MO grain dealer bonds.
Flat 3%. Enter your amount.

A licensed grain dealer in Missouri must file a surety bond with the Department of Agriculture under RSMo 276.426, in favor of the producers it buys grain from. The amount is the greater of $50,000 or 2% of your annual Missouri grain purchases — we issue it at a flat 3% with a soft credit pull. Enter your required amount and the premium updates.

Required for a MO grain dealer license under RSMo 276.426
Amount is the greater of $50,000 or 2% of annual MO grain purchases — set by the Department of Agriculture
Soft credit pull only — never affects your score, and the rate stays 3% either way
Flat 3%of your bond amountSoft pullnever affects your score$275minimum premium
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How it works

Three steps to filed.

Your grain dealer license is waiting on this bond. Here’s the entire process — no broker phone tag:

TODAY · 5 MINUTES

Apply once, online

Business details, the bond amount the department set, and the effective date — plus a one-time consent to a soft credit pull.

WITHIN 48 HOURS

Reviewed & approved

Most clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.

1–2 BUSINESS DAYS

E-sign & file with the Department of Agriculture

Pay online and receive the executed bond, ready to file with your grain dealer license. Wet-ink originals mailed whenever the department insists.

The whole pricing page.

Bond amount × 3% = your premium, one-time, $275 minimum. The amount is the greater of $50,000 or 2% of your annual Missouri grain purchases — enter it and the premium updates.

$50,000 bond
$1,500
$100,000 bond
$3,000
$250,000 bond
$7,500
About this bond

What it is and who needs it.

What the grain dealer bond actually covers

Missouri licenses grain dealers through the Department of Agriculture under Chapter 276, RSMo. A grain dealer buys grain from producers, so RSMo 276.426 requires the dealer to file a surety bond as a condition of the license — engaging in the grain business without a sufficient bond on file is itself a violation.

The bond runs in favor of the State of Missouri, with the director as trustee for the benefit of all persons selling grain to the dealer — the producers. If a dealer fails to pay for grain it bought, a seller (or the department on the seller’s behalf) can make a written demand and recover against the bond.

The amount is the greater of $50,000 or 2% of the dealer’s annual Missouri grain purchases, so it scales with volume. Recovery on the bond is not a producer’s exclusive remedy — it doesn’t bar a separate civil action on the grain contract. We issue the amount the department set, at a flat 3% with a soft credit pull.

RSMo 276.426 (Department of Agriculture)Section 276.426, RSMo requires every licensed grain dealer to file with the director a surety bond issued by a corporate surety licensed in Missouri, in favor of the state with the director as trustee for the benefit of all persons selling grain to the dealer. The Department of Agriculture sets the amount at the greater of $50,000 or 2% of the dealer’s annual Missouri grain purchases. Recovery on the bond is by written demand and is not the claimant’s exclusive remedy. Confirm your required amount with the department.

You need this bond if you are

Applying for a MO grain dealer license through the Department of Agriculture
Buying grain from Missouri producers as a dealer subject to Chapter 276
Renewing a grain dealer license and re-sizing the bond to your purchase volume
Growing your purchases past the point where 2% exceeds the $50,000 floor

Five minutes. The whole thing.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the Missouri grain dealer bond? +
The premium is a flat 3% of the bond amount, with a $275 minimum. The amount itself is the greater of $50,000 or 2% of your annual Missouri grain purchases, set by the Department of Agriculture. Enter that figure and the quote updates.
How is the bond amount determined? +
It’s the greater of $50,000 or 2% of your annual Missouri grain purchases. So smaller dealers post $50,000, and the amount scales up with purchase volume. The Department of Agriculture sets the figure — confirm it on your license paperwork.
Who does the bond protect? +
The producers who sell grain to you. It runs in favor of the state with the director as trustee for sellers — if you fail to pay for grain, a seller can make a written demand and recover against the bond.
Is there a credit check? +
Yes — one soft credit pull, which never affects your score. It informs approval, not price. The rate is a flat 3% either way.
Is the bond a producer’s only remedy? +
No. Recovery on the bond does not bar a separate civil action based on the grain purchase contract — it’s an added protection, not the exclusive one.
Related bonds

Other New York bonds.

Grain dealer bond, issued this week.

Five-minute application, flat 3%, soft pull only. Enter the amount the department set and file the same week.

Your premium @ 3%$1,500
Apply now →