Nevada escrow agency bonds.
From $200.
As a condition of doing business in Nevada, an escrow agency must deposit a corporate surety bond with the Commissioner under NRS 645A.041. The bond is sized to the average monthly balance of the trust or escrow account, from $20,000 up to $250,000. The premium is 1% of the bond amount.
Trusted by industry leaders
How much does a Nevada escrow agency bond cost?
1% of the bond amount, from $200 at the $20,000 minimum. Enter your amount in the calculator for the exact price.
Three steps. One sitting.
The escrow agency bond is amount-based, so there is no quote round-trip. Here is the entire process:
Apply online
Agency details, the bond amount the Commissioner set, an effective date, and a term. No credit check up to $10,000.
Pay & e-sign
Your exact premium — 1% of the bond amount — is shown before you pay, and the executed bond and power of attorney generate the moment you pay.
Deposit it with the Commissioner
Your executed bond arrives by email, ready to deposit with the Nevada Division of Mortgage Lending. Wet-ink original mailed on request.
What it is and who needs it.
What the escrow agency bond guarantees
Nevada licenses escrow agencies and escrow agents under NRS Chapter 645A, administered by the Commissioner at the Division of Mortgage Lending. As a condition of doing business, NRS 645A.041 requires each escrow agency to deposit a corporate surety bond payable to the State of Nevada, executed by a corporate surety satisfactory to the Commissioner and naming as principals the agency and all escrow agents employed by or associated with it.
The amount tracks the money you hold. The Commissioner sets the initial bond from your expected average monthly balance and then reviews it semiannually against the actual average monthly balance of the trust or escrow account: $20,000 at $50,000 or less, $50,000 above $50,000, $100,000 above $250,000, $150,000 above $500,000, $200,000 above $750,000, and $250,000 above $1,000,000.
The bond stands behind your handling of other people's escrow funds and your compliance with Chapter 645A. It is not insurance for you: if the surety pays a claim, you repay the surety. We track the term and send renewal notices 60 and 30 days out so the deposit never lapses.
You need this bond if you're
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
Pay & e-sign. Your exact premium — 1% of the bond amount — is shown before you pay, and the executed bond and power of attorney generate the moment you pay.
What sets the price
The premium is 1% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.
No credit check up to $10,000. Above that, the carrier may run a soft pull, which never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued instantly.
These are the actual issuing fields — agency details, the bond amount, an effective date, and a term. That is the application.
Start the application →Common questions.
Other Nevada bonds.
The same bond in nearby states.
Price and requirements checked on the carrier’s application, . Page updated .
Get your Nevada escrow agency bond today.
1% of the bond amount, issued the moment you pay. Free until issued.