Mississippi requires every notary public to file a $5,000 bond with the Secretary of State for a four-year commission. Ours is $275 flat for the full term. The application is five minutes, with no credit check — and E&O coverage can ride along to protect you, not just the public.
















Notary bonds are the simplest thing in surety. Here's the entire process:
Your name, county, and an effective date. That's the application — no financials, no credit check section.
Notary bonds are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
Your executed bond arrives by email, ready to file with your oath of office and notary application at the Secretary of State. Wet-ink original mailed on request.
$5,000 bond × 3% = $150, but our minimum premium is $275 — and that single $275 covers the entire four-year commission, not each year.
A Mississippi notary bond is a public-protection guarantee. The state commissions you to witness signatures and administer oaths, and wants a financial backstop in case a notarial error or misconduct causes someone a loss. Under Miss. Code §25-33-1, the bond is $5,000 and the commission runs four years.
It's a three-party arrangement: you (the principal), the surety carrier, and the State of Mississippi (the obligee), with the public as the protected parties. The bond must be conditioned and approved by the Secretary of State, and your commission does not become effective until your oath of office and the $5,000 bond are on file.
Note the bond protects the public, not you — if the surety pays a claim, you repay the surety. That's why many notaries add errors-and-omissions (E&O) coverage, which does protect you against honest mistakes. We can include $10,000 of E&O alongside the bond.
These are the actual issuing fields — no credit check section, because this bond doesn't have one.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
$275 flat for the full four years, five-minute application, bond often issued in the same sitting. Free until issued.