MT dealer & warehouse bonds.
Flat 3%. Enter your amount.

An operator licensed as both a commodity dealer and a public warehouse can file a single combined bond with the Department of Agriculture. The amount is set by the department from your commodity purchases and licensed capacity together. We issue it at a flat 3% with a soft credit pull only.

For operators holding both a commodity dealer and warehouse license — under MCA Title 80, Chapter 4
One combined bond protects both producers you buy from and depositors you store for
Soft credit pull only — never affects your score, and the rate stays a flat 3% either way
Flat 3%of your bond amount$275minimum premiumSoft pullnever affects your score
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps to a licensed operation.

Both your licenses ride on this bond. Here is the whole process — no broker phone tag:

TODAY · 5 MINUTES

Apply online

Business details, the combined bond amount the department set, and an effective date — plus a one-time consent to a soft credit pull. That is the application.

WITHIN 48 HOURS

Reviewed & approved

Most clear quickly; larger amounts may get a quick underwriter look within 48 hours. The soft credit pull never affects your score.

1–2 BUSINESS DAYS

E-sign & file with the Department of Agriculture

Pay online and receive the executed bond ready to file with your combined license application. Wet-ink originals mailed whenever the department insists.

The whole pricing page.

Bond amount × 3% = your premium, one-time, $275 minimum. Enter the combined amount the department set and the premium updates.

$40,000 bond
$1,200
$75,000 bond
$2,250
$150,000 bond
$4,500
About this bond

What it is and who needs it.

What the combined bond actually covers

Some Montana operators hold both licenses — buying commodities from producers as a commodity dealer and storing commodities for others as a public warehouse operator. The Department of Agriculture licenses both under MCA Title 80, Chapter 4, and a combined bond can satisfy both filings.

The bond protects both groups: the producers you buy from (the dealer side) and the depositors whose grain you store (the warehouse side). The dealer amount is set from your purchases, and the warehouse amount from your licensed capacity on the per-hundredweight schedule — each with a $20,000 floor and a $1,000,000 cap, so a combined bond commonly starts around $40,000.

It is a three-party guarantee — you (the principal), the surety, and the State of Montana for the benefit of producers and depositors. If the surety pays a claim, you repay the surety. Tell us the combined amount the department set, and we issue it at a flat 3%.

MCA Title 80, Ch. 4 (combined dealer + warehouse)Montana commodity dealers and public warehouse operators are licensed by the Department of Agriculture under MCA Title 80, Chapter 4. An operator holding both licenses may file a combined bond; the dealer amount derives from purchases and the warehouse amount from licensed capacity (MCA 80-4-505), each not less than $20,000 and not more than the $1,000,000 maximum in MCA 80-4-405. Confirm the combined amount the department set on your license.

You need this bond if you are

Licensed as both a commodity dealer and warehouse and filing a single combined bond
A grain elevator that also buys commodities from the producers it stores for
Consolidating two separate bonds into one combined filing with the department
Renewing a combined license and your current bond is expiring or non-renewing

Five minutes. The whole thing.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the combined dealer and warehouse bond? +
The premium is a flat 3% of the bond amount, with a $275 minimum. The Department of Agriculture sets the combined amount from your purchases (dealer side) and licensed capacity (warehouse side), each with a $20,000 minimum. Enter the figure on your license and the quote updates.
Do I need separate dealer and warehouse bonds? +
Not necessarily. If you hold both licenses, a combined bond can cover both filings. Send us your license and we’ll confirm whether the department wants a single combined bond or two separate ones.
Who does the bond protect? +
Both the producers you buy commodities from and the depositors whose grain you store. If you fail either group and someone is harmed, they can recover against the bond — and if the surety pays, you repay the surety.
Is there a credit check? +
Yes — one soft credit pull, which never affects your score. It informs approval, not price. The rate is a flat 3% either way: credit can affect whether we approve the bond, never what it costs.
How is the combined amount set? +
The dealer portion is based on your commodity purchases; the warehouse portion on your licensed capacity per MCA 80-4-505. Each has a $20,000 floor and a $1,000,000 cap. The department fixes the combined figure on your license.
Related bonds

Other New York bonds.

The Department of Agriculture is waiting on one document.

Five-minute application, flat 3%, $275 minimum, e-signed bond in 1–2 business days. Free until issued.

Your premium @ 3%$1,200
Apply now →