NV money transmitter bonds.
1% of the bond amount.

A Nevada money transmission licensee has to keep a surety bond in force payable to the State of Nevada under NRS 671.100 — the greater of $100,000 or 100% of average daily money transmission liability in Nevada for the most recently completed quarter, to a maximum of $500,000. The premium is 1% of the bond amount, $100 minimum, and the bond issues the moment you pay. Any credit screen is a soft pull only — it never affects your score.

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Required to hold a Nevada money transmission license under NRS 671.100

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Amount is $100,000 or your average daily transmission liability — capped at $500,000

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1% of the bond amount, $100 minimum — exact price at the application, issued the moment you pay

1% rate$100 minimumInstantissuance at checkoutSoft pullnever a hard inquiry

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How it works

Three steps. One sitting.

The money transmission bond is amount-based, so there is no quote round-trip. Here is the entire process:

NOW · ONLINE

Apply online

Business details, your NRS 671.100 bond amount, an effective date, and a term. Any credit screen is a soft pull that never shows as a hard inquiry.

INSTANTLY

Pay & e-sign

Your exact premium — 1% of the bond amount, $100 minimum — is shown before you pay, and the executed bond and power of attorney generate the moment you pay.

SAME DAY

File with the Commissioner

Your executed bond arrives by email, ready to file with your Nevada money transmission license record. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the money transmitter bond guarantees

Nevada licenses money transmission under NRS Chapter 671, administered by the Commissioner of Financial Institutions. NRS 671.100 requires each licensee to have in force a surety bond payable to the State of Nevada for the use and benefit of any purchaser or holder of an outstanding money transmission obligation.

The amount is liability-linked rather than location-linked: the greater of $100,000 or 100% of the average daily money transmission liability in Nevada calculated for the most recently completed quarter, to a maximum of $500,000. A licensee may simply carry a bond above the $500,000 ceiling instead of running the average-daily-liability calculation.

The bond stands behind money your customers have handed you but that has not yet reached its destination — the outstanding transmission obligations Chapter 671 protects. It is not insurance for you: if the surety pays a claim, you repay the surety. We track the term and send renewal notices 60 and 30 days out.

NRS 671.100Section 671.100 of the Nevada Revised Statutes requires a money transmission licensee to have in force a surety bond payable to the State of Nevada for the use and benefit of any purchaser or holder of any outstanding money transmission obligation, in an amount equal to the greater of $100,000 or 100 percent of the average daily money transmission liability in this State calculated for the most recently completed quarter, to a maximum of $500,000. A licensee may maintain a bond in excess of $500,000 without calculating average daily money transmission liability. Confirm your required amount with the Commissioner of Financial Institutions.

You need this bond if you're

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Applying for a Nevada money transmission license with the Division of Financial Institutions

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Transmitting money or payment instruments for Nevada customers, directly or through agents

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Recalculating your bond after a quarter in which average daily transmission liability rose

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Renewing or reinstating a license whose bond lapsed or was cancelled

One application, issued instantly.

These are the actual issuing fields — business details, the bond amount, an effective date, and a term. That is the entire application.

Start the application →

FAQ

Common questions.

How much is the Nevada money transmitter bond?The premium is 1% of the bond amount, $100 minimum. The $100,000 statutory floor runs $1,000 and the $500,000 ceiling runs $5,000. Your exact price appears at the application, before you pay.

How do I calculate my required amount?NRS 671.100 requires the greater of $100,000 or 100 percent of your average daily money transmission liability in Nevada for the most recently completed quarter, to a maximum of $500,000. A licensee may carry a bond above $500,000 without running the calculation.

Do I pay the bond amount?No. You pay the premium. The bond amount is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.

Is there a credit check?If a credit screen runs on this bond, it is a soft pull only — never a hard inquiry, and it never affects your score. The rate stays 1% of the bond amount either way.

Where do I file it?With the Nevada Commissioner of Financial Institutions, as part of your Chapter 671 license record. We issue the executed bond ready to file; wet-ink originals are mailed on request.

Related bonds

Other Nevada bonds.

Get your Nevada money transmitter bond today.

1% of the bond amount, $100 minimum, issued the moment you pay. Free until issued.

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Your premiumfrom $100

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