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Great Falls street opening & sidewalk bonds.
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Anyone who excavates in, cuts through or tears open a City of Great Falls street, alley, sidewalk, boulevard or other public way files a bond with the Planning and Community Development Department under OCCGF § 12.4.040. The penal sum is $5,000, with a minimum two-year term. A specialist quotes it, usually within one business day.

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Required by the Great Falls Planning & Community Development Department before it grants an application to open a public way
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Penal sum of $5,000, with a two-year minimum term for street opening and sidewalk work, per the City’s verification form
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Payable to the City and/or State — backs restoration of the surface and any liability from the cut
Underwrittenthe City sets the amountNo credit reviewnot even a soft pull1 daytypical specialist reply
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Great Falls street opening & sidewalk bond cost?

It is underwritten: the premium is quoted from the bond amount and your financial picture, so there is no flat price to show.

How it works

Built around the street opening permit.

Planning and Community Development will not grant an application to open a public way until the bond is on file, and it goes in with your Contractor License Verification Form. Here is the whole process:

TODAY · ONE APPLICATION

Send us the file

Apply online with your business details, the $5,000 penal sum and the effective date. Tell us you need the two-year minimum term the City requires for street opening and sidewalk work.

WITHIN 1 BUSINESS DAY

A surety specialist underwrites it

A specialist reviews the amount, the two-year term, the kind of right-of-way work you do and your experience restoring pavement and concrete, then returns a quote. The City fixes the amount — underwriting decides approval and any collateral.

ON APPROVAL

Execute & file with P&CD

Once you bind, we issue the executed bond with the power of attorney attached, ready to file with the Planning and Community Development Department at the Civic Center with your verification form, certificate of insurance and State contractor registration.

About this bond

What it is and who needs it.

What the Great Falls street opening bond guarantees

Chapter 4 of Title 12 of the Official Code of the City of Great Falls (Excavations, Ord. 3170, 2018) governs every cut into a public way. Under § 12.4.010, anyone properly licensed under OCCGF Title 5 who wants to excavate in, cut through, access or tear open the surface of a street, avenue, alley, sidewalk or other public way must first file a written application with the Planning and Community Development Department (P&CD). The one exception is a person working under a contract with the City that involves opening the public way.

Section 12.4.040 then requires every such applicant to file a bond with P&CD. The bond is payable to the City and/or State as their interests appear, and it carries two conditions: it protects the City and State against any liability arising from the excavation, and it guarantees that you properly backfill and restore the surface and do all the work in a good, workmanlike manner to City and State specifications. It stays on file with P&CD.

The code leaves the penal sum to City Commission resolution. The City publishes it on its Contractor License Verification Form: all bonds are $5,000, and the bond must include a compliance guarantee, a good faith guarantee and an indemnity guarantee. Street opening and sidewalk bonds must run for a minimum of two years, and a drain-laying bond combined with street opening work needs the same two-year minimum. That tail lines up with § 12.4.060, which holds the permittee responsible for any settlement of a restored area within two years of permanent resurfacing and treats such settlement as conclusive evidence of defective backfill.

It is a three-party arrangement: you (the principal), the surety, and the City of Great Falls (the obligee). If the City has to correct a failed trench after you ignore a Public Works notice, it can recover the cost, and if the surety pays a claim, you repay the surety.

OCCGF Title 12, Ch. 4, §§ 12.4.010, 12.4.040, 12.4.060OCCGF § 12.4.040 provides that any applicant desiring to excavate in, access, cut through, or tear open any City street, avenue, alley, sidewalk, boulevard, or other public way must file with the P&CD Department a bond in the penal sum established by City Commission resolution. The bond must be payable to the City and/or State as their interests appear, be conditioned to protect the City and/or State against any liability arising from the excavation, be conditioned on proper backfill and surface restoration to City and/or State specifications, and remain on file with P&CD; alternatively, a Title 13 water service line layer or drain layer license bond may be amended to include these conditions. Section 12.4.010 requires the written application to P&CD, except for work under a City contract. Section 12.4.050 requires insurance in amounts set by resolution, and § 12.4.060 makes the permittee responsible for settlement of a restored area within two years of permanent resurfacing. The City of Great Falls Contractor License Verification Form (Planning and Community Development, updated 3/2026) lists Street Opening/Sidewalk as a bonded license type, sets all bonds at $5,000, and requires street opening and sidewalk bonds to run a minimum of two years.

You need this bond if you’re

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An excavation or utility contractor cutting a Great Falls street or alley for a water, sewer, gas or service connection
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A concrete contractor removing or replacing sidewalk, curb or curb and gutter in a dedicated right-of-way
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A drain layer or water service line layer whose Title 13 bond must be amended to carry the street opening conditions
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A contractor re-verifying with the City each calendar year on the Contractor License Verification Form for Street Opening/Sidewalk work
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

Term and renewal are set in the underwriter's quote.

Keep the bond in force for as long as the obligation behind it runs.

How to file it

Execute & file with P&CD. Once you bind, we issue the executed bond with the power of attorney attached, ready to file with the Planning and Community Development Department at the Civic Center with your verification form, certificate of insurance and State contractor registration.

What sets the price

This bond is underwritten: the premium is quoted from the bond amount and your financial picture, so there is no flat price to show.

One application, one underwriting review.

These are the actual issuing fields — your business details, the $5,000 penal sum, the term and the effective date. Submit once and a surety specialist reviews it and returns a quote, typically within one business day. Free until your bond is issued.

Start the application →
FAQ

Common questions.

What is a Great Falls, Montana street opening / sidewalk bond?It is the bond the City of Great Falls requires under OCCGF § 12.4.040 before you excavate in, cut through or tear open a city street, alley, sidewalk, boulevard or other public way. It is filed with the Planning and Community Development Department, is payable to the City and/or State, and guarantees that you backfill and restore the surface to specification and protects them from liability arising from the work.
Who sets the bond amount?The code leaves it to City Commission resolution, and the City publishes the figure on its Contractor License Verification Form: $5,000 for all bonds, with street opening and sidewalk bonds written for a minimum of two years. House moving is the listed exception at a higher amount. Confirm the current form with Planning and Community Development before you file.
How much does it cost?It is underwritten, not flat-rated. The premium depends on the penal sum, the two-year minimum term, and your record on right-of-way work. A surety specialist reviews the file and returns a quote, usually within one business day. On credit: the bond issues the moment you pay — no credit review of any kind, not even a soft pull.
Will I need collateral?Rarely on a bond of this size. It can come up where an applicant is new to municipal restoration work or has open claims on other bonds, because the permittee answers for trench settlement for two years after permanent resurfacing. We tell you what your file needs before you commit.
What else does the City need besides the bond?The bond goes in with the Contractor License Verification Form, which also asks for your State of Montana contractor registration or exemption certificate, a list of State-licensed employees, a certificate of insurance for general liability, auto and workers’ compensation at the City’s limits, and the annual verification fee for each license type. Contractors working under a contract with the City do not file the street opening application.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Get bonded and open the street.

Send us your details and the two-year term you need, and a surety specialist underwrites and quotes the Great Falls street opening bond — typically within one business day. Free until issued.

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