NJ health care service firm bonds.
$100. Five minutes.

A New Jersey health care service firm with a net worth under $100,000 must file a $10,000 bond with the Division of Consumer Affairs to register. Ours is $100 flat — the price is set by our carrier's rate book for this bond, the same for everyone. The application is five minutes, and license bonds like this are the fastest thing we issue.

Required to register a NJ health care service firm when net worth is under $100,000
Fixed price, fixed amount — $10,000 bond, $100, no quote process
Multi-year terms available — set it up once, forget it for up to 3 years
A-ratedA.M. Best carriersInstantunderwriting process1–3 yrterms available
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps. One sitting.

License bonds are the simplest thing in surety. Here's the entire process:

NOW · 5 MINUTES

Apply online

Business details and an effective date. That's the application — no financials, no credit section.

MINUTES, USUALLY

Pay & e-sign

License bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.

SAME DAY

File with Consumer Affairs

Your executed bond arrives by email, ready to file with your Division of Consumer Affairs registration or renewal. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

A health care service firm places nurses, aides, companions, and other health care personnel in homes and facilities. New Jersey regulates these firms through the Division of Consumer Affairs under N.J.S.A. 34:8-43 et seq., and conditions registration on a surety bond for firms that fall below a net-worth threshold.

Under N.J.S.A. 34:8-45.1, a firm with a net worth of less than $100,000 must file and maintain a $10,000 surety bond. The bond protects the firm's clients — if the firm fails to fulfill its service contracts, files for bankruptcy, or otherwise breaches its obligations, a harmed client can recover against the bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. The bond must stay active for as long as your registration relies on it; we track it and notify you 60 and 30 days out so the $10,000 filing stays continuous.

N.J.S.A. 34:8-45.1Under N.J.S.A. 34:8-45.1, a health care service firm registering with the Division of Consumer Affairs that has a net worth of less than $100,000 must purchase and maintain a $10,000 surety bond as a condition of registration, for the benefit of clients harmed by the firm's failure to perform. Confirm whether the bond applies to your firm based on your net worth.

You need this bond if you're

A health care staffing or placement firm registering in New Jersey
Below the $100,000 net-worth threshold that triggers the bond requirement
Renewing your registration and your current bond is expiring or non-renewing
Replacing a non-renewed bond to keep your registration in good standing

Five minutes. The whole thing.

These are the actual issuing fields — the application collects no credit information for this bond.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the New Jersey health care service firm bond?
The premium is $100, set by our carrier's rate book for this bond — the same for every firm. The $10,000 is set by statute, so there is no quote process.
Do I always need the bond?
Only if your firm has a net worth under $100,000. N.J.S.A. 34:8-45.1 requires the $10,000 bond for firms below that threshold; firms above it can demonstrate net worth instead. If you are not sure where you fall, confirm with Consumer Affairs.
Do I pay the $10,000?
No. You pay $100. The $10,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
Is there a credit check?
The application collects no credit information for this bond. Most applications approve instantly; if a check ever runs, it's a soft pull that won't touch your score.
When does it renew?
The bond must stay active for as long as your registration relies on it. You can buy a 1, 2, or 3-year term; we send renewal notices 60 and 30 days out, with autopay available, so your registration never lapses over a missed email.
Related bonds

Other New Jersey bonds.

Finish your registration checklist today.

$100 flat, five-minute application, bond often issued in the same sitting. Free until issued.

Your price$100
Apply now →