City of Ridgeland rental permit bonds.
From $100.
The City of Ridgeland requires a residential rental property permit bond from landlords renting residential units within city limits, under its Residential Rental Inspection Code. The city sets the amount. Premiums start from $100 and vary with the bond amount.
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How much does a City of Ridgeland rental permit bond cost?
0.5% of the bond amount plus a $25 fee, from $100. Enter your amount in the calculator for the exact price.
Three steps. One sitting.
No underwriting queue for the standard rental permit bond — enter your amount, pay, and file with the City of Ridgeland. Here is the whole thing:
Apply online
Your details, the bond amount the city required, your mailing address for the original, and the effective date — that is the application.
Issued on the spot
No credit check up to $50,000. Above $50,000, a soft pull may add a short review.
Sign & file with the City of Ridgeland
The original bond is mailed to the address you provide; it must be signed by you (the principal) before you file it with the City of Ridgeland for your rental property permit.
What it is and who needs it.
What the bond actually guarantees
The City of Ridgeland regulates rental housing through its Residential Rental Inspection Code, which conditions a residential rental property permit on a surety bond. The bond is a compliance guarantee to the city: it backs the property owner's obligation to keep rental units in compliance with the city's housing and inspection standards.
It's a three-party arrangement: you, the property owner (the principal), the surety carrier, and the City of Ridgeland (the obligee). If an owner violates the city's rental housing regulations, the city can recover against the bond for enforcement, abatement, or repairs it has to undertake.
The amount is set by the city's code — commonly $15,000 for a single-family home, duplex, or townhouse, with a per-unit amount for multi-family properties. It is not insurance for you — if the surety pays a claim, you repay the surety. Enter the figure your permit requires and your price, from $100, appears at application.
You need this bond if you're
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
Sign & file with the City of Ridgeland. The original bond is mailed to the address you provide; it must be signed by you (the principal) before you file it with the City of Ridgeland for your rental property permit.
What sets the price
The premium is 0.5% of the bond amount plus a $25 fee, $100 minimum: the amount the obligee sets moves the price, not your business profile.
No credit check up to $50,000. Above that, the carrier may run a soft pull, which never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued on the spot.
Submit the application with the bond amount the City of Ridgeland required and your mailing address — the executed bond is generated instantly and mailed for your signature.
Start the application →Common questions.
Other Mississippi bonds.
Price and requirements checked on the carrier’s application, . Page updated .
Ridgeland rental permit bond, issued today.
From $100. Enter the amount the city required and file the same day. Free until issued.