NJ cosmetology school bonds.
Flat 3%. Enter your amount.

A New Jersey cosmetology and hairstyling school must file a surety bond with the State Board before it can open — security that protects students if the school closes mid-program. We issue it at a flat 3% with no credit check; enter the amount the Board set and the premium updates.

Required to open a cosmetology/hairstyling school under N.J.S.A. 45:5B-32
Protects prepaid student tuition if a school fails before students finish
Flat 3%, no credit pull — enter your required bond amount and the premium updates
Flat 3%of your bond amount$275minimum premiumNo creditcheck to issue
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Apply to filed in one sitting.

No underwriting queue for the standard school bond — enter your amount, pay, and file with the Board. Here is the whole thing:

TODAY · 5 MINUTES

Apply online

Your school details, the bond amount the Board required, and the effective date — that is the entire application.

INSTANTLY

Issued on the spot

No credit check and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.

SAME DAY

File with the Board

Submit the executed bond with your school-license application to the State Board of Cosmetology and Hairstyling. Wet-ink originals mailed on request.

The whole pricing page.

Bond amount × 3% = your premium, one-time, $275 minimum. Enter the figure the Board set and the premium updates.

$10,000 bond
$300
$25,000 bond
$750
$50,000 bond
$1,500
About this bond

What it is and who needs it.

What the school bond actually covers

New Jersey's State Board of Cosmetology and Hairstyling, within the Division of Consumer Affairs, licenses the schools that train cosmetologists, barbers, and related practitioners. Before a school opens, the Board requires a surety bond as a condition of its license under N.J.S.A. 45:5B-32.

The bond is conditioned on the school's due and faithful performance of the cosmetology and hairstyling law (N.J.S.A. 45:5B-1 through 45:5B-41). In practice it stands behind students' prepaid tuition — if a school closes or fails to deliver the instruction students paid for, a harmed student can initiate an action on the bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. The Board sets the bond amount; enter that figure and we issue at a flat 3% with no credit check.

N.J.S.A. 45:5B-32 and 45:5B-33Under N.J.S.A. 45:5B-32, an applicant to open a cosmetology and hairstyling school must file a surety bond with the State Board of Cosmetology and Hairstyling, conditioned on faithful performance under N.J.S.A. 45:5B-1 through 45:5B-41; N.J.S.A. 45:5B-33 lets a person with a grievance initiate an action on the bond. The Board sets the amount — confirm it on your school-license application.

You need this bond if you are

Opening a cosmetology or hairstyling school in New Jersey
Adding a school license to an existing salon or training business
Renewing a school license that requires the surety bond
Replacing a non-renewed bond to keep your school license in good standing

Five minutes, issued on the spot.

Submit the application with the bond amount the Board set — the executed bond is generated instantly, ready to file.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the New Jersey cosmetology school bond? +
The premium is a flat 3% of the bond amount, with a $275 minimum. The amount itself is set by the State Board of Cosmetology and Hairstyling on your school-license application. Enter that figure and the quote updates.
Why does the Board require it? +
It protects students. The bond is conditioned on the school faithfully performing under the cosmetology law, and a student with a grievance — for example, prepaid tuition for instruction a closed school never delivered — can initiate an action on the bond under N.J.S.A. 45:5B-33.
Is there a credit check? +
No — the school bond is issued with no credit pull. Larger bond amounts may get a quick soft-pull review, which never affects your credit score.
What amount should I choose? +
Use the amount printed on your Board application or instructions. If you are not sure, send us the application and we will confirm the figure before issuing.
Where do I file it? +
With the New Jersey State Board of Cosmetology and Hairstyling (Division of Consumer Affairs), alongside your school-license application. We issue the executed bond ready to submit.
Related bonds

Other New York bonds.

Cosmetology school bond, issued today.

Five-minute application, flat 3%, $275 minimum. Enter the amount the Board set and file the same day.

Your premium @ 3%$300
Apply now →