MN Lumber Liquidators installer bonds.
From $100. Enter your amount.

Before an independent installer can take Minnesota work through Lumber Liquidators, the retailer’s Installation Provider Agreement requires a surety bond running to Lumber Liquidators, Inc. as obligee. It is a private contractual requirement, not a Minnesota statute — the company sets the amount, not the state, and no state agency receives the filing. Our premium is priced at 0.5% of the bond amount, with a $100 minimum; the application collects no credit information, and most applications approve instantly.

Obligee is Lumber Liquidators, Inc. — the retailer, not the Department of Labor and Industry or any Minnesota board
Backs the Installation Provider Agreement and your compliance with the state and local law that governs the install
From $100, no credit section in the application — enter the amount your agreement names and see your price at the application
From $1000.5% of the bond amount, $100 minimumNo credit fieldsin the applicationInstantissued the moment you pay
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Apply to filed in one sitting.

Installer bonds are the simplest thing in surety — one short application, no financials, no underwriting queue. Here is the whole thing:

TODAY · ONLINE

Apply online

Your business details, the bond amount your provider agreement names, and an effective date. That is the entire application — no financial statements, no credit section, no follow-up scavenger hunt.

INSTANTLY

Pay & e-sign

Your price is final at checkout — 0.5% of the bond amount, with a $100 minimum. The application collects no credit information, and most applications approve instantly. If a check ever runs, it is a soft pull that will not affect your score.

SAME DAY

Send it to Lumber Liquidators

Your executed bond and power of attorney arrive by email, ready to hand to your installation coordinator so your provider file can be cleared for work. Wet-ink originals mailed on request.

About this bond

What it is and who needs it.

What the installation provider bond actually guarantees

Lumber Liquidators sells flooring; independent contractors install it. Those installers sign an Installation Provider Agreement and, as a condition of it, post a surety bond naming Lumber Liquidators, Inc. as obligee. The bond guarantees the installer performs to the agreement and in compliance with the state and local law that governs the work — a homeowner-facing quality and compliance backstop for a national retailer whose brand rides on installs it does not perform itself.

This is a private, contractual bond. No Minnesota statute creates it, no state agency receives it, and no license turns on it. The company writes the requirement, sets the amount, and can change either; a licensing bond is set by a legislature or a city council and filed with a public office. That distinction shows up on the form itself — the obligee line reads Lumber Liquidators, and a claim is made by the company, not by a regulator.

It does not replace Minnesota licensing, and Minnesota’s scheme is unusual enough to be worth reading carefully. Floor covering and wood floors are two of the eight items inside "interior finishing," one of the state’s eight statutory special skills. A contractor who contracts directly with a homeowner and offers more than one special skill must hold a residential building contractor or remodeler licence from the Department of Labor and Industry; a true single-skill specialty contractor is exempt, as is a person whose gross annual receipts for licensable work stay under $15,000 and who files an affidavit for a certificate of exemption. And Minnesota does not put a bond behind that licence at all — it runs a contractor recovery fund instead, which is exactly why this retailer bond is a separate obligation you may still need.

Lumber Liquidators Installation Provider Agreement — not a Minnesota statuteThis bond is required by Lumber Liquidators, Inc. under its Installation Provider Agreement, not by Minnesota law. The retailer — founded as Lumber Liquidators, rebranded to LL Flooring in 2022, and returned to the Lumber Liquidators name after F9 Investments bought 219 stores and the brand out of Chapter 11 in 2024 — names itself as obligee and sets the penal sum in the provider paperwork. Because the requirement is contractual, the amount is not published in any code and can vary by market and by provider; take it from your agreement or your installation coordinator rather than from a bond directory, and expect an annual term renewed for as long as you remain an active provider. Minnesota’s own residential licensing sits elsewhere and is separate: Minnesota Statutes section 326B.802, subdivision 15 defines eight special skills — excavation, masonry and concrete, carpentry, interior finishing, exterior finishing, drywall and plaster, residential roofing, and general installation specialties — and lists floor covering and wood floors as the first two components of interior finishing. Section 326B.805, subdivision 1 requires a residential building contractor or remodeler licence from the Department of Labor and Industry for a person who contracts with a homeowner and offers more than one special skill; subdivision 6 exempts, among others, a person whose total gross annual receipts for licensable special-skill work do not exceed $15,000 and who obtains a certificate of exemption by affidavit. Minnesota does not require a surety bond for that licence — licensees instead contribute to the contractor recovery fund under section 326B.89, which compensates owners and lessees harmed by a licensee’s fraudulent or dishonest practices and is capped at $100,000 per claim and $550,000 in total per licensee. Confirm your own status with the Department before assuming either requirement applies to you.

You need this bond if you are

An independent flooring installer onboarding as a Lumber Liquidators installation provider in Minnesota
An installation company whose provider file is being renewed for another year of work
Adding Minnesota to the markets you already cover for the retailer in other states
Replacing a cancelled or non-renewing bond so your provider status is not suspended

One application, issued instantly.

These are the actual issuing fields — no credit section, because this application does not collect credit information. Enter the amount your provider agreement names and your exact price is set at the application from a $100 minimum.

Start the application →
FAQ

Common questions.

How much is the Minnesota Lumber Liquidators installation provider bond?Our premium is priced at 0.5% of the bond amount, with a $100 minimum. The bond amount comes from Lumber Liquidators’ Installation Provider Agreement rather than from any Minnesota statute, so enter the figure your paperwork names and the exact price appears at the application.
What amount should I enter?Whatever your Installation Provider Agreement or onboarding packet specifies — $10,000 is a common ask, but the retailer sets it and it can differ by market or by provider. If the packet does not state a number, ask your installation coordinator before you buy; a bond written for the wrong penal sum will be rejected at intake and has to be reissued.
Where do I file it?With Lumber Liquidators, not with the State of Minnesota. The company is the obligee, so the executed bond and power of attorney go back to your installation coordinator or the provider onboarding contact who asked for it. No Minnesota agency receives a copy, and nothing about this bond is filed with the Department of Labor and Industry.
Do I also need a Minnesota residential contractor licence?Possibly, and this bond does not answer it. Floor covering and wood floors both sit inside "interior finishing," one of Minnesota’s eight statutory special skills. If you contract directly with a homeowner and offer more than one special skill, the Department of Labor and Industry licenses you as a residential building contractor or remodeler. A genuine single-skill specialty contractor is exempt, and so is someone whose gross annual receipts for licensable work stay under $15,000 with a certificate of exemption on file. Minnesota backs that licence with the contractor recovery fund rather than a bond, so the two obligations never substitute for each other.
Is there a credit check?The application collects no credit information, and most applications approve instantly. If a check ever runs, it is a soft pull that will not affect your score, and your price does not move at checkout.
Related bonds

Other Minnesota bonds.

Clear your provider file today.

Premiums from $100, no credit section, and the bond issues the moment you pay. Enter the amount your agreement names and hand it to your coordinator the same day. Free until issued.

Your premiumfrom $100
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