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Jersey City right-of-way bonds.
Quote on review.

Before you cut into a street, sidewalk, or curb in the City of Jersey City, New Jersey, you need a road opening permit, and the City's Municipal Engineer can require a restoration bond of not less than $25,000. The Engineer sets the figure for your job, and a surety specialist returns your price, usually within one business day.

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Authorized by Jersey City Code § 296-3.4.C for contractors hired to perform a street excavation in the City
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Penal sum not less than $25,000 — the Municipal Engineer may set a higher figure, and we write the one on your permit
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Priced on review — the application asks for business details and the work description, nothing about your credit
Underwrittenthe Municipal Engineer sets the amount1 daytypical specialist replyNo credit reviewnot even a soft pull
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Jersey City right-of-way bond cost?

It is underwritten: the premium is quoted from the bond amount and your financial picture, so there is no flat price to show.

How it works

Built around your road opening permit.

Jersey City wants road opening applications at least 14 business days ahead, and the Municipal Engineer rules on a complete application within ten. Here is the bond side of that window, from quote to permit:

TODAY · ONE APPLICATION

Send us the opening details

Apply online with your business details, the bond amount the Division set, the effective date, and a short description and location of the work — the street, the size of the cut, and what you are installing or repairing. There is no credit section and no SSN field on this application.

WITHIN 1 BUSINESS DAY

A surety specialist prices it

The Municipal Engineer has already sized the bond, so the review is about the job and the restoration it promises, not about the amount. A specialist confirms your exact premium and sends it back for approval.

ON APPROVAL

Pay, e-sign & file with the Division

Once you accept the quote and pay, the executed bond arrives by email, ready to hand to the Division of Engineering, Traffic and Transportation with your road opening permit paperwork. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the Jersey City right-of-way bond guarantees

Jersey City regulates every cut into its streets through Chapter 296 (Streets, Sidewalks and Public Rights-of-Way) of its Municipal Code, rewritten by Ord. No. 20-054 in 2020. Section 296-3.1 makes it unlawful for any person or entity to excavate in the public right-of-way without first obtaining a permit from the Division of Engineering, Traffic and Transportation — autonomous agencies of the City included. The one exemption is work the City or its contractors finish within 24 hours to install a parking meter, street light, street tree, traffic sign, or signal. Excavations to connect residential dwellings to municipal sewer and water are permitted by the Construction Code Official in coordination with the Division; every other excavation permit issues from the Division itself.

Section 296-3.4.C carries the bond. Any contractor hired to perform a street excavation in the City must show proof that it is licensed and bonded with the State of New Jersey, and the Municipal Engineer — the Director of the Division of Engineering or a designee — is authorized to require a bond of not less than $25,000 to assure that the road opening is restored satisfactorily. The code spells out what "restored" means: milling and repaving the area so it blends uniformly with the adjacent roadway, including pavement markings, signage, and every other appurtenance. Trench patches must use the infrared paving method under a City inspector (§ 296-3.16), and the Owner and Permittee must keep the site in a condition acceptable to the Municipal Engineer for one year after restoration (§ 296-4.2).

The bond sits alongside two other requirements, not in place of them. Section 296-3.6 requires every applicant to maintain a Deposit with the Division — cash or other security acceptable to the Division — and municipal excavators and frequent applicants may keep one standing Deposit with a constant $25,000 balance, topped up before the next permit issues. Section 296-3.5 requires insurance naming the City. It is a three-party arrangement: you (the principal), the surety carrier, and the City of Jersey City (the obligee). It is not insurance for you — if the surety pays the City to repave a failed opening, you repay the surety.

Jersey City Municipal Code § 296-3.4.CCity of Jersey City (Hudson County, NJ) Municipal Code, Chapter 296 (Streets, Sidewalks and Public Rights-of-Way), Article III (Excavations Within the Public Right-of-Way), § 296-3.4.C, added July 15, 2020 by Ord. No. 20-054: any contractor hired to perform a Street Excavation in the City shall provide proof that it is licensed and bonded with the State of New Jersey, and the Municipal Engineer is authorized to require a bond in an amount not less than $25,000.00 to assure that any road opening on roadways is restored satisfactorily; the restoration includes milling and repaving so the area blends uniformly with the adjacent roadway, with pavement markings, signage, and other appurtenances restored. Related sections: § 296-3.1 (permit required from the Division; residential sewer and water connections permitted by the Construction Code Official), § 296-3.2 (applications due at least 14 business days ahead), § 296-3.3 (completeness decision within 3 business days, approval or denial within 10 business days of a complete application), § 296-3.5.C (workers compensation with employers liability of at least $100,000, commercial general liability of at least $2,000,000 per occurrence including explosion, collapse, underground and completed operations, and auto liability of at least $1,000,000), § 296-3.6 (Deposit of cash or other security acceptable to the Division; a $25,000 constant balance for municipal excavators and frequent applicants), § 296-3.9 (permit void if work has not begun within five calendar days of the permitted start date or is not completed, including restoration, within the specified duration, unless extended), and § 296-4.2 (one-year maintenance obligation after restoration).

