MO patient trust fund bonds.
Flat 3%. Enter your amount.
A Missouri long-term care facility that holds residents’ personal funds in trust must file a bond with the Department of Health and Senior Services under RSMo 198.096. The amount is one and one-half times the average monthly balance of those trust accounts — we issue it at a flat 3% with no credit check. Enter your required amount and the premium updates.
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Apply to filed in one sitting.
No underwriting queue for the standard patient trust fund bond — enter your amount, pay, and file. Here is the whole thing:
Apply online
Your facility details, the bond amount the statute requires, and the effective date — that is the entire application.
Issued on the spot
No credit check and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.
File with Health & Senior Services
Submit the executed bond to the Department of Health and Senior Services. Wet-ink originals mailed whenever the department insists on them.
The whole pricing page.
Bond amount × 3% = your premium, one-time, $275 minimum. The amount is 1.5× the average monthly trust balance — enter it and the premium updates.
What it is and who needs it.
What the patient trust fund bond actually covers
Missouri long-term care facilities are regulated under Chapter 198, RSMo by the Department of Health and Senior Services. When a facility holds residents’ personal funds in trust under RSMo 198.090, RSMo 198.096 requires it to obtain and file a bond protecting that money.
The bond is conditioned that the operator will comply with the trust-fund rules and not wrongfully deprive a resident, former resident, or a former resident’s estate of money held in trust. If a facility mishandles or wrongfully withholds residents’ personal funds, those residents can recover against the bond.
The amount is one and one-half times the average monthly balance (or average of the monthly balances) of the residents’ personal-funds accounts for the preceding twelve months, rounded to the nearest $1,000. For a new facility, the department sets the amount based on size, type, and resident count. A facility may post a cash deposit under an approved escrow agreement instead of a bond.
You need this bond if you are
Five minutes, issued on the spot.
Submit the application with the bond amount the statute requires — the executed bond is generated instantly, ready to file with Health & Senior Services.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
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Other New York bonds.
Patient trust fund bond, issued today.
Five-minute application, flat 3%, $275 minimum. Enter your required amount and file the same day.