MN bullion coin dealer bonds.
From $100. Enter your amount.

Minnesota bullion product dealers register with the Department of Commerce under Chapter 80G and maintain a surety bond sized to their retail bullion volume — from $25,000 up to $200,000. The bond is priced at 1% of the bond amount, $100 minimum — your exact price appears in the on-page calculator.

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Tied to bullion product dealer registration under Minn. Stat. Chapter 80G

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Amount runs $25,000 to $200,000 by your prior-year retail bullion purchases and sales

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1% of the bond amount, $100 minimum — enter your required bond amount to see your exact price in the calculator

1% of amount$100 minimumInstantapproval for mostNo credit reviewnot even a soft pull

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How it works

Apply to filed in one sitting.

No underwriting queue for the standard bullion bond — enter your amount, pay, and file with the Department of Commerce. Here is the whole thing:

TODAY · ONLINE

Apply online

Your business details, your organization type and state, the bond amount your volume tier requires, and the effective date — that is the entire application.

INSTANTLY

Issued on the spot

Most applicants get the executed bond as soon as they pay, with no credit information required. Larger bond amounts may get a quick soft-pull review that never affects your score.

SAME DAY

File with the Department of Commerce

Submit the executed bond with your bullion product dealer registration. Wet-ink originals mailed whenever the state insists on them.

About this bond

What it is and who needs it.

What the bullion bond actually covers

Minnesota's Chapter 80G governs bullion product dealers — businesses that buy from and sell bullion coins and products to Minnesota consumers at retail. Dealers register with the Department of Commerce and maintain a surety bond issued by a company admitted in Minnesota.

The bond amount is tiered to your transaction volume for the prior 12 months: roughly $25,000 up to $200,000 of retail bullion transactions, scaling to $200,000 for dealers over $2 million. It is a consumer-protection guarantee — a consumer harmed by a dealer's failure to deliver bullion they paid for, or to remit money owed on a sale, can claim against the bond, and the commissioner or attorney general may pursue the surety on a consumer's behalf.

One note of candor: parts of Minnesota's bullion law were challenged in court in recent years. The bond and registration framework under Chapter 80G remains the basis on which the Department of Commerce administers these dealers — so confirm your current registration requirement and amount with the Department, and we will quote the bond it names at pricing that starts from $100.

Minn. Stat. Chapter 80G (Bullion Products Dealers)Minn. Stat. Chapter 80G requires a bullion product dealer to register with the Department of Commerce and maintain a surety bond, tiered by the dealer’s prior-year retail bullion transactions — from $25,000 (up to $200,000 in transactions) to $200,000 (over $2,000,000). The bond protects consumers harmed by a dealer’s failure to deliver bullion paid for or remit money owed. Certain provisions of the chapter have been the subject of litigation; confirm your current registration and bond amount with the Department of Commerce.

You need this bond if you are

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A bullion coin or product dealer registering with the Department of Commerce under Chapter 80G

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Renewing a dealer registration whose bond is expiring or was non-renewed

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Moving to a higher volume tier that raises your required bond amount

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A coin shop selling to consumers at retail that meets the Chapter 80G dealer threshold

One application, issued on the spot.

Submit the application with the bond amount your volume tier requires — most applicants are issued instantly, ready to file with the Department of Commerce.

Start the application →

FAQ

Common questions.

How much is the Minnesota bullion bond?The bond is priced at 1% of the bond amount, $100 minimum. The amount itself is tiered by your retail bullion volume, from $25,000 to $200,000 — enter your figure in the calculator to see your exact price.

How is the bond amount determined?By your retail bullion transactions in the prior 12 months: roughly $25,000 up to $200,000 of transactions, scaling to $200,000 for dealers over $2 million. Confirm your tier with the Department of Commerce.

Is there a credit check?Most bullion bond applications approve instantly with no credit section on the application. Larger bond amounts may get a quick soft-pull credit check as part of underwriting, which never affects your score.

What does the bond protect against?It protects consumers harmed by a dealer's failure to deliver bullion they paid for, or to remit money owed on a sale. If the surety pays a claim, you repay the surety — it is not insurance for you.

Has the bullion law changed?Parts of Minnesota’s bullion statute have been the subject of court challenges in recent years. The Chapter 80G registration-and-bond framework remains how the Department of Commerce administers these dealers — confirm your current requirement and amount with the Department, and we’ll issue exactly what it names.

Related bonds

Other Minnesota bonds.

Bullion bond, issued today.

Pricing from $100. Enter the amount your volume tier requires and file with the Department of Commerce the same day.

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