MN SSTS business bonds.
$125 flat.

Minnesota requires every licensed subsurface sewage treatment systems (SSTS) business to carry a $25,000 corporate surety bond under Minn. Stat. 115.56. Ours is $125 flat — set by our carrier's rate book for this bond, identical for every business. The application collects no credit information.

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Required for your MN SSTS business license — septic design, installation, inspection, maintenance, or pumping

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Fixed amount, fixed price — $25,000 bond, $125, no quote process

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Separate from your $100,000 general liability insurance — the rule requires both

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How it works

Three steps. One sitting.

License bonds are the simplest thing in surety. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That's the application — no financials, no credit section.

MINUTES, USUALLY

Pay & e-sign

Fixed-amount license bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.

SAME DAY

File with your SSTS license application

Your executed bond and power of attorney arrive by email, ready to file with your SSTS business license application along with proof of general liability insurance. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the bond actually guarantees

Minnesota licenses subsurface sewage treatment systems (SSTS) businesses — septic design, installation, inspection, maintenance, and pumping — under Minn. Stat. 115.56 and Minn. R. ch. 7083. A license issues only with a $25,000 corporate surety bond, the designated certified individual on file, and at least $100,000 of general liability insurance.

The bond covers the work done under all SSTS licenses held by the business, and is for the benefit of persons injured or suffering financial loss by reason of failure to comply with the Minnesota Plumbing Code and Minn. Stat. 115.55 and 115.56. It is conditioned on faithful performance and compliance with the laws, ordinances, and rules governing the license.

It is not insurance for you — if the surety pays a claim, you repay the surety. SSTS businesses that do clean work and keep good records treat the bond as a license formality, not a risk.

Minn. Stat. 115.56 · Minn. R. 7083.1000Under Minn. Stat. 115.56, subd. 2 and Minn. R. 7083.1000, an SSTS business license may be issued only on submission of general liability insurance and a corporate surety bond of at least $25,000. The bond covers all work under the business's SSTS licenses, is for the benefit of persons injured or suffering financial loss from noncompliance with the Plumbing Code and Minn. Stat. 115.55–115.56, and is conditioned on faithful performance and compliance with applicable laws and rules.

You need this bond if you're

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Applying for a MN SSTS business license — installer, designer, inspector, maintainer, or pumper

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Renewing your SSTS license and your bond is expiring or your surety non-renewed

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Adding an SSTS license type to an existing business that the single bond covers

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Re-entering the trade and reinstating a lapsed SSTS business license

One application, issued instantly.

These are the actual issuing fields — no credit section, because this bond doesn't have one.

Start the application →

FAQ

Common questions.

How much is the Minnesota SSTS business bond?The premium is $125 — set by our carrier's rate book for this specific bond, not a percentage of the $25,000 bond amount, and the same for every SSTS business. The $25,000 minimum is set by rule, so there is no quote process.

Do I pay the $25,000?No. You pay $125. The $25,000 is the surety's maximum liability to injured parties if a valid claim is made — not a deposit, and nobody holds your money.

Does the bond replace my liability insurance?No. Minn. R. 7083.1000 requires both — a $25,000 surety bond and at least $100,000 of general liability insurance. The bond backs your compliance; the insurance covers your liability. They are separate filings.

Is there a credit check?The application collects no credit information — there's no credit section at all. Most applications like this approve instantly; on the rare bond where a check does run, it's a soft pull that never affects your score.

When does it renew?The bond must stay active for as long as you hold an SSTS business license. You can buy a 1, 2, or 3-year term; we send renewal notices 60 and 30 days out, with autopay available.

Related bonds

Other Minnesota bonds.

Finish your SSTS license checklist today.

$125 flat, no credit review, bond often issued in the same sitting. Free until issued.

Start application

Your price$125

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