City of Horn Lake contractor bonds.
$100 flat.

The City of Horn Lake requires a $5,000 contractor license bond as a condition of its contractor privilege license. The bond amount is fixed at $5,000; the premium is $100 flat. This bond renews on a statutory December 31 date; you choose a 1, 2, or 3-year term at purchase.

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Required by the City of Horn Lake to issue a contractor privilege license

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Fixed price, fixed amount — $5,000 bond, $100, no quote process

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Renews on a statutory 12/31 date — pick a 1, 2, or 3-year term and we price the whole thing up front

A-ratedA.M. Best carriersFastoften same purchase1–3 yrterms available

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How it works

Three steps. One sitting.

City license bonds are the simplest thing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That's the application — no financials, no credit section, no follow-up scavenger hunt.

MINUTES, USUALLY

Pay & e-sign

Small fixed municipal bonds like this issue right after purchase in most cases. At most, 1–2 business days.

SAME DAY

File with the City of Horn Lake

Your executed bond and power of attorney arrive by email, ready to file with the City of Horn Lake for your contractor privilege license. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

The City of Horn Lake conditions its contractor privilege license on a $5,000 surety bond. The bond is a compliance guarantee to the city — it stands behind your obligation to follow Horn Lake's building codes, ordinances, and permit conditions when you work inside the city.

It's a three-party arrangement: you (the principal), the surety carrier, and the City of Horn Lake (the obligee). If a licensed contractor violates a city ordinance or leaves permitted work uncorrected, the city can recover against the bond.

This bond carries a statutory renewal on December 31, so the term you select runs to a year-end date. It is not insurance for you — if the surety pays a claim, you repay the surety. We track the expiration and notify you ahead of the year-end so your license filing stays continuous.

City of Horn Lake, MS — contractor privilege licenseThe City of Horn Lake requires this bond as a condition of its contractor privilege license; the $5,000 amount, the December 31 renewal, and the bond terms are set by the City of Horn Lake. We have not cited a specific municipal code section here because the requirement is administered through the city's licensing process — confirm the current amount and form with the City of Horn Lake when you apply.

You need this bond if you're

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Applying for a Horn Lake contractor privilege license — new applicants

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Renewing your city license before the December 31 statutory date

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A general or specialty contractor taking permitted work inside Horn Lake

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An out-of-town contractor getting licensed to work a Horn Lake job

One application, issued instantly.

These are the actual issuing fields — no credit section, because the application doesn't collect one.

Start the application →

FAQ

Common questions.

How much is the City of Horn Lake contractor bond?The premium is $100 flat — the rate our carrier's rate book sets for this specific bond, not a percentage calculation. The bond amount is fixed at $5,000 by the city, and every Horn Lake contractor pays the same $100 per year of term.

Do I pay the $5,000?No. You pay $100. The $5,000 is the surety's maximum liability to the City of Horn Lake if a valid claim is made — not a deposit, and nobody holds your money.

When does this bond renew?It renews on a statutory December 31 date — the bond term you pick (1, 2, or 3 years) runs to a year-end. We send renewal notices 60 and 30 days out so your Horn Lake license never lapses.

Is there a credit check?The application has no credit section at all — small fixed-amount city license bonds like this one don't need one. Most approve instantly; if a check is ever needed, it's a soft pull that never affects your score.

How fast will I have the bond?Small fixed municipal bonds like this issue fast — many contractors finish the application and have the bond in the same sitting. At most, 1–2 business days.

Related bonds

Other Mississippi bonds.

Finish your Horn Lake license checklist today.

$100 flat, no credit review, bond often issued in the same sitting. Free until issued.

Start application

Your price$100

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