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Dunkirk plumbing contractor bonds.
Quote on review.

The City of Dunkirk requires every licensed Master Plumber, and every holder of a temporary permit for a job, to give the City a highway bond under Chapter 55 of the City Code. The minimum is $2,000, and the Department of Public Works can require more for unusually large work or restorations. A surety specialist returns your price, usually within one business day.

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Required by Dunkirk City Code § 55-22 of every licensed Master Plumber and every corporation holding a temporary permit
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A $2,000 minimum bond — the Department of Public Works can require more for work beyond the normal scope
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Lets the City repair unsatisfactory work or restorations a plumber or corporation fails to put right
Underwrittenthe City sets the amount1 daytypical specialist replyNo credit reviewnot even a soft pull
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Dunkirk plumbing contractor bond cost?

It is underwritten: the premium is quoted from the bond amount and your financial picture, so there is no flat price to show.

How it works

Built around your Dunkirk plumbing license.

The City asks for the bond with your license application and again at each January renewal, alongside your insurance certificates. Here is the whole process:

TODAY · ONE APPLICATION

Tell us the license and the amount

Apply online with your business details and the bond amount — the $2,000 minimum bond, unless the Department of Public Works has asked you for more. Say whether the bond backs a Master Plumber license or a temporary per-job permit. There is no credit section and no SSN field on this application.

WITHIN 1 BUSINESS DAY

A surety specialist underwrites it

The review looks at the amount, the license type and the term. A specialist confirms your exact premium and tells you up front if anything more is needed before the bond can issue.

ON APPROVAL

Pay, e-sign & file it with the City

Once you accept the quote and pay, the executed bond arrives by email with the power of attorney, naming the City of Dunkirk as obligee. Submit it with your license or renewal application at Dunkirk City Hall, 342 Central Avenue, together with your liability, workers’ compensation and disability insurance certificates. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the Dunkirk plumbing contractor bond guarantees

Chapter 55 of the Code of the City of Dunkirk governs plumbing in the city. Section 55-6 says no person shall engage in the business of plumbing in the City unless licensed as a Master Plumber, and treats a Master Plumber and a certified plumbing contractor as the same licensee: an individual with a regular place of business who performs plumbing work personally or through employees. Only a licensed Master Plumber, or a journeyman working for one, may install, alter, repair or clean plumbing or connect to drain, soil, waste or water pipes. Contractors and corporations not licensed in Dunkirk can work under a temporary permit under § 55-13 — issued for one job only and expiring December 31 — and an out-of-town plumber who shows a current Master Plumber license from another city skips the exam under § 55-14, but must still meet every other requirement of the chapter.

One of those requirements is the bond. Section 55-22 A provides that all licensed Master Plumbers or those corporations holding temporary permits shall supply the City with a minimum $2,000 highway bond. Section 55-22 C lets the Department of Public Works require a bond above that minimum when the Director deems the proposed work or restoration beyond the normal scope of activities — so a large service connection or street restoration can call for a larger bond than the Code floor. The City’s current Master Plumber license and renewal forms close by asking for proof of liability, workers’ compensation and disability insurance and the bond.

The name tells you where claims come from. Plumbing work in Dunkirk often means cutting into a street or sidewalk for a water or sewer connection, and § 55-22 B says the bond shall be utilized by the City to repair unsatisfactory work or restorations should the plumber or corporation fail to satisfy City requirements. If you leave a trench badly patched or a restoration unfinished, the City can fix it and recover the cost from the bond. It is not insurance for you: if the surety pays the City, you repay the surety.

