The Borough of Franklin Lakes requires a $30,000 bond to license contractors who install or repair septic systems in the Borough. Ours is $900 flat — 3% of the bond amount — and the application is five minutes with no credit check.
















Municipal license bonds are the simplest thing in surety. Here is the entire process:
Business details and an effective date. That is the application — no financials, no credit check section.
Fixed-amount license bonds like this issue right after purchase. At most, 1–2 business days.
Your executed bond and power of attorney arrive by email, ready to file with the Borough of Franklin Lakes for your septic contractor license. Wet-ink original mailed on request.
$30,000 bond × 3% = $900, one-time per term. Fixed amount, fixed price, multi-year if you want it.
A septic system contractor bond is a performance and compliance guarantee to the municipality. The Borough of Franklin Lakes conditions a septic contractor license on this bond so that work on individual subsurface sewage disposal systems is done to code and the public health is protected.
It is a three-party arrangement: you (the principal), the surety carrier, and the Borough of Franklin Lakes (the obligee). If you install a system improperly, damage Borough property, or violate the local septic requirements, the Borough — or a harmed property owner — can recover against the $30,000 bond.
The bond must stay active for as long as you hold the license. Let it lapse and the Borough can suspend your license — so we track it and notify you 60 and 30 days out, keeping your $30,000 filing continuous.
These are the actual issuing fields — no credit check section, because this bond doesn't have one.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
$900 flat, five-minute application, bond often issued in the same sitting. Free until issued.