MN general merchandise warehouse bonds.
Flat 3%. Soft pull.

A Minnesota general merchandise (public) warehouse operator files a $10,000 surety bond to the state with the Department of Agriculture under Minn. Stat. 231.17. Ours is a flat 3% of the bond amount. One soft credit pull, never a hard hit.

Required for a MN general merchandise warehouse license under Minn. Stat. 231.17 (Dept. of Agriculture)
$10,000 bond to the state — conditioned on faithful performance and compliance with chapter 231
Soft credit pull only — never affects your score, and the rate stays 3% either way
Flat 3%of your bond amount$275minimum premiumSoft pullnever affects your score
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BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps to filed.

Your warehouse license is waiting on this bond. Here is the whole process — no broker phone tag:

TODAY · 5 MINUTES

Apply once, online

Your warehouse details, the bond amount, and the effective date. The only extra step is a one-time consent to a soft credit pull.

WITHIN 48 HOURS

Reviewed & approved

Most clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The soft credit pull never affects your score.

SAME DAY – 2 DAYS

File with the Department of Agriculture

Pay online and receive the executed bond ready to file with your general merchandise warehouse license application. Wet-ink originals mailed on request.

The whole pricing page.

Bond amount × 3% = your premium, one-time, $275 minimum. A soft credit pull affects approval, never the price.

$10,000 bond
$300
$25,000 bond
$750
$50,000 bond
$1,500
About this bond

What it is and who needs it.

What the warehouse bond covers

Minnesota licenses public warehouses — including general merchandise storage operators — through the Department of Agriculture under Minn. Stat. Chapter 231. As a condition of the license, the operator files a surety bond to the State of Minnesota that the department finds acceptable.

Under Minn. Stat. 231.17, the bond is in the amount of $10,000, conditioned on the faithful discharge of the operator’s duties and full compliance with chapter 231 and the department’s rules and orders. The bond must be continuous — the surety gives 90 days’ written notice to cancel, and failure to maintain the bond voids the license.

If an operator mishandles stored goods or otherwise violates chapter 231, a harmed depositor can recover against the bond — and if the surety pays, the operator repays the surety. We issue the amount your license requires, at a flat 3% with a soft credit pull only.

Minn. Stat. 231.17Under Minnesota Statutes section 231.17, a warehouse operator licensed by the Department of Agriculture under chapter 231 must file a surety bond to the state in the amount of $10,000, conditioned on the faithful discharge of the operator’s duties and full compliance with chapter 231 and the department’s rules and orders. The bond is continuous (90 days’ notice to cancel); operators that do not store household goods may substitute legal liability insurance of $50,000 or more. Confirm your required amount on your application.

You need this bond if you are

A general merchandise public warehouse operator licensed in Minnesota
Applying for a warehouse license through the Department of Agriculture
Operating multiple warehouse locations that each require their own bond
Renewing your license and your current bond is expiring or non-renewing

Five minutes. The whole thing.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the Minnesota general merchandise warehouse bond? +
The premium is a flat 3% of the bond amount, with a $275 minimum. The statute sets a $10,000 bond, so the premium is $300. Enter your amount and the quote updates.
Who requires this bond? +
The Minnesota Department of Agriculture, as a condition of a public (general merchandise) warehouse license under chapter 231. Failure to maintain the bond voids the license.
Is there a credit check? +
Yes — one soft credit pull, which never affects your score. It informs approval, not price. The rate is a flat 3% either way: credit can affect whether we approve the bond, never what it costs.
Can I use insurance instead of a bond? +
For operators that do not store household goods, chapter 231 lets you substitute legal liability insurance of $50,000 or more for the bond. Many general merchandise operators still choose the $10,000 bond because it is cheaper — you pay the 3% premium rather than carrying the larger insurance limit.
What does the bond guarantee? +
The faithful discharge of your duties as a warehouse operator and full compliance with chapter 231. If you fail to and a depositor is harmed, they can claim against the bond — and if the surety pays, you repay the surety.
Related bonds

Other New York bonds.

The Department of Agriculture is waiting on one document.

Five-minute application, flat 3%, $275 minimum, soft pull only. Enter your required amount and file the same day.

Your premium @ 3%$300
Apply now →