Minneapolis building contractor bonds.
$100 flat.

The City of Minneapolis no longer lists a Building Contractor Class A license. The article of its code that once licensed building contractors now licenses Residential Specialty Contractors — single-trade work on homes of four or fewer units — and conditions that license on a fixed $10,000 bond filed with Business Licenses & Consumer Services. This is our carrier's City of Minneapolis building contractor bond, still sold under the title of the City's older "Building Contractor Class A" form. Ours is $100 flat — the same for every licensee. The application collects no credit information.

✓

Sold under the City's older "Building Contractor Class A" bond form — the City's current Trades License Application lists no Building Contractor license; the same code article now licenses Residential Specialty Contractors, $10,000 bond under § 277.3030

✓

Fixed $10,000 amount — $100 flat, no quote process

✓

The application collects no credit information — most licensees approve instantly

A-ratedA.M. Best carriersInstantissued the moment you pay1–3 yrterms available

Trusted by industry leaders

How it works

Three steps to license-ready.

A Minneapolis building contractor bond is one of the simplest license bonds we write. Here's the whole process:

TODAY · ONLINE

Apply online

Business details, owner information, and an effective date — that is the entire application. No financials, no credit section.

MINUTES, USUALLY

Pay & e-sign

Bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.

SAME DAY

File with the City

Your executed $10,000 bond arrives by email, ready to file with your City of Minneapolis license application or renewal — for single-trade residential work today, the Residential Specialty Contractor application. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the Minneapolis building contractor bond guarantees

The City of Minneapolis once licensed building contractors under Title 13, Chapter 277, Article XVIII of its Code of Ordinances — the article this bond form was written for. Ord. No. 2002-Or-066 retitled that article Residential Specialty Contractor (§§ 277.2940–277.3120): a City license for single-trade work on homes of four or fewer units, which § 277.3030 conditions on a $10,000 surety bond, approved as to form by the city attorney and filed with Business Licenses & Consumer Services. The City's current Trades License Application lists no Building Contractor license of any class; the only Class A/B split left in Chapter 277 is for building wreckers.

The bond is a compliance guarantee running to the City of Minneapolis and to the homeowners the licensee contracts with: the City's form binds the contractor to observe Chapter 277 and the City's other laws, to faithfully complete its contracts, and to refund advance payments, less the value of work actually done, if it defaults. If a licensee fails to comply, the City — or a harmed owner — can bring a claim against the bond.

It's a three-party arrangement — you (the principal), the surety carrier, and the City of Minneapolis (the obligee). It is not insurance for you: if the surety pays a claim, you repay the surety. The bond has to stay active for the life of your license, so we track it and send renewal notices ahead of expiration.

City of Minneapolis — Code of Ordinances Title 13, Ch. 277, Art. XVIII (Residential Specialty Contractor), § 277.3030; Business Licenses & Consumer ServicesMinneapolis Code of Ordinances § 277.3030 requires every application for a license under Article XVIII to be accompanied by a $10,000 surety bond, approved as to form by the city attorney, conditioned on compliance with the article and the City's laws and on refunding advance payments if a contract is not completed. Article XVIII was titled "Building Contractors" until Ord. No. 2002-Or-066, § 15 (July 26, 2002) retitled it "Residential Specialty Contractor"; § 277.2990 still prices a "Class A, B, or C building contractor license" fee, a leftover of the old title. The City's own "Building Contractor Class A" bond form (Department of Licenses and Consumer Services, form LC-3622, Rev. 5/95) cites § 277.2940 and Chapter 277 and runs to the City and to owners of dwellings for not more than three families — which is why our carrier still sells this bond under that name. The City's current Trades License Application (Residential Specialty Contractor packet, October 2015, License Code 303) lists no Building Contractor license. Confirm current requirements with Business Licenses & Consumer Services (businesslicenses@minneapolismn.gov, 612-673-2080) before you apply.

You need this bond if you're

✓

A building contractor renewing a City of Minneapolis bond that was written on the Building Contractor Class A form

✓

A residential contractor applying for a Minneapolis Residential Specialty Contractor license, once Business Licenses & Consumer Services confirms it accepts this form

✓

Expanding operations into Minneapolis from elsewhere in the Twin Cities metro and told to file a building contractor bond

✓

Reinstating a lapsed Minneapolis contractor license that needs a fresh $10,000 bond on file

One application, issued instantly.

These are the actual issuing fields — no credit section, because this application doesn't collect credit information.

Start the application →

FAQ

Common questions.

How much is the Minneapolis building contractor bond?The premium is $100 flat — set by our carrier's rate book for this bond, the same for every licensee. The $10,000 bond amount is set by the City of Minneapolis, so there is no quote process.

Do I pay the $10,000?No. You pay $100. The $10,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.

Who requires this bond?The City of Minneapolis, through Business Licenses & Consumer Services. Its code (Title 13, Ch. 277, Art. XVIII, § 277.3030) conditions the Residential Specialty Contractor license — the license that replaced the City's building contractor classes in 2002 — on a $10,000 bond.

Why does the bond say "Building Contractor Class A"?That is the title of the City's older bond form — "Building Contractor Class A," Department of Licenses and Consumer Services, form LC-3622, last revised May 1995 — and our carrier lists this bond under that name. The form itself cites Chapter 277 and § 277.2940, the article the City retitled "Residential Specialty Contractor" in 2002. The City's current Trades License Application has no Building Contractor license of any class; single-trade work on homes of four or fewer units is licensed as a Residential Specialty Contractor, which requires a $10,000 bond. If that is the license you are applying for, our Minneapolis Residential Specialty Contractor bond page carries the City's current form, and it is worth asking Business Licenses & Consumer Services which form they will accept before you file.

Is there a credit check?The application collects no credit information, so most applicants approve instantly. If a check ever runs on this bond, it's a soft pull that won't affect your score.

When does it renew?Terms run 1, 2, or 3 years — your choice at purchase. We send renewal notices 60 and 30 days out, with autopay available, so your license stays continuous.

Related bonds

Other Minnesota bonds.

Get your Minneapolis building contractor bond today.

$100 flat, e-signed $10,000 bond, often issued the same sitting. Free until issued.

Start application

Your price$100

Apply now →

Minneapolis building contractor bonds.$100 flat.