Missouri requires every notary public to file a $10,000 surety bond with the Secretary of State for the four-year commission. Ours is $300 flat — 3% of the bond amount — and this one includes $10,000 of errors-and-omissions coverage to protect you, not just the public.
















Notary bonds are the simplest thing in surety. Here's the entire process:
Request the bond in the name of the individual being appointed as notary, add an effective date, and you're done — no financials, no credit check section.
Notary bonds issue right after purchase in most cases — at most 1–2 business days. The $10,000 E&O rides along with the bond.
Your executed bond arrives by email. File your signed oath and bond with the Secretary of State Notaries & Commissions unit within the deadline after you are sworn in by your county clerk. Wet-ink original mailed on request.
$10,000 bond × 3% = $300, one-time, covering the full four-year commission. Fixed amount, fixed price, E&O included.
A Missouri notary bond is a public-protection guarantee. If a notary makes a serious error or commits misconduct in a notarial act that causes someone financial harm, that person can claim against the bond, and the surety may pay up to $10,000 to the injured party.
It's a three-party arrangement: you (the principal), the surety carrier, and the State of Missouri (the obligee), with the public as the protected parties. If the surety pays a claim on the bond, you repay the surety — the bond protects the public, not you.
That's why this bond also includes $10,000 of errors-and-omissions coverage: E&O is insurance that protects you if an honest mistake leads to a claim. The bond and the E&O together are the standard package Missouri notaries carry for the four-year commission.
These are the actual issuing fields — request the bond in the name of the person being appointed. No credit check section, because this bond doesn't have one.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
$300 flat for the full four-year term, $10,000 E&O included, bond often issued in the same sitting. Free until issued.