Not in Missouri? Notary bonds in other states

Missouri notary bonds.
$50. Four-year term.

Missouri requires every notary public to present a $10,000 surety bond to the county clerk with the oath of office for the four-year commission. Ours is $50 flat — set by our carrier's rate book for this bond — and this one includes $10,000 of errors-and-omissions coverage to protect you, not just the public.

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Required for your MO notary commission — new appointments and renewals, presented to your county clerk with your oath
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Includes $10,000 of E&O coverage — the bond protects the public, the E&O protects you
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No credit check — the application collects no credit information
A-ratedA.M. Best carriersInstantunderwriting process4-yearcommission term
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Missouri notary bond cost?

$50 at the $10,000 amount, the same for every applicant.

How it works

Three steps. One sitting.

Notary bonds are the simplest thing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Request the bond in the name of the individual being appointed as notary, add an effective date, and you're done — no financials, no credit check.

MINUTES, USUALLY

Pay & e-sign

Notary bonds issue right after purchase in most cases. The $10,000 E&O rides along with the bond.

SAME DAY

Present it to your county clerk

Your executed bond arrives by email, ready to present to your county clerk with your oath of office once the Secretary of State issues your commission. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

A Missouri notary bond is a public-protection guarantee. If a notary makes a serious error or commits misconduct in a notarial act that causes someone financial harm, that person can claim against the bond, and the surety may pay up to $10,000 to the injured party.

It's a three-party arrangement: you (the principal), the surety carrier, and the State of Missouri (the obligee), with the public as the protected parties. If the surety pays a claim on the bond, you repay the surety — the bond protects the public, not you.

That's why this bond also includes $10,000 of errors-and-omissions coverage: E&O is insurance that protects you if an honest mistake leads to a claim. The bond and the E&O together are the standard package Missouri notaries carry for the four-year commission.

RSMo 486.615Missouri Revised Statutes section 486.615 requires each notary public to maintain a $10,000 surety bond with a company qualified to write surety in the state, conditioned on the faithful performance of all notarial acts. The bond is presented to the county clerk with the oath of office and covers the four-year commission. The $10,000 of E&O coverage on this product is an added protection for the notary, not a separate statutory requirement.

You need this bond if you're

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Applying for a new MO notary commission — the bond and oath go to your county clerk
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Renewing your commission for another four-year term
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Reappointed after moving counties or a name change requiring a new commission
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Adding notary services to your business and getting commissioned for the first time
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the $10,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The carrier issues this bond for a single 4-year term; the term cannot be changed at checkout.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

Pay & e-sign. Notary bonds issue right after purchase in most cases. The $10,000 E&O rides along with the bond.

What sets the price

The premium is fixed at $50 at the $10,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.

No credit check.

One application, issued instantly.

These are the actual issuing fields — request the bond in the name of the person being appointed. No credit check.

Start the application →
FAQ

Common questions.

How much is the Missouri notary bond?The premium is $50 flat — set by our carrier's rate book for this exact bond — and that single payment covers the full four-year commission, with $10,000 of E&O coverage included. The $10,000 bond amount is set by statute; the price you see is the checkout price.
What's the difference between the bond and the E&O?The $10,000 surety bond protects the public — if you make a serious notarial error, an injured person can claim against it, and you repay the surety. The $10,000 E&O is insurance that protects you, covering your liability for honest mistakes. This product includes both.
How fast will I have the bond?Notary bonds are among the thousands of bond types that issue right after purchase — many notaries finish the application and have the bond in the same sitting.
Is there a credit check?No credit check: the application collects no credit information. Most notaries approve instantly.
How long does it last?A Missouri notary commission runs four years, and the bond and E&O cover that full term — one $50 payment, no annual renewal during the commission. We notify you ahead of expiration so your next commission never lapses.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
Same family

Other Missouri notary bonds.

Not sure this is the one your license calls for? These are the other notary bonds we write in Missouri. Each has its own statute and bond amount.

Related bonds

Other Missouri bonds.

Nearby states

The same bond in nearby states.

Been told you need a different amount?

Price and requirements checked on the carrier’s application, . Page updated .

Get commissioned today.

$50 flat for the full four-year term, $10,000 E&O included, bond often issued in the same sitting. Free until issued.

Your price$50
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