MO health club bonds.
Flat 3%. Enter your amount.
Before a Missouri health spa sells memberships, it must register with and file a bond at the Attorney General's office under RSMo 407.327 — protecting members' prepaid dues if the spa closes. We issue it at a flat 3% with no credit check; enter the amount your contract count requires and the premium updates.
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Apply to filed in one sitting.
No underwriting queue for the standard health spa bond — enter your amount, pay, and file with the Attorney General. Here is the whole thing:
Apply online
Your business details, the bond amount your contract count requires, and the effective date — that is the entire application.
Issued on the spot
No credit check and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.
File with the Attorney General
Submit the executed bond with your health spa registration at the Missouri Attorney General's office before you sign membership contracts. Wet-ink originals mailed whenever they insist.
The whole pricing page.
Bond amount × 3% = your premium, one-time, $275 minimum. Enter the tier your contract count requires and the premium updates.
What it is and who needs it.
What the health club bond actually covers
Missouri's health spa law (RSMo 407.325 to 407.339) makes it unlawful for a health spa to offer or execute a membership contract unless it has registered with the Attorney General and, in most cases, filed a surety bond. The bond protects members if the spa goes out of business before their prepaid contracts end.
The bond amount is tiered by your number of unexpired membership contracts that run longer than three months: $10,000 for 500 or fewer, $20,000 for 501 to 1,000, and $25,000 for more than 1,000. A surety bond is one accepted form of security; a letter of credit is the alternative.
Some established spas qualify for an exemption from the bond, and the requirements have nuances — so confirm your tier and whether a bond is required for your situation. Whatever amount applies, we issue the bond at a flat 3% with no credit check.
You need this bond if you are
Five minutes, issued on the spot.
Submit the application with your required bond amount — the executed health spa bond is generated instantly, ready to file with the Attorney General.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
How much is the Missouri health club bond? +
Why does Missouri require this bond? +
Is there a credit check? +
Which tier applies to me? +
Can I use a letter of credit instead? +
Other New York bonds.
Health club bond, issued today.
Five-minute application, flat 3%, $275 minimum. Enter your required amount and file with the Attorney General the same day.