Mississippi certificate of title bonds.
From $100.
Also known as the Mississippi bonded title bond.
When you can't prove ownership of a vehicle, Mississippi lets you get a bonded title — file a surety bond under Miss. Code §63-21-23 with the Department of Revenue Title Bureau and the state issues the title. Pricing starts from $100, and no credit check up to $100,000; the amount is 1.5× the vehicle's value.
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How much does a Mississippi certificate of title bond cost?
0.9% of the bond amount, from $100. Enter your amount in the calculator for the exact price.
Apply to bonded title in one sitting.
No underwriting queue for the standard title bond — enter your amount, pay, and take the executed bond to the Title Bureau. Here is the whole thing:
Apply online
Your details, the vehicle, and the bond amount (1.5× the vehicle's value) — that is the application.
Issued on the spot
No credit check up to $100,000.
File with the Title Bureau
Take the executed bond and your valuation paperwork to the Department of Revenue Title Bureau to get your bonded title. Wet-ink originals mailed whenever the office insists.
Getting a bonded title in Mississippi, step by step.
Mississippi Department of Revenue (DOR), Motor Vehicle Services handles it. The bond amount is 1.5 times the vehicle's average trade-in value. The bond lasts 3 years from the bond's effective date; it must reach DOR within 30 days of that date.
Try to get the title first
DOR says a title bond is for when you did not get a title and cannot get one from the previous owner or dealer. If the titled owner can be reached, they can apply for a replacement title on Form 78-006 ($9) and sign it over to you.
Get a DPS inspection if needed
If the vehicle is 10 model years old or newer, take it to the nearest Mississippi Department of Public Safety substation for an inspection and Form MVCT-59 before you apply for a title.
Sign the affidavit of ownership before a notary
Complete the Affidavit of Ownership of Motor Vehicle (Form 78-013), including the seller's name, address and phone number, the state where the vehicle was last registered, and why you cannot surrender the title. Attach your bill of sale and sign it before a notary.
Buy the bond for 1.5 times trade-in value
Buy the bond on DOR Form 78-016 (Certificate of Title Bond), naming the State of Mississippi as obligee, for 1.5 times the vehicle's average trade-in value.
File with DOR within 30 days
Send the bond, the affidavit and the bill of sale to the Mississippi Department of Revenue with the $9 title fee. DOR will not accept the bond if it arrives more than 30 days after its effective date.
Who qualifies
- A title bond applies only when you did not receive a title and cannot get one from the previous owner or dealership.
- Vehicles 10 model years old or newer need a Department of Public Safety inspection (Form MVCT-59) before the title application.
- A bill of sale and a notarized affidavit of ownership must go with the bond.
- DOR rejects a bond filed more than 30 days after its effective date.
State fees
- Motor vehicle titlepaid to Mississippi Department of Revenue
- $9
- Replacement title (Form 78-006), if the titled owner appliespaid to Mississippi Department of Revenue
- $9
These are the state’s fees. The bond premium is separate and shown in the price card.
After the bond
The bond goes to the Department of Revenue with the affidavit and bill of sale within 30 days of its effective date, and DOR then issues the title. The bond runs 3 years from its effective date, and no claim can be made on it after that.
Checked on 22 October 2026 against Mississippi DOR: Motor Vehicle Frequently Asked Questions, Mississippi DOR Form 78-016: Certificate of Title Bond (Rev 09/17), Mississippi DOR Form 78-013: Affidavit of Ownership of Motor Vehicle (Rev. 08/21) and Mississippi DOR: Title Forms. Rules and fees change; the agency’s own page has the final word.
What it is and who needs it.
What the bonded title actually does
When you buy or inherit a vehicle and the paperwork is missing, lost, or defective, Mississippi lets you establish ownership with a bonded title under Miss. Code §63-21-23, part of the Motor Vehicle Title Act. You post a surety bond, the Department of Revenue Title Bureau issues a certificate of title in your name, and the bond protects anyone who later proves a superior claim to the vehicle.
The bond amount is one and a half times the vehicle's value as determined by the Department of Revenue. So a vehicle valued at $5,000 takes a $7,500 bond — pricing for a bond that size starts from our $100 minimum premium.
If someone with a better claim comes forward and is harmed, they can recover against the bond — and if the surety pays, you repay the surety. The bond is active for three years from issuance, after which a clean (non-bonded) title issues if no valid claim has been made.
You need this bond if you are
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The carrier issues this bond for a single three-year term; the term cannot be changed at checkout.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with the Title Bureau. Take the executed bond and your valuation paperwork to the Department of Revenue Title Bureau to get your bonded title. Wet-ink originals mailed whenever the office insists.
What sets the price
The premium is 0.9% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.
No credit check up to $100,000. Above that, the carrier may run a soft pull, which never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued on the spot.
Submit the application with your bond amount (1.5× the vehicle's value) — the executed title bond is generated instantly, ready to take to the Title Bureau.
Start the application →Common questions.
Other Mississippi bonds.
The same bond in nearby states.
Price and requirements checked on the carrier’s application, . Page updated .
Bonded title, issued today.
Pricing from $100. Enter your amount and take it to the Title Bureau the same day.