Richland general contractor bonds.
$100 flat.
The City of Richland requires general contractors to carry a $5,000 bond as part of the city's privilege license process before doing business inside city limits. The bond amount is fixed at $5,000; the premium our carrier sets for this bond is $100 flat — the same for every Richland general contractor. No credit check.
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How much does a Richland general contractor bond cost?
$100 at the $5,000 amount, the same for every applicant.
Three steps. One sitting.
City trade-license bonds are the simplest thing in surety. Here's the entire process:
Apply online
Business details and an effective date. That is the application. No credit check.
Pay & e-sign
Small fixed municipal bonds like this are among the thousands of bond types that issue right after purchase.
File with the City of Richland
Your executed bond and power of attorney arrive by email, ready to file with the Richland City Clerk for your privilege license. Wet-ink original mailed on request.
What it is and who needs it.
What the bond actually guarantees
The City of Richland conditions a general contractor's privilege license on a $5,000 surety bond. The bond is a compliance guarantee to the city: it stands behind your obligation to follow Richland's permit conditions, building code, and inspection requirements while doing contracting work inside city limits.
It's a three-party arrangement: you (the principal), the surety carrier, and the City of Richland (the obligee). If a licensed general contractor violates a city ordinance, leaves permitted work uncorrected, or owes the city for damage or fees tied to the work, the city can recover against the bond.
It is not insurance for you — if the surety pays a claim, you repay the surety. Contractors who pull proper permits and follow the city's code treat the bond as a license formality, not a risk. We track it and notify you ahead of expiration so your privilege license filing stays continuous.
You need this bond if you're
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the $5,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with the City of Richland. Your executed bond and power of attorney arrive by email, ready to file with the Richland City Clerk for your privilege license. Wet-ink original mailed on request.
What sets the price
The premium is fixed at $100 at the $5,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.
No credit check.
One application, issued instantly.
These are the actual issuing fields. No credit check.
Start the application →Common questions.
Other Mississippi bonds.
Been told you need a different amount?
Price and requirements checked on the carrier’s application, . Page updated .
Finish your Richland privilege license today.
$100 flat, no credit check, bond often issued in the same sitting. Free until issued.