MT PEO bonds.
Flat 3%. Enter your amount.

A Montana professional employer organization registering with the Department of Labor & Industry must show a $50,000 tangible net worth — or post a surety bond to cover the shortfall. The bond is at least $50,000 under MCA 39-8-202, and we issue it at a flat 3% with no credit check.

Required when a PEO can’t demonstrate a $50,000 tangible net worth — under MCA 39-8-202
Bond is at least $50,000 to cover the net-worth deficiency for DLI registration
Flat 3%, no credit pull — enter your required bond amount and the premium updates
Flat 3%of your bond amount$275minimum premiumNo creditcheck to issue
Trusted by industry leaders
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How it works

Apply to filed in one sitting.

No long underwriting queue for the standard PEO bond — enter your amount, pay, and you have the executed bond. Here is the whole thing:

TODAY · 5 MINUTES

Apply online

Organization details, the bond amount your registration requires, and the effective date — that is the entire application.

USUALLY SAME DAY

Reviewed & issued

Most clear quickly; larger amounts may get a quick underwriter look within 48 hours. No credit check on this bond.

SAME DAY

File with the Department of Labor & Industry

Submit the executed bond with your PEO registration to satisfy the net-worth requirement. Wet-ink originals mailed whenever the department insists.

The whole pricing page.

Bond amount × 3% = your premium, one-time, $275 minimum. Enter the amount your registration requires (at least $50,000) and the premium updates.

$50,000 bond
$1,500
$75,000 bond
$2,250
$100,000 bond
$3,000
About this bond

What it is and who needs it.

What the PEO bond actually covers

A professional employer organization (PEO) co-employs a client’s workforce — running payroll, withholding payroll taxes, and handling benefits. Because employees and tax authorities rely on the PEO to actually remit wages and taxes, Montana requires registered PEOs to show financial strength under MCA 39-8-202.

The baseline is a $50,000 tangible accounting net worth, shown by audited financials (or compiled financials plus a $100,000 security deposit). A PEO that can’t meet the net-worth floor may instead post a surety bond, letter of credit, or marketable securities of at least $50,000 to cover the deficiency.

The bond protects employees and the state: if the PEO defaults on wages or payroll-related taxes, the department can access the bond. If the surety pays, the PEO repays the surety. Enter the amount your registration requires, and we issue it at a flat 3% with no credit check.

MCA 39-8-202 (Department of Labor & Industry)Under MCA 39-8-202, a Montana PEO must maintain a tangible accounting net worth of at least $50,000 (by audited financials, or compiled financials plus a $100,000 security deposit). A PEO that cannot meet the net-worth threshold must provide a surety bond, letter of credit, or marketable securities of not less than $50,000 to cover the deficiency, accessible by the department on default of wages or payroll-related taxes. Restricted-license applicants may be exempt — confirm your required amount with the department.

You need this bond if you are

A PEO registering in Montana that can’t show the $50,000 tangible net worth from financials
A newer PEO building net worth and bonding the deficiency in the meantime
Renewing a PEO registration where the bond stands in for the net-worth requirement
Expanding into Montana and registering with the Department of Labor & Industry

Five minutes, issued on the spot.

Submit the application with the bond amount your registration requires — the executed bond is generated quickly, ready to file with the Department of Labor & Industry.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the Montana PEO bond? +
The premium is a flat 3% of the bond amount, with a $275 minimum. The bond itself is at least $50,000 — so the premium starts at $1,500 — and rises with the amount the department requires to cover your net-worth deficiency.
When do I need this bond? +
When your PEO can’t demonstrate the $50,000 tangible net worth that MCA 39-8-202 requires. The surety bond (or a letter of credit or marketable securities) stands in for the missing net worth so you can register with the Department of Labor & Industry.
Is there a credit check? +
No — this bond is issued with no credit pull. Larger bond amounts may get a quick soft-pull or financial review, which never affects your credit score.
What does the bond protect against? +
It protects employees and the state if the PEO defaults on wages or payroll-related taxes. The department can access the bond to cover those obligations — and if the surety pays, the PEO repays the surety.
Can I use something other than a bond? +
Yes — MCA 39-8-202 also accepts a letter of credit or marketable securities of at least $50,000. A surety bond is usually cheapest: you pay the 3% premium rather than tying up the full amount in cash or bank collateral.
Related bonds

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PEO bond, issued today.

Five-minute application, flat 3%, $275 minimum. Enter the amount your registration requires and file the same day.

Your premium @ 3%$1,500
Apply now →