NJ investment adviser bonds.
1.5% of the bond amount.
New Jersey will not register an investment adviser that has custody of clients' funds or securities unless it keeps $35,000 in minimum capital or posts a $35,000 surety bond — your choice, under N.J.A.C. 13:47A-2.2. The premium is 1.5% of the bond amount, $100 minimum, priced at checkout. Any credit screen is a soft pull only — it never affects your score.
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Apply to filed in one sitting.
No quote round-trip on the adviser custody bond — enter your amount, pay, and file it with your registration. Here is the whole thing:
Apply online
Firm details, the bond amount, and an effective date. That is the entire application — and any credit screen is a soft pull that never shows as a hard inquiry.
Pay & e-sign
The premium is 1.5% of the bond amount, $100 minimum — priced at checkout, so the bond issues the moment you pay. Your executed bond and power of attorney generate on the spot.
File with the Bureau of Securities
Your executed bond arrives by email, ready to go in with your investment adviser registration through IARD. Wet-ink original mailed on request.
What it is and who needs it.
What the adviser custody bond covers
The New Jersey Bureau of Securities, in the Division of Consumer Affairs, registers investment advisers under the Uniform Securities Law. N.J.A.C. 13:47A-2.2 says no registration shall be granted to a person who has custody of clients' funds or securities unless the applicant has minimum capital of $35,000 or has posted a surety bond in the amount of $35,000. The bond is the alternative to locking up the capital.
It is written on the uniform surety bond form (Form U-SB) and provides for suit by third parties for damage sustained as a result of the misuse or misapplication of clients' funds or securities. That is the whole point of the requirement: it stands behind client money that passes through your hands.
It is not insurance for you — if the surety pays a claim, you repay the surety. Advisers with custody solely through direct fee deduction, and advisers with discretionary authority but no custody, are on a different footing under the rule — the latter maintain a $10,000 minimum net worth instead. Check your own status before you file.
You need this bond if you're
One application, issued instantly.
These are the actual issuing fields — firm details, the bond amount, and an effective date.
Start the application →Common questions.
Other New Jersey bonds.
Post the bond instead of the capital.
1.5% of the bond amount, $100 minimum, issued the moment you pay. Free until issued.