When you can't prove ownership of a vehicle, Mississippi lets you get a bonded title — file a surety bond under Miss. Code §63-21-23 with the Department of Revenue Title Bureau and the state issues the title. We write it at a flat 3% with no credit check; the amount is 1.5× the vehicle's value.
















No underwriting queue for the standard title bond — enter your amount, pay, and take the executed bond to the Title Bureau. Here is the whole thing:
Your details, the vehicle, and the bond amount (1.5× the vehicle's value) — that is the entire application.
No credit check and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.
Take the executed bond and your valuation paperwork to the Department of Revenue Title Bureau to get your bonded title. Wet-ink originals mailed whenever the office insists.
Bond amount × 3% = your premium, one-time, $275 minimum. Bond amount is 1.5× the vehicle's value — enter it and the premium updates.
When you buy or inherit a vehicle and the paperwork is missing, lost, or defective, Mississippi lets you establish ownership with a bonded title under Miss. Code §63-21-23, part of the Motor Vehicle Title Act. You post a surety bond, the Department of Revenue Title Bureau issues a certificate of title in your name, and the bond protects anyone who later proves a superior claim to the vehicle.
The bond amount is one and a half times the vehicle's value as determined by the Department of Revenue. So a vehicle valued at $5,000 takes a $7,500 bond — and at a flat 3%, that still lands at our $275 minimum.
If someone with a better claim comes forward and is harmed, they can recover against the bond — and if the surety pays, you repay the surety. The bond is active for three years from issuance, after which a clean (non-bonded) title issues if no valid claim has been made.
Submit the application with your bond amount (1.5× the vehicle's value) — the executed title bond is generated instantly, ready to take to the Title Bureau.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
Five-minute application, flat 3%, $275 minimum. Enter your amount and take it to the Title Bureau the same day.