MO notary bonds.
$275. Five minutes.

Missouri requires every notary public to maintain a $10,000 surety bond for the four-year term of office under RSMo 486.235. Three percent of $10,000 is below our floor, so the price is our $275 minimum — no credit check, no E&O coverage, ready to file with the Secretary of State.

Required for your MO notary commission — new applicants and renewals, filed with the Secretary of State
$10,000 for a four-year term under RSMo 486.235 — the bond protects the public, not you
Flat 3%, $275 minimum, no credit pull — this is the bond only, without E&O coverage
$275flatFastoften same purchaseNo creditcheck to issue
Trusted by industry leaders
NYCEDC
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NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps. One sitting.

Notary bonds are the simplest thing in surety. Here’s the entire process:

NOW · 5 MINUTES

Apply online

Request the bond in the name of the individual being commissioned as a notary, with an effective date. No financials, no credit check section.

MINUTES, USUALLY

Pay & e-sign

Notary bonds are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.

WITH YOUR COMMISSION

File with the Secretary of State

After the Secretary of State approves your application, take the oath at your county clerk and mail the signed oath and bond to the Secretary of State within the deadline. Wet-ink original mailed on request.

The whole pricing page.

$10,000 bond at our flat 3% rate hits the $275 minimum. The bond runs the four-year notary term set by statute.

$10,000 bond
$275
Four-year term
statutory
No E&O
bond only
About this bond

What it is and who needs it.

What the notary bond actually guarantees

Missouri commissions notaries through the Secretary of State, and RSMo 486.235 requires each notary to maintain a $10,000 surety bond during the term of office, with a surety company qualified in Missouri. The bond is conditioned on the faithful performance of all notarial acts in accordance with the law.

It is protection for the public, not for the notary. If a notary fails to follow the rules — notarizing without witnessing a signature, or enabling a fraud — a harmed party can recover against the bond up to $10,000. If the surety pays, the notary repays the surety. To cover your own liability, notaries often add separate errors-and-omissions (E&O) insurance; this page is the bond only, without E&O.

The bond is written for the four-year notary term, covering the same dates as the commission. After the Secretary of State approves the application, the notary is sworn in by the county clerk and mails the signed oath and bond to the Secretary of State within the required window.

RSMo 486.235Section 486.235, RSMo requires a notary public to maintain a $10,000 surety bond during the term of office, issued by a company qualified to write surety bonds in Missouri and conditioned on the faithful performance of all notarial acts. The bond is filed with the Secretary of State and written for the four-year term of office. The bond protects the public; E&O insurance, which protects the notary, is separate and not included in this bond.

You need this bond if you are

Applying for a new MO notary commission — the bond is filed with your oath of office
Renewing your notary commission for another four-year term
Reappointed after a lapse and need a fresh bond for the new term
An employer commissioning staff who each need their own $10,000 bond

Five minutes. The whole thing.

Request the bond in the name of the individual being commissioned. These are the actual issuing fields — no credit check section, because this bond doesn’t have one.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the Missouri notary bond? +
The premium is a flat $275. The statutory bond amount is $10,000, and at our flat 3% rate that math lands at our $275 minimum — the same for every notary.
Does this include E&O insurance? +
No. This is the $10,000 surety bond only, without errors-and-omissions coverage. The bond protects the public; E&O protects you, the notary, and is purchased separately if you want that coverage.
Do I pay the $10,000? +
No. You pay $275. The $10,000 is the maximum the surety would pay a harmed member of the public — it is not a deposit, and nobody holds your money. If the surety pays a claim, you repay the surety.
How long does the bond last? +
It’s written for the four-year notary term, covering the same dates as your commission, under RSMo 486.235.
How do I file it? +
After the Secretary of State approves your application, you’re sworn in by your county clerk and mail the signed oath and bond to the Secretary of State within the required window. We deliver the e-signed bond ready for that step.
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Notary bond, issued today.

$275 flat, five-minute application, bond often issued in the same sitting. Free until issued.

Your premium @ 3%$300
Apply now →