Missouri requires every notary public to maintain a $10,000 surety bond for the four-year term of office under RSMo 486.235. Three percent of $10,000 is below our floor, so the price is our $275 minimum — no credit check, no E&O coverage, ready to file with the Secretary of State.
















Notary bonds are the simplest thing in surety. Here’s the entire process:
Request the bond in the name of the individual being commissioned as a notary, with an effective date. No financials, no credit check section.
Notary bonds are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
After the Secretary of State approves your application, take the oath at your county clerk and mail the signed oath and bond to the Secretary of State within the deadline. Wet-ink original mailed on request.
$10,000 bond at our flat 3% rate hits the $275 minimum. The bond runs the four-year notary term set by statute.
Missouri commissions notaries through the Secretary of State, and RSMo 486.235 requires each notary to maintain a $10,000 surety bond during the term of office, with a surety company qualified in Missouri. The bond is conditioned on the faithful performance of all notarial acts in accordance with the law.
It is protection for the public, not for the notary. If a notary fails to follow the rules — notarizing without witnessing a signature, or enabling a fraud — a harmed party can recover against the bond up to $10,000. If the surety pays, the notary repays the surety. To cover your own liability, notaries often add separate errors-and-omissions (E&O) insurance; this page is the bond only, without E&O.
The bond is written for the four-year notary term, covering the same dates as the commission. After the Secretary of State approves the application, the notary is sworn in by the county clerk and mails the signed oath and bond to the Secretary of State within the required window.
Request the bond in the name of the individual being commissioned. These are the actual issuing fields — no credit check section, because this bond doesn’t have one.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
$275 flat, five-minute application, bond often issued in the same sitting. Free until issued.