Dunkirk City Code Chapter 55, § 55-22Code of the City of Dunkirk, Chapter 55 (Plumbing), adopted in 1996. Section 55-22 (Highway Bond): subsection A requires all licensed Master Plumbers or those corporations holding temporary permits to supply the City with a minimum two-thousand-dollar highway bond; subsection B provides that the bond shall be utilized by the City to repair unsatisfactory work or restorations should the plumber or corporation fail to satisfy City requirements; subsection C lets the Department of Public Works require a bond in excess of that minimum should the Director deem the proposed work or restoration beyond the normal scope of activities. Section 55-6 sets the Master Plumber license requirement and exempts an owner working in his or her own owner-occupied one- or two-family dwelling, plus routine maintenance by owners of listed school, hospital, government, industrial and public-service properties. Section 55-8 A routes license applications to the Department of Public Works, attention of the Plumbing Inspector; § 55-12 makes fees payable to the City of Dunkirk at the office of the City Clerk. Section 55-13 governs temporary permits: calendar year only, expiring December 31, one job per permit. Section 55-16 has license certificates expire in January following issuance, renew for one year each January, and stand suspended if the annual fee is not paid by January 30. Section 55-23 requires liability and workers’ compensation insurance certificates before licensing and at every renewal. The City’s online code is current to about 2012 and the official copy is held by the City Clerk; the City is also considering moving plumbing-licensing administration to the Department of Building & Zoning, so confirm the filing office with City Hall, 342 Central Avenue, Dunkirk, NY 14048, (716) 366-0452.

You need this bond if you’re

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A licensed Dunkirk Master Plumber getting your license for the first time or renewing it each January
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An out-of-town plumbing contractor licensed in another city and registering to work in Dunkirk
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A contractor or corporation on a temporary permit taking a single plumbing job in the city
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A plumber on a large job or restoration where Public Works has asked for a bond above the Code minimum
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

Term and renewal are set in the underwriter's quote.

Keep the bond in force for as long as the obligation behind it runs.

How to file it

Pay, e-sign & file it with the City. Once you accept the quote and pay, the executed bond arrives by email with the power of attorney, naming the City of Dunkirk as obligee. Submit it with your license or renewal application at Dunkirk City Hall, 342 Central Avenue, together with your liability, workers’ compensation and disability insurance certificates. Wet-ink original mailed on request.

What sets the price

This bond is underwritten: the premium is quoted from the bond amount and your financial picture, so there is no flat price to show.

One application, one underwriting review.

These are the actual issuing fields — your business details, the bond amount, and the effective date. There is no credit section. Submit once and a surety specialist returns your exact price, typically within one business day. Free until your bond is issued.

Start the application →
FAQ

Common questions.

What is a New York plumbing contractor bond for the City of Dunkirk?It is the highway bond Dunkirk City Code § 55-22 requires from every licensed Master Plumber and every corporation holding a temporary plumbing permit. It runs to the City of Dunkirk, and the City can use it to repair unsatisfactory work or restorations — a badly patched trench or an unfinished street restoration — if the plumber fails to satisfy City requirements.
Who sets the bond amount?The City. Section 55-22 A sets a $2,000 minimum bond for every licensed Master Plumber and every corporation holding a temporary permit, and most file at that amount. Under § 55-22 C, the Department of Public Works may require a larger bond if the Director deems the proposed work or restoration beyond the normal scope of activities. If you have been asked for more, enter that amount on your application; if you are unsure, call Dunkirk City Hall at (716) 366-0452 before you apply.
How much does it cost?This bond is not on our carrier’s published rate sheet, so we quote it on review instead of showing a number checkout might not match. Submit the application with the amount you need, and a surety specialist confirms your exact premium, typically within one business day. Remember that the premium is a small fraction of the penal sum — you do not pay the bond amount itself.
Will I need collateral?Not usually at the Code minimum. A larger job-specific bond that Public Works requires for unusual work or restoration can draw a closer look and, in rare cases, collateral, because the surety stands behind the City’s cost of fixing that work. If your file needs anything more, we tell you before you commit. The bond issues the moment you pay — no credit review of any kind, not even a soft pull.
How long does the bond stay in force, and when do I renew?The Code sets no separate bond term — the bond travels with your license. Master Plumber license certificates expire in January following issuance and renew for one year each January; a license not renewed by January 30 is suspended. The City’s renewal form asks for the bond again with your insurance certificates, so keep it in force continuously or renew it each year. Temporary permits run only for the calendar year and expire December 31.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Get the Dunkirk bond off your license checklist.

Tell us the bond amount and whether it backs a Master Plumber license or a temporary permit, and a surety specialist returns your price, typically within one business day. Free until issued.

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