Nevada debt management services bonds.
From $500.
Nevada adopted the Uniform Debt-Management Services Act as NRS Chapter 676A, and NRS 676A.390 requires a registered provider to file a surety bond of $50,000, or a larger amount the Commissioner determines is warranted. The premium is 1% of the bond amount.
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How much does a Nevada debt management services bond cost?
1% of the bond amount, from $500 at the $50,000 minimum. Enter your amount in the calculator for the exact price.
Three steps. One sitting.
The debt-management bond is amount-based, so there is no quote round-trip. Here is the entire process:
Apply online
Business details, the bond amount on your registration notice, an effective date, and a term. No credit check up to $10,000.
Pay & e-sign
Your exact premium — 1% of the bond amount — is shown before you pay, and the executed bond and power of attorney generate the moment you pay.
File with the Commissioner
Your executed bond arrives by email, ready to file with your Nevada debt-management services registration. Wet-ink original mailed on request.
What it is and who needs it.
What the debt-management bond guarantees
Nevada enacted the Uniform Debt-Management Services Act at NRS Chapter 676A. A provider that offers debt-management or debt-settlement services to Nevada residents has to register with the Commissioner of Financial Institutions, and NRS 676A.390 makes a surety bond part of that registration.
The bond is $50,000, or a larger amount the Commissioner determines is warranted by the provider's financial condition and business experience, its history performing debt-management services, the risk to individuals, and any other factor the Commissioner considers appropriate. The surety has to be authorized in Nevada and rated at least A by a nationally recognized rating organization.
Payment under the bond is conditioned on noncompliance by the provider or its agent with Chapter 676A. The bond must stay continuously in effect during registration and for two years after the provider stops serving Nevada individuals. If the surety pays a claim, you repay the surety — we track the term and send renewal notices 60 and 30 days out.
You need this bond if you're
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with the Commissioner. Your executed bond arrives by email, ready to file with your Nevada debt-management services registration. Wet-ink original mailed on request.
What sets the price
The premium is 1% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.
No credit check up to $10,000. Above that, the carrier may run a soft pull, which never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued instantly.
These are the actual issuing fields — business details, the bond amount, an effective date, and a term. That is the application.
Start the application →Common questions.
Other Nevada bonds.
Price and requirements checked on the carrier’s application, . Page updated .
Get your Nevada debt-management bond today.
1% of the bond amount, issued the moment you pay. Free until issued.