MT PEO bonds.
From $100. Enter your amount.

A Montana professional employer organization registering with the Department of Labor & Industry must show a $50,000 tangible net worth — or post a surety bond to cover the shortfall. The bond is at least $50,000 under MCA 39-8-202. Premiums start from $100, and the application collects no credit information.

Required when a PEO can’t demonstrate a $50,000 tangible net worth — under MCA 39-8-202
Bond is at least $50,000 to cover the net-worth deficiency for DLI registration
From $100, no credit section in the application — enter your required bond amount and see your price
From $100minimum premiumNo SSNin the applicationInstantapproval for most
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Apply to filed in one sitting.

No long underwriting queue for the standard PEO bond — enter your amount, pay, and you have the executed bond. Here is the whole thing:

TODAY · ONLINE

Apply online

Organization details, the bond amount your registration requires, and the effective date — that is the entire application.

USUALLY SAME DAY

Reviewed & issued

Most clear quickly; no credit information is collected in the application. Larger amounts may get a quick underwriter look within 48 hours.

SAME DAY

File with the Department of Labor & Industry

Submit the executed bond with your PEO registration to satisfy the net-worth requirement. Wet-ink originals mailed whenever the department insists.

About this bond

What it is and who needs it.

What the PEO bond actually covers

A professional employer organization (PEO) co-employs a client’s workforce — running payroll, withholding payroll taxes, and handling benefits. Because employees and tax authorities rely on the PEO to actually remit wages and taxes, Montana requires registered PEOs to show financial strength under MCA 39-8-202.

The baseline is a $50,000 tangible accounting net worth, shown by audited financials (or compiled financials plus a $100,000 security deposit). A PEO that can’t meet the net-worth floor may instead post a surety bond, letter of credit, or marketable securities of at least $50,000 to cover the deficiency.

The bond protects employees and the state: if the PEO defaults on wages or payroll-related taxes, the department can access the bond. If the surety pays, the PEO repays the surety. Enter the amount your registration requires; premiums start from $100, and the application collects no credit information.

MCA 39-8-202 (Department of Labor & Industry)Under MCA 39-8-202, a Montana PEO must maintain a tangible accounting net worth of at least $50,000 (by audited financials, or compiled financials plus a $100,000 security deposit). A PEO that cannot meet the net-worth threshold must provide a surety bond, letter of credit, or marketable securities of not less than $50,000 to cover the deficiency, accessible by the department on default of wages or payroll-related taxes. Restricted-license applicants may be exempt — confirm your required amount with the department.

You need this bond if you are

A PEO registering in Montana that can’t show the $50,000 tangible net worth from financials
A newer PEO building net worth and bonding the deficiency in the meantime
Renewing a PEO registration where the bond stands in for the net-worth requirement
Expanding into Montana and registering with the Department of Labor & Industry

One application, issued on the spot.

Submit the application with the bond amount your registration requires — the executed bond is generated quickly, ready to file with the Department of Labor & Industry.

Start the application →
FAQ

Common questions.

How much is the Montana PEO bond?Premiums start from $100 and depend on the bond amount. The bond itself is at least $50,000, and your exact price rises with the amount the department requires to cover your net-worth deficiency — it appears at the application.
When do I need this bond?When your PEO can’t demonstrate the $50,000 tangible net worth that MCA 39-8-202 requires. The surety bond (or a letter of credit or marketable securities) stands in for the missing net worth so you can register with the Department of Labor & Industry.
Is there a credit check?The application collects no credit information. Larger bond amounts may get a quick soft-pull or financial review, which never affects your credit score and is never a hard inquiry.
What does the bond protect against?It protects employees and the state if the PEO defaults on wages or payroll-related taxes. The department can access the bond to cover those obligations — and if the surety pays, the PEO repays the surety.
Can I use something other than a bond?Yes — MCA 39-8-202 also accepts a letter of credit or marketable securities of at least $50,000. A surety bond is usually cheapest: you pay a premium starting from $100 rather than tying up the full amount in cash or bank collateral.
Related bonds

Other Montana bonds.

PEO bond, issued today.

Premiums from $100. Enter the amount your registration requires and file the same day.

Your premiumfrom $100
Apply now →