Not in Minnesota? Browse bonds by state

Minnesota Lumber Liquidators installer bonds.
From $100.

Lumber Liquidators’ Installation Provider Agreement requires an independent installer taking Minnesota work to post a surety bond running to Lumber Liquidators, Inc. as obligee. It is a private contractual requirement, not a Minnesota statute: the company sets the amount. Our premium is 0.5% of the bond amount, $100 minimum.

✓
Obligee is Lumber Liquidators, Inc. — the retailer, not the Department of Labor and Industry or any Minnesota board
✓
Backs the Installation Provider Agreement and your compliance with the state and local law that governs the install
✓
No credit check up to $100,000 — above that, a soft pull at most, which never affects your score
From $1000.5% of the bond amount, $100 minimumNo credit check up to $100,000above that, a soft pull at most, never a hard inquiryInstantissued the moment you pay
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does a Minnesota Lumber Liquidators installer bond cost?

0.5% of the bond amount, from $100. Enter your amount in the calculator for the exact price.

How it works

Three steps. One sitting.

Installer bonds are the simplest thing in surety — one short application, no financials, no underwriting queue. Here is the whole thing:

TODAY · ONLINE

Apply online

Your business details, the bond amount your provider agreement names, and an effective date. That is the application. No credit check up to $100,000.

INSTANTLY

Pay & e-sign

Your price is final at checkout — 0.5% of the bond amount, with a $100 minimum. No credit check up to $100,000, and most applications approve instantly. No credit check up to $100,000.

SAME DAY

Send it to Lumber Liquidators

Your executed bond and power of attorney arrive by email, ready to hand to your installation coordinator so your provider file can be cleared for work. Wet-ink originals mailed on request.

About this bond

What it is and who needs it.

What the installation provider bond actually guarantees

Lumber Liquidators sells flooring; independent contractors install it. Those installers sign an Installation Provider Agreement and, as a condition of it, post a surety bond naming Lumber Liquidators, Inc. as obligee. The bond guarantees the installer performs to the agreement and in compliance with the state and local law that governs the work — a homeowner-facing quality and compliance backstop for a national retailer whose brand rides on installs it does not perform itself.

This is a private, contractual bond. No Minnesota statute creates it, no state agency receives it, and no license turns on it. The company writes the requirement, sets the amount, and can change either; a licensing bond is set by a legislature or a city council and filed with a public office. That distinction shows up on the form itself — the obligee line reads Lumber Liquidators, and a claim is made by the company, not by a regulator.

It does not replace Minnesota licensing, and Minnesota’s scheme is unusual enough to be worth reading carefully. Floor covering and wood floors are two of the eight items inside "interior finishing," one of the state’s eight statutory special skills. A contractor who contracts directly with a homeowner and offers more than one special skill must hold a residential building contractor or remodeler license from the Department of Labor and Industry; a true single-skill specialty contractor is exempt, as is a person whose gross annual receipts for licensable work stay under $15,000 and who files an affidavit for a certificate of exemption. And Minnesota does not put a bond behind that license at all — it runs a contractor recovery fund instead, which is exactly why this retailer bond is a separate obligation you may still need.

Lumber Liquidators Installation Provider Agreement — not a Minnesota statuteThis bond is required by Lumber Liquidators, Inc. under its Installation Provider Agreement, not by Minnesota law. The retailer — founded as Lumber Liquidators, rebranded to LL Flooring in 2022, and returned to the Lumber Liquidators name after F9 Investments bought 219 stores and the brand out of Chapter 11 in 2024 — names itself as obligee and sets the penal sum in the provider paperwork. Because the requirement is contractual, the amount is not published in any code and can vary by market and by provider; take it from your agreement or your installation coordinator rather than from a bond directory, and expect an annual term renewed for as long as you remain an active provider. Minnesota’s own residential licensing sits elsewhere and is separate: Minnesota Statutes section 326B.802, subdivision 15 defines eight special skills — excavation, masonry and concrete, carpentry, interior finishing, exterior finishing, drywall and plaster, residential roofing, and general installation specialties — and lists floor covering and wood floors as the first two components of interior finishing. Section 326B.805, subdivision 1 requires a residential building contractor or remodeler license from the Department of Labor and Industry for a person who contracts with a homeowner and offers more than one special skill; subdivision 6 exempts, among others, a person whose total gross annual receipts for licensable special-skill work do not exceed $15,000 and who obtains a certificate of exemption by affidavit. Minnesota does not require a surety bond for that license — licensees instead contribute to the contractor recovery fund under section 326B.89, which compensates owners and lessees harmed by a licensee’s fraudulent or dishonest practices and is capped at $100,000 per claim and $550,000 in total per licensee. Confirm your own status with the Department before assuming either requirement applies to you.

You need this bond if you are

✓
An independent flooring installer onboarding as a Lumber Liquidators installation provider in Minnesota
✓
An installation company whose provider file is being renewed for another year of work
✓
Adding Minnesota to the markets you already cover for the retailer in other states
✓
Replacing a cancelled or non-renewing bond so your provider status is not suspended
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

Pay & e-sign. Your price is final at checkout — 0.5% of the bond amount, with a $100 minimum. No credit check up to $100,000, and most applications approve instantly. No credit check up to $100,000.

What sets the price

The premium is 0.5% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.

No credit check up to $100,000. Above that, the carrier may run a soft pull, which never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, issued instantly.

These are the actual issuing fields. No credit check up to $100,000. Enter the amount your provider agreement names and your exact price is set at the application from a $100 minimum.

Start the application →
FAQ

Common questions.

How much is the Minnesota Lumber Liquidators installation provider bond?Our premium is priced at 0.5% of the bond amount, with a $100 minimum. The bond amount comes from Lumber Liquidators’ Installation Provider Agreement rather than from any Minnesota statute, so enter the figure your paperwork names and the exact price appears at the application.
What amount should I enter?Whatever your Installation Provider Agreement or onboarding packet specifies — $10,000 is a common ask, but the retailer sets it and it can differ by market or by provider. If the packet does not state a number, ask your installation coordinator before you buy; a bond written for the wrong penal sum will be rejected at intake and has to be reissued.
Where do I file it?With Lumber Liquidators, not with the State of Minnesota. The company is the obligee, so the executed bond and power of attorney go back to your installation coordinator or the provider onboarding contact who asked for it. No Minnesota agency receives a copy, and nothing about this bond is filed with the Department of Labor and Industry.
Do I also need a Minnesota residential contractor license?Possibly, and this bond does not answer it. Floor covering and wood floors both sit inside "interior finishing," one of Minnesota’s eight statutory special skills. If you contract directly with a homeowner and offer more than one special skill, the Department of Labor and Industry licenses you as a residential building contractor or remodeler. A genuine single-skill specialty contractor is exempt, and so is someone whose gross annual receipts for licensable work stay under $15,000 with a certificate of exemption on file. Minnesota backs that license with the contractor recovery fund rather than a bond, so the two obligations never substitute for each other.
Is there a credit check?No credit check up to $100,000. Above that, the carrier may run a soft pull, which never affects your score. Most applications approve instantly. Your price does not move at checkout.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
Related bonds

Other Minnesota bonds.

Price and requirements checked on the carrier’s application, . Page updated .

Clear your provider file today.

Premiums from $100, no credit check up to $100,000, and the bond issues the moment you pay. Enter the amount your agreement names and hand it to your coordinator the same day. Free until issued.

Your premiumfrom $100
Apply now →