MS certificate of title bonds.
Flat 3%. Enter your amount.

When you can't prove ownership of a vehicle, Mississippi lets you get a bonded title — file a surety bond under Miss. Code §63-21-23 with the Department of Revenue Title Bureau and the state issues the title. We write it at a flat 3% with no credit check; the amount is 1.5× the vehicle's value.

For owners with missing, lost, or defective proof of ownership under Miss. Code §63-21-23
Amount is one and a half times the vehicle value as determined by the Department of Revenue
Flat 3%, no credit pull — enter your bond amount and the premium updates
Flat 3%of your bond amount$275minimum premiumNo creditcheck to issue
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
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NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Apply to bonded title in one sitting.

No underwriting queue for the standard title bond — enter your amount, pay, and take the executed bond to the Title Bureau. Here is the whole thing:

TODAY · 5 MINUTES

Apply online

Your details, the vehicle, and the bond amount (1.5× the vehicle's value) — that is the entire application.

INSTANTLY

Issued on the spot

No credit check and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.

SAME DAY

File with the Title Bureau

Take the executed bond and your valuation paperwork to the Department of Revenue Title Bureau to get your bonded title. Wet-ink originals mailed whenever the office insists.

The whole pricing page.

Bond amount × 3% = your premium, one-time, $275 minimum. Bond amount is 1.5× the vehicle's value — enter it and the premium updates.

$3,750 bond
$275
$7,500 bond
$275
$15,000 bond
$450
About this bond

What it is and who needs it.

What the bonded title actually does

When you buy or inherit a vehicle and the paperwork is missing, lost, or defective, Mississippi lets you establish ownership with a bonded title under Miss. Code §63-21-23, part of the Motor Vehicle Title Act. You post a surety bond, the Department of Revenue Title Bureau issues a certificate of title in your name, and the bond protects anyone who later proves a superior claim to the vehicle.

The bond amount is one and a half times the vehicle's value as determined by the Department of Revenue. So a vehicle valued at $5,000 takes a $7,500 bond — and at a flat 3%, that still lands at our $275 minimum.

If someone with a better claim comes forward and is harmed, they can recover against the bond — and if the surety pays, you repay the surety. The bond is active for three years from issuance, after which a clean (non-bonded) title issues if no valid claim has been made.

Miss. Code §63-21-23 (Title Bureau)Mississippi Code §63-21-23, part of the Motor Vehicle Title Act, lets an owner with insufficient proof of ownership obtain a Mississippi certificate of title by filing a surety bond with the Department of Revenue Title Bureau in an amount equal to one and a half times the vehicle's value as determined by the Department. The bond is active for three years from issuance.

You need this bond if you are

A buyer with no title — the seller never delivered one or it was lost
Titling an inherited or gifted vehicle with gaps in the ownership chain
Holding a defective title the state will not accept as proof of ownership
Registering an abandoned or project vehicle that needs a bonded title to get on the road

Five minutes, issued on the spot.

Submit the application with your bond amount (1.5× the vehicle's value) — the executed title bond is generated instantly, ready to take to the Title Bureau.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the Mississippi title bond? +
The premium is a flat 3% of the bond amount, with a $275 minimum. The bond amount is set at 1.5× the vehicle's value, so lower-value vehicles land at the $275 minimum and the premium scales up from there. Enter your amount and the quote updates.
How do I figure out the bond amount? +
It's one and a half times the vehicle's value as determined by the Mississippi Department of Revenue. Take the vehicle's value and multiply by 1.5. The Title Bureau confirms the value figure as part of the bonded-title process.
Is there a credit check? +
No — the title bond is issued with no credit pull. Larger bond amounts may get a quick soft-pull review, which never affects your credit score.
What does the bond protect against? +
It protects anyone who later proves a superior ownership claim to the vehicle. If a valid claim is paid, you repay the surety — it is not insurance for you, it is a guarantee that backs your bonded title.
How long does the bond last? +
A Mississippi title bond is active for three years from issuance. If no valid claim is made, a clean (non-bonded) certificate of title issues at the end of the period.
Related bonds

Other New York bonds.

Bonded title, issued today.

Five-minute application, flat 3%, $275 minimum. Enter your amount and take it to the Title Bureau the same day.

Your premium @ 3%$275
Apply now →