MN limited dealer bonds.
$275 flat. Soft pull.
A Minnesota limited manufactured home dealer — a dealer whose activity is narrow enough to qualify for the limited license — files a $5,000 bond with the Department of Labor and Industry under Minn. Stat. 327B.04. At 3% of $5,000 the math lands below our floor, so the price is our $275 minimum. One soft credit pull, which affects approval, never the price.
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Three steps to filed.
Your limited dealer license is waiting on this bond. Here's the entire process — no broker phone tag:
Apply once, online
Business details, owner information, and an effective date. The only extra step is a one-time consent to a soft credit pull.
Reviewed & approved
Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The credit check is a soft pull that never affects your score.
E-sign & file with the Department of Labor and Industry
Pay online and receive the executed bond, ready to file with your limited dealer license application. Wet-ink originals mailed whenever the state insists.
The whole pricing page.
$5,000 bond × 3% = $150, which is below our $275 minimum — so you pay $275, one-time per term. Multi-year if you want it.
What it is and who needs it.
What the limited dealer bond actually guarantees
Minnesota's manufactured home licensing law at Minn. Stat. 327B.04 provides for a limited dealer license, for dealers whose manufactured-home activity is narrow enough to qualify. The Department of Labor and Industry conditions that license on a $5,000 surety bond.
Like the full dealer bond, the limited dealer bond is for the protection of consumer customers, conditioned on faithful compliance with the laws and rules governing your business and faithful performance of your obligations to consumers. A consumer harmed by a breach can recover against the bond, up to the $5,000 penal sum.
It is not insurance for you — if the surety pays a claim, you repay the surety. At this stage we run one soft credit pull as part of underwriting; it informs approval, never the flat 3% price. Confirm with the Department whether your activity qualifies for the limited license.
You need this bond if you're
Five minutes. The whole thing.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
How much is the limited dealer bond? +
Do I pay the $5,000? +
What is a limited dealer? +
Is there a credit check? +
When does it renew? +
Other New York bonds.
Limited dealer bond, in 1–2 days.
$275 flat, five-minute application, soft pull only, e-signed bond in 1–2 business days. Free until issued.