MN lottery retailer bonds.
Flat 3%. Enter your amount.

The Minnesota State Lottery can require a lottery retailer to post a bond as a condition of its license, protecting the funds the retailer owes the state. The director sets the amount under Minn. Stat. 349A.06. We issue it at a flat 3% with no credit check — enter the amount the Lottery required.

Posted under Minn. Stat. 349A.06 when the Lottery director requires security to protect state funds
Amount set by the director — often tied to your ticket-sales volume (commonly a multi-week average)
Flat 3%, no credit pull — enter the required amount and the premium updates
Flat 3%of your bond amount$275minimum premiumNo creditcheck to issue
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BDG
Capital
McKinney
Terra
JLL
Triple Five
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How it works

Apply to filed in one sitting.

No underwriting queue for the standard retailer bond — enter your amount, pay, and file with the Lottery. Here is the whole thing:

TODAY · 5 MINUTES

Apply online

Your business details, the bond amount the Lottery set, and the effective date — that is the entire application.

INSTANTLY

Issued on the spot

No credit check and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.

SAME DAY

File with the Minnesota State Lottery

Submit the executed bond to the Lottery as a condition of your retailer license. Wet-ink originals mailed whenever the Lottery insists.

The whole pricing page.

Bond amount × 3% = your premium, one-time, $275 minimum. Enter the figure the Lottery required and the premium updates.

$3,000 bond
$275
$5,000 bond
$275
$10,000 bond
$300
About this bond

What it is and who needs it.

What the lottery retailer bond covers

Minnesota licenses lottery retailers through the Minnesota State Lottery under Minn. Stat. 349A.06. Most retailers never post a bond — but the statute lets the director require a bond, securities, or an irrevocable letter of credit, in an amount the director deems necessary to protect the financial interests of the state.

The bond stands behind the money a retailer owes the Lottery — ticket-sales proceeds and fees held in trust before they are remitted. If a retailer fails to remit, the state can recover against the bond. When required, the amount is generally tied to a retailer’s sales volume so it tracks the funds at risk.

Whatever figure the director sets, we issue the bond at a flat 3% with no credit check. If the director accepts a letter of credit or deposited securities instead, those are alternatives the statute allows — a surety bond is usually the cheapest way to satisfy the requirement.

Minn. Stat. 349A.06 (lottery retailers)Minn. Stat. 349A.06 authorizes the Minnesota State Lottery director to require a lottery retailer to post a bond, securities, or an irrevocable letter of credit in an amount the director deems necessary to protect the financial interests of the state. The bond secures funds owed to the Lottery; the required amount is set case by case, commonly tied to the retailer’s ticket-sales volume. Confirm your required amount with the Lottery.

You need this bond if you are

A retailer the Lottery has asked to bond as a condition of your license
A new or high-volume retailer whose sales the director wants secured
Reinstating a retailer license after the Lottery required security
Replacing a letter of credit with a cheaper surety bond the statute also allows

Five minutes, issued on the spot.

Submit the application with the bond amount the Lottery set — the executed bond is generated instantly, ready to file.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the Minnesota lottery retailer bond? +
The premium is a flat 3% of the bond amount, with a $275 minimum. The amount itself is set by the Lottery director — typically tied to your ticket-sales volume. Enter that figure and the quote updates.
Do all retailers need this bond? +
No. Most lottery retailers never post a bond. Under Minn. Stat. 349A.06 the director requires one only when it is deemed necessary to protect the state’s financial interests — often for higher-volume accounts.
Is there a credit check? +
No — the retailer bond is issued with no credit pull. Larger bond amounts may get a quick soft-pull review, which never affects your credit score.
What does the bond protect against? +
It protects the funds a retailer owes the Lottery — ticket-sales proceeds held before remittance. If you fail to remit, the state recovers against the bond, and if the surety pays, you repay the surety.
Can I post a letter of credit instead? +
The statute lets the director accept a bond, securities, or an irrevocable letter of credit. A surety bond is usually cheapest, since you pay the 3% premium rather than tying up the full amount in cash or bank collateral.
Related bonds

Other New York bonds.

Lottery retailer bond, issued today.

Five-minute application, flat 3%, $275 minimum. Enter the amount the Lottery set and file the same day.

Your premium @ 3%$300
Apply now →