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Minnesota manufactured home dealer bonds.
$400 flat.

Minnesota licenses manufactured home dealers through the Department of Labor and Industry and conditions the license on a $20,000 consumer-protection bond under Minn. Stat. 327B.04. The premium for this bond is set by our carrier at $400 flat. The bond issues the moment you pay — no credit check.

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Required for a manufactured home dealer license under Minn. Stat. 327B.04
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Fixed price, fixed amount — $20,000 bond, $400, no quote process
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For the protection of consumer customers — the bond stands behind your obligations to buyers
A-ratedA.M. Best carriersInstantunderwriting process2-yr termset by the carrier
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Minnesota manufactured home dealer bond cost?

$400 at the $20,000 amount, the same for every applicant.

How it works

Three steps. One sitting.

Dealer license bonds are about as simple as surety gets. Here's the entire process:

NOW · ONLINE

Apply online

Business details and an effective date. That is the application. No credit check.

MINUTES, USUALLY

Pay & e-sign

Fixed-amount license bonds like this are among the many that issue right after purchase.

SAME DAY

File with the Department of Labor and Industry

Your executed bond arrives by email, ready to file with your dealer license application or renewal. Wet-ink original mailed on request.

About this bond

What it is and who needs it.

What the dealer bond actually guarantees

Minnesota licenses manufactured home dealers through the Department of Labor and Industry, Construction Codes and Licensing Division. Under Minn. Stat. 327B.04, a dealer license is conditioned on a $20,000 surety bond for the protection of consumer customers.

The bond is conditioned on faithful compliance with the laws and rules governing your business as a dealer — including the consumer-protection provisions at Minn. Stat. 325D.44, 325F.67, and 325F.69 — and on faithful performance of your legal obligations to consumer customers. A consumer harmed by a breach can recover against the bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. Dealers who treat buyers fairly and deliver on their contracts treat the bond as a license formality, not a risk.

Minn. Stat. 327B.04Minn. Stat. 327B.04 conditions a Minnesota manufactured home dealer license on a $20,000 surety bond for the protection of consumer customers, issued by a surety admitted in Minnesota and conditioned on faithful compliance with the laws and rules governing the dealer’s business (including Minn. Stat. 325D.44, 325F.67, and 325F.69) and faithful performance of obligations to consumer customers. Administered by the Department of Labor and Industry.

You need this bond if you're

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Applying for a manufactured home dealer license through the Department of Labor and Industry
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Renewing a dealer license whose bond is expiring or was non-renewed
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A dealer at a single principal location (subagency locations file the subagency bond)
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Re-entering the business after a lapsed license or non-renewed bond
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the $20,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The carrier issues this bond for a single two-year term; the term cannot be changed at checkout.

Renewal falls on the statutory date, October 8, in the year your term ends.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with the Department of Labor and Industry. Your executed bond arrives by email, ready to file with your dealer license application or renewal. Wet-ink original mailed on request.

What sets the price

The premium is fixed at $400 at the $20,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.

No credit check.

One application, issued instantly.

These are the actual issuing fields. No credit check.

Start the application →
FAQ

Common questions.

How much is the Minnesota manufactured home dealer bond?The premium is $400 — set by our carrier’s rate book for this bond. The $20,000 bond amount is set by statute, so there is no quote process.
Do I pay the $20,000?No. You pay $400. The $20,000 is the surety's maximum liability to harmed consumer customers — not a deposit, and nobody holds your money.
Who requires this bond?The Minnesota Department of Labor and Industry, as a condition of a manufactured home dealer license under Minn. Stat. 327B.04.
Is there a credit check?No credit check: the application collects no credit information.
When does it renew?The carrier issues this bond for a single 2-year term; we send renewal notices 60 and 30 days out, with autopay available, so your dealer license never lapses over a missed email.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
Same family

Other Minnesota motor vehicle dealer bonds.

Not sure this is the one your license calls for? These are the other motor vehicle dealer bonds we write in Minnesota. Each has its own statute and bond amount.

Related bonds

Other Minnesota bonds.

Been told you need a different amount?

Price and requirements checked on the carrier’s application, . Page updated .

Dealer bond, issued today.

$400 flat, no credit check, bond often issued in the same sitting. Free until issued.

Your price$400
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