You need this bond if you’re

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A sitework, paving, or excavation contractor hired to open a Jersey City street, sidewalk, or curb and asked by the Municipal Engineer to post the restoration bond
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A plumbing, sewer, or water-service contractor trenching in a City roadway to reach a main or lateral (residential sewer and water connections are permitted through the Construction Code Official in coordination with the Division)
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A utility, telecom, or fiber subcontractor boring, test-pitting, or trenching in the right-of-way — including small-cell work, which still needs a road opening permit
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A builder or developer pulling a road opening permit for a new building's service tie-ins, with the street restored to the Municipal Engineer's standards
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

Term and renewal are set in the underwriter's quote.

Keep the bond in force for as long as the obligation behind it runs.

How to file it

Pay, e-sign & file with the Division. Once you accept the quote and pay, the executed bond arrives by email, ready to hand to the Division of Engineering, Traffic and Transportation with your road opening permit paperwork. Wet-ink original mailed on request.

What sets the price

This bond is underwritten: the premium is quoted from the bond amount and your financial picture, so there is no flat price to show.

One application, one specialist review.

These are the actual issuing fields — your business details, the bond amount and effective date, and a description and location of the work. There is no credit section on this bond. Submit once and a surety specialist returns your exact price, typically within one business day. Free until your bond is issued.

Start the application →
FAQ

Common questions.

What is a New Jersey right-of-way permit bond for Jersey City?It is the road opening restoration bond Jersey City Municipal Code § 296-3.4.C authorizes the Municipal Engineer to require from a contractor hired to excavate a City street. It guarantees that the opening is restored satisfactorily — milled and repaved to blend with the adjacent roadway, with pavement markings and signage put back. Our carrier lists it as the City of Jersey City Right of Way Permit bond; in the City's code it attaches to the Article III road opening (excavation) permit, not to a traffic or street-closure permit.
Who sets the bond amount?The Municipal Engineer, who heads the Division of Engineering, Traffic and Transportation. Section 296-3.4.C sets a floor of $25,000 and no ceiling, so the Engineer can ask for more on a larger or more complex opening. Enter the amount the Division gave you when you apply. The separate § 296-3.6 Deposit is its own requirement and is held by the Division.
How much does it cost?This bond is not on our carrier's published rate sheet, and the penal sum can move above the $25,000 floor, so we quote it on review instead of showing a number checkout might not match. Submit the application with the Division's amount, and a surety specialist confirms your exact premium, typically within one business day. You pay only once you accept the quote. The bond amount is the surety's maximum liability to the City, not something you pay.
Will I need collateral?Rarely on a routine road opening, and the application collects no financial statements. On an unusually large amount the review could raise it, and if it ever did we would tell you before you commit to anything. The bond issues the moment you pay — no credit review of any kind, not even a soft pull.
How long does the obligation last, and what else does the permit need?The bond secures restoration of the opening, and the code makes the Owner and Permittee maintain the site for one year after restoration (§ 296-4.2). The permit is void if work does not start within five calendar days of the permitted start date or is not finished, restoration included, within the permitted duration, unless the Municipal Engineer extends it (§ 296-3.9). Apply at least 14 business days ahead (§ 296-3.2), carry the § 296-3.5 insurance with the City covered, and post the § 296-3.6 Deposit. A road opening permit is not a traffic permit; closing or partially closing the street to traffic while you work needs its own permit under Article II.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Requirements checked on the carrier’s application, . Page updated .

Get the Jersey City right-of-way bond off your permit checklist.

Send us one short application with the Municipal Engineer's amount, and a surety specialist returns your price, typically within one business day. Free until issued.

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