Nevada money transmitter bonds.
From $1,000.
A Nevada money transmission licensee has to keep a surety bond in force payable to the State of Nevada under NRS 671.100: the greater of $100,000 or 100% of average daily money transmission liability in Nevada, to a maximum of $500,000. The premium is 1% of the bond amount.
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How much does a Nevada money transmitter bond cost?
1% of the bond amount, from $1,000 at the $100,000 minimum. Enter your amount in the calculator for the exact price.
Three steps. One sitting.
The money transmission bond is amount-based, so there is no quote round-trip. Here is the entire process:
Apply online
Business details, your NRS 671.100 bond amount, an effective date, and a term. No credit check up to $25,000.
Pay & e-sign
Your exact premium — 1% of the bond amount — is shown before you pay, and the executed bond and power of attorney generate the moment you pay.
File with the Commissioner
Your executed bond arrives by email, ready to file with your Nevada money transmission license record. Wet-ink original mailed on request.
What it is and who needs it.
What the money transmitter bond guarantees
Nevada licenses money transmission under NRS Chapter 671, administered by the Commissioner of Financial Institutions. NRS 671.100 requires each licensee to have in force a surety bond payable to the State of Nevada for the use and benefit of any purchaser or holder of an outstanding money transmission obligation.
The amount is liability-linked rather than location-linked: the greater of $100,000 or 100% of the average daily money transmission liability in Nevada calculated for the most recently completed quarter, to a maximum of $500,000. A licensee may simply carry a bond above the $500,000 ceiling instead of running the average-daily-liability calculation.
The bond stands behind money your customers have handed you but that has not yet reached its destination — the outstanding transmission obligations Chapter 671 protects. It is not insurance for you: if the surety pays a claim, you repay the surety. We track the term and send renewal notices 60 and 30 days out.
You need this bond if you're
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with the Commissioner. Your executed bond arrives by email, ready to file with your Nevada money transmission license record. Wet-ink original mailed on request.
What sets the price
The premium is 1% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.
No credit check up to $25,000. Above that, the carrier may run a soft pull, which never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued instantly.
These are the actual issuing fields — business details, the bond amount, an effective date, and a term. That is the application.
Start the application →Common questions.
Other Nevada bonds.
The same bond in nearby states.
Price and requirements checked on the carrier’s application, . Page updated .
Get your Nevada money transmitter bond today.
1% of the bond amount, issued the moment you pay. Free until issued.