilful, malicious, and wrongful act, a person injured by it can bring an action and recover against the bond.

It is not insurance for you — if the surety ever pays a claim, you repay the surety. Investigators who operate within the law treat the bond as a license formality, not a risk.

NY StatuteGeneral Business Law Article 7 (§§70–89) governs private investigators. Section 74 requires a $10,000 bond, running to the People of the State of New York, conditioned on recovery of damages by anyone injured by the licensee's violation of the article or a wilful, malicious, and wrongful act. The license is issued by the NY Department of State, Division of Licensing Services.

You need this bond if you're

Applying for a NY private investigator license — the bond is filed with your application to the Department of State
Renewing your license and your bond is expiring or your surety non-renewed
Opening an investigation agency — the bond is a standing condition of the license
An out-of-state investigator getting licensed to work cases in New York

Five minutes. The whole thing.

These are the actual issuing fields — no credit check section, because this bond doesn't have one.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much does the bond cost? +
A flat 3% of the $10,000 bond amount — $300, one-time per term. That clears the $275 industry minimum premium, so $300 is the price. Same number for every investigator: a twenty-year agency and a brand-new licensee pay identically.
Do I pay the $10,000? +
No. You pay $300. The $10,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
Who requires this bond? +
The New York Department of State, Division of Licensing Services, requires it as a condition of the private investigator license under General Business Law Article 7 (§74). No active bond, no valid license.
How fast will I have the bond? +
License bonds like this are among the thousands of bond types that issue right after purchase — many investigators finish the application and have the bond in the same sitting. At most, 1–2 business days.
Is there a credit check? +
Not on this bond — the application has no credit section at all. Small fixed-amount license bonds don't need one.
When does it renew? +
You can buy a 1, 2, or 3-year term. We send renewal notices 60 and 30 days out, with autopay available, and the bond must stay active for your private investigator license to stay valid.
Related bonds

Other New York bonds.

Finish your license checklist today.

$300 flat, five-minute application, bond often issued in the same sitting. Free until issued.

Your premium @ 3%$300
Apply now →