Not in Mississippi? Notary bonds in other states

Mississippi notary bonds, with $10,000 E&O.
$50 flat.

Mississippi requires every notary public to file a $5,000 bond with the Secretary of State for a four-year commission. Ours is $50 flat for the full term. The bond issues the moment you pay — no credit check.

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Required for your MS notary commission — under Miss. Code §25-33-1
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One $50 premium for the full 4-year term — not annual; the commission runs four years
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No credit check — the application collects no credit information
A-ratedA.M. Best carriersInstantunderwriting process4-yearcommission term
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Mississippi notary bond cost?

$50 at the $5,000 amount, the same for every applicant.

How it works

Three steps. One sitting.

Notary bonds are the simplest thing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Your name, county, and an effective date. That is the application. No credit check.

MINUTES, USUALLY

Pay & e-sign

Notary bonds are among the thousands of bond types that issue right after purchase.

SAME DAY

File with the Secretary of State

Your executed bond arrives by email, ready to file with your oath of office and notary application at the Secretary of State. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the notary bond actually guarantees

A Mississippi notary bond is a public-protection guarantee. The state commissions you to witness signatures and administer oaths, and wants a financial backstop in case a notarial error or misconduct causes someone a loss. Under Miss. Code §25-33-1, the bond is $5,000 and the commission runs four years.

It's a three-party arrangement: you (the principal), the surety carrier, and the State of Mississippi (the obligee), with the public as the protected parties. The bond must be conditioned and approved by the Secretary of State, and your commission does not become effective until your oath of office and the $5,000 bond are on file.

Note the bond protects the public, not you — if the surety pays a claim, you repay the surety. That's why this bond includes $10,000 of errors-and-omissions (E&O) coverage, which does protect you against honest mistakes.

Miss. Code §25-33-1 (Secretary of State)Mississippi Code §25-33-1 requires a notary public commissioned after July 1, 1988 to give bond in the penalty sum of $5,000 with sureties licensed by the Department of Insurance, conditioned and approved by the Secretary of State. The commission runs a four-year term and does not become effective until the oath of office and the $5,000 bond are filed with the Secretary of State.

You need this bond if you're

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Applying to become a Mississippi notary — the bond is filed with your commission
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Renewing your notary commission at the end of your four-year term
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A signing agent or title professional who needs an active commission to work
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Wanting E&O protection — $10,000 is included, so an honest notarial mistake does not come out of your pocket
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the $5,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The carrier issues this bond for a single 4-year term; the term cannot be changed at checkout.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with the Secretary of State. Your executed bond arrives by email, ready to file with your oath of office and notary application at the Secretary of State. Wet-ink original mailed on request.

What sets the price

The premium is fixed at $50 at the $5,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.

No credit check.

One application, issued instantly.

These are the actual issuing fields. No credit check.

Start the application →
FAQ

Common questions.

How much is the Mississippi notary bond?The premium is $50 — and that one payment covers the entire four-year commission, not each year. The $5,000 bond amount is set by statute, so there is no quote process.
How long does the bond last?A Mississippi notary commission runs four years under Miss. Code §25-33-1, and the bond covers that full term. You renew the bond when you renew your commission.
Does the bond protect me?No — the $5,000 bond protects the public. If the surety pays a claim, you repay the surety. The $10,000 of errors-and-omissions (E&O) coverage included with this bond is what protects you against honest mistakes.
Is there a credit check?No credit check: the application collects no credit information. It's one of the simplest bonds we issue, and most applications approve instantly.
Where do I file the bond?With the Mississippi Secretary of State, along with your oath of office. Your commission does not become effective until both are on file. We issue the executed bond ready to submit.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
Same family

Other Mississippi notary bonds.

Not sure this is the one your license calls for? These are the other notary bonds we write in Mississippi. Each has its own statute and bond amount.

Related bonds

Other Mississippi bonds.

Nearby states

The same bond in nearby states.

Been told you need a different amount?

Price and requirements checked on the carrier’s application, . Page updated .

Finish your notary commission today.

$50 flat for the full four years, no credit check, bond often issued in the same sitting. Free until issued.

Your price$50
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