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Passaic road opening bonds.
$200 flat.

The City of Passaic requires a $1,000 road opening permit bond before you open or cut a public street — a guarantee you restore the pavement and right-of-way you disturb. Ours is $200 flat, set by our carrier for this bond, with no credit check.

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Required by the City of Passaic to open or cut a public street
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Fixed price, fixed amount — $1,000 bond, $200, no quote process
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No credit check — the application collects no credit information
$200flat premiumInstantapproval for most2-yr termset by the carrier
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Passaic road opening bond cost?

$200 at the $1,000 amount, the same for every applicant.

How it works

Three steps. One sitting.

Municipal permit bonds are the simplest thing in surety. Here is the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That is the application. No credit check.

MINUTES, USUALLY

Pay & e-sign

Small fixed-amount permit bonds like this issue right after purchase.

SAME DAY

File with the City

Your executed bond and power of attorney arrive by email, ready to file with the City of Passaic for your road-opening permit. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the road opening bond guarantees

A road opening permit bond is a restoration guarantee to the municipality. The City of Passaic conditions a permit to open or cut a public street on this bond so that the pavement, base, and right-of-way you disturb are restored to the City standard.

It is a three-party arrangement: you (the principal), the surety carrier, and the City of Passaic (the obligee). If you damage the street and fail to restore it, the City can recover against the $1,000 bond to have the work done — and if the surety pays, you repay the surety.

It is not insurance for you; it is the City’s assurance that the public road is put back right after your work.

City of Passaic — road opening permitThe City of Passaic requires this bond as a condition of its road-opening permit. The bond amount of $1,000 and the form are set by the City; confirm the current requirement and any local code reference with the City Clerk or the Department of Public Works/Engineering before filing.

You need this bond if you are

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A utility or site contractor opening a public street in the City of Passaic
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Cutting City pavement for a connection, repair, or installation
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A developer or property owner whose work opens the public street
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Told by the City to post a bond before the permit will issue
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the $1,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The carrier issues this bond for a single two-year term; the term cannot be changed at checkout.

Renewal falls on the statutory date, October 8, in the year your term ends.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with the City. Your executed bond and power of attorney arrive by email, ready to file with the City of Passaic for your road-opening permit. Wet-ink original mailed on request.

What sets the price

The premium is fixed at $200 at the $1,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.

No credit check.

One application, issued instantly.

These are the actual issuing fields. No credit check.

Start the application →
FAQ

Common questions.

How much is the Passaic road opening bond?The premium is $200, set by our carrier for the fixed $1,000 bond amount. The $1,000 amount is set by the City.
Do I pay the $1,000?No. You pay $200. The $1,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
Who requires this bond?The City of Passaic, as a condition of its road-opening permit. The bond amount and form are set by the City.
Is there a credit check?No credit check: the application collects no credit information. For this small fixed-amount municipal permit bond. Most applications approve instantly.
When does it renew?The carrier issues this bond for a single 2-year term; we send renewal notices 60 and 30 days out, with autopay available, so your permit coverage never lapses.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Been told you need a different amount?

Price and requirements checked on the carrier’s application, . Page updated .

Road opening bond, issued today.

$200 flat, no credit check, bond often issued in the same sitting. Free until issued.

Your price$200
Apply now →