City of Madison contractor bonds.
$100 flat.
The City of Madison requires a $5,000 contractor bond as a condition of registering as a contractor with the City. Our carrier's rate book sets this bond at a flat $100 — the price you see is the checkout price. The bond issues the moment you pay — no credit review of any kind, not even a soft pull. The City may issue you a city contractor number when you register.
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Three steps. One sitting.
Municipal license bonds are the simplest thing in surety. Here's the entire process:
Apply online
Business details, your City of Madison contractor number if you have one, and an effective date. That's the application — no financials, no credit section.
Pay & e-sign
Municipal license bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
File with the City
Your executed bond arrives by email, ready to file with the City of Madison when you register as a contractor. Wet-ink original mailed on request — the City requires the signed original on file.
What it is and who needs it.
What the Madison bond actually guarantees
A City of Madison contractor bond is a compliance guarantee to the City. It backs your promise to perform work in line with the City's contractor-registration, permit, and building-code requirements — and to make the City whole if your work damages public property or violates the ordinance you registered under.
It's a three-party arrangement: you (the principal), the surety carrier, and the City of Madison (the obligee). If you damage a street, sidewalk, or utility while working under your registration and fail to fix it, the City can recover against the bond.
The bond must stay active for as long as you're registered. Let it lapse and the City can suspend your contractor registration and your ability to pull permits — so we track it and notify you 60 and 30 days out, keeping your $5,000 filing continuous.
You need this bond if you're
One application, issued instantly.
These are the actual issuing fields — the application collects no credit information for this bond.
Start the application →Common questions.
Other Mississippi bonds.
Finish your City of Madison registration today.
$100 flat, no credit review, bond often issued in the same sitting. Free until issued.