NV escrow agency bonds.
1% of the bond amount.

As a condition of doing business in Nevada, an escrow agency must deposit a corporate surety bond payable to the State of Nevada with the Commissioner under NRS 645A.041 — naming the agency and all of its escrow agents as principals, and sized to the average monthly balance of the trust or escrow account, from $20,000 up to $250,000. The premium is 1% of the bond amount, $100 minimum, and the bond issues the moment you pay. Any credit screen is a soft pull only — it never affects your score.

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Required to do business as a Nevada escrow agency under NRS 645A.041

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Amount starts at $20,000 and steps to $250,000 with your average monthly escrow balance

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1% of the bond amount, $100 minimum — exact price at the application, issued the moment you pay

1% rate$100 minimumInstantissuance at checkoutSoft pullnever a hard inquiry

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How it works

Three steps. One sitting.

The escrow agency bond is amount-based, so there is no quote round-trip. Here is the entire process:

NOW · ONLINE

Apply online

Agency details, the bond amount the Commissioner set, an effective date, and a term. Any credit screen is a soft pull that never shows as a hard inquiry.

INSTANTLY

Pay & e-sign

Your exact premium — 1% of the bond amount, $100 minimum — is shown before you pay, and the executed bond and power of attorney generate the moment you pay.

SAME DAY

Deposit it with the Commissioner

Your executed bond arrives by email, ready to deposit with the Nevada Division of Mortgage Lending. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the escrow agency bond guarantees

Nevada licenses escrow agencies and escrow agents under NRS Chapter 645A, administered by the Commissioner at the Division of Mortgage Lending. As a condition of doing business, NRS 645A.041 requires each escrow agency to deposit a corporate surety bond payable to the State of Nevada, executed by a corporate surety satisfactory to the Commissioner and naming as principals the agency and all escrow agents employed by or associated with it.

The amount tracks the money you hold. The Commissioner sets the initial bond from your expected average monthly balance and then reviews it semiannually against the actual average monthly balance of the trust or escrow account: $20,000 at $50,000 or less, $50,000 above $50,000, $100,000 above $250,000, $150,000 above $500,000, $200,000 above $750,000, and $250,000 above $1,000,000.

The bond stands behind your handling of other people's escrow funds and your compliance with Chapter 645A. It is not insurance for you: if the surety pays a claim, you repay the surety. We track the term and send renewal notices 60 and 30 days out so the deposit never lapses.

NRS 645A.041Section 645A.041 of the Nevada Revised Statutes requires each escrow agency, as a condition to doing business in Nevada, to deposit with the Commissioner a corporate surety bond payable to the State of Nevada in the amount set forth in subsection 4, executed by a corporate surety satisfactory to the Commissioner and naming as principals the escrow agency and all escrow agents employed by and associated with it. After the initial deposit, the Commissioner determines the appropriate amount semiannually based on the average monthly balance of the trust or escrow account maintained by the agency — $20,000 at $50,000 or less, rising in steps to $250,000 above $1,000,000. Confirm your required amount on your Division notice.

You need this bond if you're

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Licensing a Nevada escrow agency with the Division of Mortgage Lending

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Holding escrow or trust funds for Nevada real property or business transactions

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Adjusting your bond after the Commissioner reviewed your average monthly escrow balance

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Adding escrow agents who must be named as principals on the agency bond

One application, issued instantly.

These are the actual issuing fields — agency details, the bond amount, an effective date, and a term. That is the entire application.

Start the application →

FAQ

Common questions.

How much is the Nevada escrow agency bond?The premium is 1% of the bond amount, $100 minimum. The $20,000 floor runs $200 and a $100,000 bond runs $1,000. Your exact price appears at the application, before you pay.

What bond amount does the Commissioner require?NRS 645A.041 ties it to the average monthly balance of your trust or escrow account: $20,000 at $50,000 or less, $50,000 above $50,000, $100,000 above $250,000, $150,000 above $500,000, $200,000 above $750,000, and $250,000 above $1,000,000. The Commissioner reviews it semiannually.

Do my escrow agents need their own bonds?No. The statute requires the agency bond to name as principals the escrow agency and all escrow agents employed by and associated with it, so the agents are covered on the agency bond.

Is there a credit check?If a credit screen runs on this bond, it is a soft pull only — never a hard inquiry, and it never affects your score. The rate stays 1% of the bond amount either way.

Where do I file it?The bond is deposited with the Commissioner at the Nevada Division of Mortgage Lending. We issue the executed bond ready to deposit; wet-ink originals are mailed on request.

Related bonds

Other Nevada bonds.

Get your Nevada escrow agency bond today.

1% of the bond amount, $100 minimum, issued the moment you pay. Free until issued.

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Your premiumfrom $100

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