MS motor vehicle dealer bonds.
$750 flat. Soft pull.

Mississippi requires every new, used, or wholesale motor vehicle dealer to file a $25,000 bond with the Motor Vehicle Commission. Ours is $750 flat — 3% of the bond amount, identical for every dealer. One soft credit pull, e-signed in 1–2 business days.

Required for your MS dealer license — new, used, or wholesale through the Motor Vehicle Commission
Fixed amount, fixed price — $25,000 bond, $750, no quote theater
Soft credit pull only — never affects your score, and the rate stays 3% either way
A-ratedA.M. Best carriers1–2 daystypical issuance1–3 yrterms available
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps to licensed.

Your dealer license is waiting on this bond. Here's the entire process — no broker phone tag:

TODAY · 5 MINUTES

Apply once, online

Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.

WITHIN 48 HOURS

Reviewed & approved

Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.

1–2 BUSINESS DAYS

E-sign & file with the Motor Vehicle Commission

Pay online and receive the executed bond on the Commission-approved form, ready to file with your dealer license application. Wet-ink originals mailed whenever the state insists.

The whole pricing page.

$25,000 bond × 3% = $750, one-time per term. Fixed amount, fixed price, multi-year if you want it.

1-year term
$750
2-year term
$1,500
3-year term
$2,250
About this bond

What it is and who needs it.

What the bond actually guarantees

Mississippi licenses motor vehicle dealers through the Mississippi Motor Vehicle Commission, and conditions the license on a $25,000 surety bond under Miss. Code §63-17-75. The bond is a consumer-and-public-protection guarantee: it stands behind your compliance with the Mississippi Motor Vehicle Commission Law.

It's a three-party arrangement: you (the principal), the surety carrier standing behind you, and the State of Mississippi together with harmed buyers (the protected parties). The bond is an indemnity for any loss sustained by a person by reason of acts that would be grounds for suspension or revocation of the dealer license.

If you operate at multiple locations, the statute lets you post a single $100,000 bond covering all locations of the same capacity in lieu of separate $25,000 bonds. Send us your situation and we'll issue the right one — it is not insurance for you, so if the surety pays a claim, you repay the surety.

Miss. Code §63-17-75 (Motor Vehicle Commission)Mississippi Code §63-17-75 conditions a new, used, or wholesale motor vehicle dealer license on a $25,000 corporate surety bond filed with the Motor Vehicle Commission on a Commission-approved form. A multi-location applicant may instead file a single $100,000 bond covering all licensed locations of the same capacity. The bond indemnifies any person for loss from acts constituting grounds to suspend or revoke the license, with aggregate surety liability capped at the bond amount.

You need this bond if you're

Applying for a MS dealer license — new, used, or wholesale
Renewing your dealer license and your current bond is expiring or non-renewing
Opening multiple locations — ask us about the single $100,000 multi-location option
Moving to Mississippi from another state and getting licensed here

Five minutes. The whole thing.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the Mississippi motor vehicle dealer bond? +
The premium is $750 — a flat 3% of the fixed $25,000 bond amount, the same for every dealer. The $25,000 is set by statute, so there is no quote process.
Do I pay the $25,000? +
No. You pay $750. The $25,000 is the surety's maximum aggregate liability to the state and harmed buyers; it's not a deposit, and nobody holds your money.
Who requires this bond? +
The Mississippi Motor Vehicle Commission requires it as a condition of a dealer license, under Miss. Code §63-17-75. No active bond, no license.
Is there a credit check? +
Yes — one soft credit pull, which never affects your score. It's the only extra step beyond the application, and it informs approval, not price. The rate is a flat 3% either way: credit can affect whether we approve the bond, never what it costs.
What if I have multiple dealership locations? +
The statute lets a multi-location dealer file a single $100,000 bond covering all licensed locations of the same capacity, instead of separate $25,000 bonds. Tell us how many locations you run and we will issue the right bond.
Related bonds

Other New York bonds.

The Motor Vehicle Commission is waiting on one document.

$750 flat, five-minute application, e-signed bond in 1–2 business days. Free until issued.

Your premium @ 3%$750
Apply now →