Missouri grain dealer bonds.
From $500.
A licensed grain dealer in Missouri must file a surety bond with the Department of Agriculture under RSMo 276.426, for the benefit of the producers it buys grain from. The amount is the greater of $50,000 or 2% of your annual Missouri grain purchases. Pricing is 1% of your bond amount.
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How much does a Missouri grain dealer bond cost?
1% of the bond amount, from $500 at the $50,000 minimum. Enter your amount in the calculator for the exact price.
Three steps to filed.
Your grain dealer license is waiting on this bond. Here’s the entire process — no broker phone tag:
Apply once, online
Business details, the bond amount the department set, and the effective date — plus a one-time consent to a soft credit pull.
Approved
Most are approved as soon as you apply. One soft credit pull, never a hard inquiry, and it never affects your score. If it needs a second look, one to two business days at most.
E-sign & file with the Department of Agriculture
Pay online and receive the executed bond, ready to file with your grain dealer license. Wet-ink originals mailed whenever the department insists.
What it is and who needs it.
What the grain dealer bond actually covers
Missouri licenses grain dealers through the Department of Agriculture under Chapter 276, RSMo. A grain dealer buys grain from producers, so RSMo 276.426 requires the dealer to file a surety bond as a condition of the license — engaging in the grain business without a sufficient bond on file is itself a violation.
The bond runs in favor of the State of Missouri, with the director as trustee for the benefit of all persons selling grain to the dealer — the producers. If a dealer fails to pay for grain it bought, a seller (or the department on the seller’s behalf) can make a written demand and recover against the bond.
The amount is the greater of $50,000 or 2% of the dealer’s annual Missouri grain purchases, so it scales with volume. Recovery on the bond is not a producer’s exclusive remedy — it doesn’t bar a separate civil action on the grain contract. We issue the amount the department set; pricing is 1% of your bond amount, confirmed via a soft pull.
You need this bond if you are
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
E-sign & file with the Department of Agriculture. Pay online and receive the executed bond, ready to file with your grain dealer license. Wet-ink originals mailed whenever the department insists.
What sets the price
The premium is 1% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.
One soft credit pull, never a hard inquiry, and it never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued instantly.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is issued when you pay.
Start the application →Common questions.
Other Missouri bonds.
The same bond in nearby states.
Price and requirements checked on the carrier’s application, . Page updated .
Grain dealer bond, issued today.
Pricing from $500, soft pull only. Enter the amount the department set and file the same day.