MS certificate of title bonds.
From $100. Enter your amount.

When you can't prove ownership of a vehicle, Mississippi lets you get a bonded title — file a surety bond under Miss. Code §63-21-23 with the Department of Revenue Title Bureau and the state issues the title. Pricing starts from $100, and the application collects no credit information; the amount is 1.5× the vehicle's value.

For owners with missing, lost, or defective proof of ownership under Miss. Code §63-21-23
Amount is one and a half times the vehicle value as determined by the Department of Revenue
From $100 — the application collects no credit information; enter your bond amount to see your price
From $100most applicants qualify near the minimumInstantapproval for mostNo SSNon this application
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Apply to bonded title in one sitting.

No underwriting queue for the standard title bond — enter your amount, pay, and take the executed bond to the Title Bureau. Here is the whole thing:

TODAY · 5 MINUTES

Apply online

Your details, the vehicle, and the bond amount (1.5× the vehicle's value) — that is the entire application.

INSTANTLY

Issued on the spot

The application collects no credit information, and most bonds issue as soon as you pay — no waiting. Larger amounts may get a quick review.

SAME DAY

File with the Title Bureau

Take the executed bond and your valuation paperwork to the Department of Revenue Title Bureau to get your bonded title. Wet-ink originals mailed whenever the office insists.

About this bond

What it is and who needs it.

What the bonded title actually does

When you buy or inherit a vehicle and the paperwork is missing, lost, or defective, Mississippi lets you establish ownership with a bonded title under Miss. Code §63-21-23, part of the Motor Vehicle Title Act. You post a surety bond, the Department of Revenue Title Bureau issues a certificate of title in your name, and the bond protects anyone who later proves a superior claim to the vehicle.

The bond amount is one and a half times the vehicle's value as determined by the Department of Revenue. So a vehicle valued at $5,000 takes a $7,500 bond — pricing for a bond that size starts from our $100 minimum premium.

If someone with a better claim comes forward and is harmed, they can recover against the bond — and if the surety pays, you repay the surety. The bond is active for three years from issuance, after which a clean (non-bonded) title issues if no valid claim has been made.

Miss. Code §63-21-23 (Title Bureau)Mississippi Code §63-21-23, part of the Motor Vehicle Title Act, lets an owner with insufficient proof of ownership obtain a Mississippi certificate of title by filing a surety bond with the Department of Revenue Title Bureau in an amount equal to one and a half times the vehicle's value as determined by the Department. The bond is active for three years from issuance.

You need this bond if you are

A buyer with no title — the seller never delivered one or it was lost
Titling an inherited or gifted vehicle with gaps in the ownership chain
Holding a defective title the state will not accept as proof of ownership
Registering an abandoned or project vehicle that needs a bonded title to get on the road

Five minutes, issued on the spot.

Submit the application with your bond amount (1.5× the vehicle's value) — the executed title bond is generated instantly, ready to take to the Title Bureau.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the Mississippi title bond?
Pricing is variable, starting from $100, and depends on the bond amount and your credit tier. The bond amount is set at 1.5× the vehicle's value, so lower-value vehicles land near the $100 minimum and the price scales up from there. Enter your amount and your exact price appears at the application.
How do I figure out the bond amount?
It's one and a half times the vehicle's value as determined by the Mississippi Department of Revenue. Take the vehicle's value and multiply by 1.5. The Title Bureau confirms the value figure as part of the bonded-title process.
Is there a credit check?
The application collects no credit information. Most applications approve instantly; larger bond amounts may get a quick review, and if a credit check ever runs, it is a soft pull that never affects your score.
What does the bond protect against?
It protects anyone who later proves a superior ownership claim to the vehicle. If a valid claim is paid, you repay the surety — it is not insurance for you, it is a guarantee that backs your bonded title.
How long does the bond last?
A Mississippi title bond is active for three years from issuance. If no valid claim is made, a clean (non-bonded) certificate of title issues at the end of the period.
Related bonds

Other Mississippi bonds.

Bonded title, issued today.

Five-minute application, pricing from $100. Enter your amount and take it to the Title Bureau the same day.

Your premiumfrom $100
Apply now →