Madison, MS contractor bonds.
$100 flat.
The City of Madison requires a builder or contractor to be bonded with the city — $5,000, or 0.5% of the proposed work, whichever is greater — before its Building and Permit Department will issue a building permit. Ours is $100 flat at the standard $5,000 amount, and the price you see is the checkout price.
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Three steps. One sitting.
A municipal contractor bond is about the simplest filing in surety. Here's the entire process:
Apply online
Business details and an effective date. That's the application — no financials, no long credit section.
Pay & e-sign
Municipal contractor bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
File with the city
Your executed bond and power of attorney arrive by email, ready to file with Madison's Building and Permit Department alongside your permit application. Wet-ink original mailed on request.
What it is and who needs it.
What the bond actually guarantees
The City of Madison's Building and Permit Department conditions a building permit on the builder or contractor being bonded with the city — $5,000, or 0.5% of the proposed work, whichever is greater. The bond stands behind the contractor's compliance with the city's permitting requirements and building codes on the permitted work.
It's a three-party arrangement: you (the principal), the surety carrier, and the City of Madison (the obligee), with the city and the general public as the protected parties. If a contractor's noncompliant or substandard work causes a covered loss, the harmed party can recover against the bond.
It is not insurance for you — if the surety pays a claim, you repay the surety. The city also requires that any licensed electrical, plumbing, or HVAC subcontractor on the job hold a valid Mississippi master's license, separate from this bond.
You need this bond if you're
One application, issued instantly.
These are the actual issuing fields — a short application, with a soft pull only if one is ever needed.
Start the application →Common questions.
Other Mississippi bonds.
Finish your Madison building permit today.
$100 flat, soft pull only, bond often issued in the same sitting. Free until issued.