NV debt management services bonds.
1% of the bond amount.

Nevada adopted the Uniform Debt-Management Services Act as NRS Chapter 676A, and NRS 676A.390 requires a registered provider to file a surety bond of $50,000 — or a larger amount the Commissioner determines is warranted by the provider's financial condition, experience, history, and the risk to individuals. The premium is 1% of the bond amount, $100 minimum, and the bond issues the moment you pay. Any credit screen is a soft pull only — it never affects your score.

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Required to register as a Nevada debt-management services provider under NRS 676A.390

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Amount starts at $50,000 and rises only where the Commissioner determines it is warranted

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1% of the bond amount, $100 minimum — exact price at the application, issued the moment you pay

1% rate$100 minimumInstantissuance at checkoutSoft pullnever a hard inquiry

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How it works

Three steps. One sitting.

The debt-management bond is amount-based, so there is no quote round-trip. Here is the entire process:

NOW · ONLINE

Apply online

Business details, the bond amount on your registration notice, an effective date, and a term. Any credit screen is a soft pull that never shows as a hard inquiry.

INSTANTLY

Pay & e-sign

Your exact premium — 1% of the bond amount, $100 minimum — is shown before you pay, and the executed bond and power of attorney generate the moment you pay.

SAME DAY

File with the Commissioner

Your executed bond arrives by email, ready to file with your Nevada debt-management services registration. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the debt-management bond guarantees

Nevada enacted the Uniform Debt-Management Services Act at NRS Chapter 676A. A provider that offers debt-management or debt-settlement services to Nevada residents has to register with the Commissioner of Financial Institutions, and NRS 676A.390 makes a surety bond part of that registration.

The bond is $50,000, or a larger amount the Commissioner determines is warranted by the provider's financial condition and business experience, its history performing debt-management services, the risk to individuals, and any other factor the Commissioner considers appropriate. The surety has to be authorized in Nevada and rated at least A by a nationally recognized rating organization.

Payment under the bond is conditioned on noncompliance by the provider or its agent with Chapter 676A. The bond must stay continuously in effect during registration and for two years after the provider stops serving Nevada individuals. If the surety pays a claim, you repay the surety — we track the term and send renewal notices 60 and 30 days out.

NRS 676A.390Section 676A.390 of the Nevada Revised Statutes requires a surety bond in the amount of $50,000, or such larger amount as the Commissioner determines is warranted by the financial condition and business experience of the provider, the history of the provider in performing debt-management services, the risk to individuals, and any other factor the Commissioner considers appropriate. The bond must be issued by a bonding, surety, or insurance company authorized to do business in Nevada and rated at least A by a nationally recognized rating organization, with payment conditioned upon noncompliance of the provider or its agent with the chapter, and must remain in effect during registration and for 2 years after the provider ceases providing debt-management services in this State.

You need this bond if you're

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Registering as a Nevada debt-management services provider with the Commissioner of Financial Institutions

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Offering debt settlement or credit counseling to Nevada residents for compensation

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Renewing your registration — the bond stays in effect throughout, and for 2 years after you exit

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Raising your bond after the Commissioner determined a larger amount was warranted

One application, issued instantly.

These are the actual issuing fields — business details, the bond amount, an effective date, and a term. That is the entire application.

Start the application →

FAQ

Common questions.

How much is the Nevada debt management services bond?The premium is 1% of the bond amount, $100 minimum. The $50,000 statutory bond runs $500. Your exact price appears at the application, before you pay.

Could the Commissioner require more than $50,000?Yes. NRS 676A.390 lets the Commissioner set a larger amount based on your financial condition and business experience, your history performing debt-management services, the risk to individuals, and any other factor considered appropriate. Enter the amount on your notice.

How long does the bond have to stay in place?Continuously during the period of registration, and for 2 years after the provider stops providing debt-management services to individuals in Nevada.

Is there a credit check?If a credit screen runs on this bond, it is a soft pull only — never a hard inquiry, and it never affects your score. The rate stays 1% of the bond amount either way.

Where do I file it?With the Nevada Commissioner of Financial Institutions, as part of your Chapter 676A registration. We issue the executed bond ready to file; wet-ink originals are mailed on request.

Related bonds

Other Nevada bonds.

Get your Nevada debt-management bond today.

1% of the bond amount, $100 minimum, issued the moment you pay. Free until issued.

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Your premiumfrom $100

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