MN cosmetology school bonds.
Flat 3%. Enter your amount.

Minnesota requires every licensed cosmetology school to file a continuous surety bond with the Board of Cosmetologist Examiners — sized at 10% of last year’s gross tuition income, with a $10,000 floor. We issue it at a flat 3% with no credit check; enter your amount and the premium updates.

Required for a MN cosmetology school license — a separate bond for each school location
Amount is 10% of the prior year’s gross tuition income, never less than $10,000 (new schools use anticipated third-year income)
Flat 3%, no credit pull — enter your required bond amount and the premium updates
Flat 3%of your bond amount$275minimum premiumNo creditcheck to issue
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NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Apply to filed in one sitting.

No underwriting queue for the standard school bond — enter your amount, pay, and file with the Board. Here is the whole thing:

TODAY · 5 MINUTES

Apply online

Your school details, the bond amount your tuition figure requires, and the effective date — that is the entire application.

INSTANTLY

Issued on the spot

No credit check and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.

SAME DAY

File with the Board

Submit the executed bond with your school license application or renewal to the Board of Cosmetologist Examiners. Wet-ink originals mailed on request.

The whole pricing page.

Bond amount × 3% = your premium, one-time, $275 minimum. Enter 10% of your prior-year tuition (min $10,000) and the premium updates.

$10,000 bond
$300
$25,000 bond
$750
$50,000 bond
$1,500
About this bond

What it is and who needs it.

What the school bond actually covers

Minnesota licenses cosmetology schools through the Board of Cosmetologist Examiners, and conditions the license on a continuous corporate surety bond under Minn. Stat. 155A.30, subdivision 5. The bond is a student-and-public-protection guarantee: it backs the school’s obligations to the students who have paid tuition.

The amount is at least 10% of the school’s gross income from student tuition, fees, and other required institutional charges in the preceding year, and in no event less than $10,000. A new school computes the bond on its anticipated third-year gross income. Each school location needs its own bond — one bond cannot cover several schools.

The bond runs to the Board and to any person who may have a cause of action against the school. If the school fails to deliver what students paid for or otherwise violates Chapter 155A, a harmed student can recover against the bond — and if the surety pays, the school repays the surety.

Minn. Stat. 155A.30, subd. 5(8)Minnesota Statutes section 155A.30, subdivision 5, clause (8), conditions a cosmetology school license on a continuous corporate surety bond of no less than 10% of the preceding year’s gross income from student tuition, fees, and other required institutional charges, but never less than $10,000 (new schools use anticipated third-year income). The bond runs to the Board of Cosmetologist Examiners and to any person with a cause of action against the school. Government and certain public schools are exempt — confirm your required amount on your application.

You need this bond if you are

Opening a cosmetology, nail, or esthetician school licensed in Minnesota
Renewing a school license that requires the continuous surety bond
Adding a second location — each school site needs its own bond
Recomputing your bond after a change in prior-year tuition income

Five minutes, issued on the spot.

Submit the application with your required bond amount — the executed school bond is generated instantly, ready to file with the Board.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the Minnesota cosmetology school bond? +
The premium is a flat 3% of the bond amount, with a $275 minimum. The amount itself is set by statute at 10% of your prior year’s gross tuition, fees, and required charges, never less than $10,000. So a $10,000 bond costs $300; enter your figure and the quote updates.
How do I calculate my bond amount? +
Take 10% of your school’s gross income from student tuition, fees, and other required institutional charges for the preceding year. If that is under $10,000, the bond is $10,000. A brand-new school bases the figure on anticipated third-year income.
Is there a credit check? +
No — the cosmetology school bond is issued with no credit pull. Larger bond amounts may get a quick soft-pull review, which never affects your credit score.
Do I need a separate bond for each location? +
Yes. Under Chapter 155A, each licensed school location requires its own bond — one bond cannot be used for multiple schools. We can issue each one.
Who does the bond protect? +
It runs to the Board of Cosmetologist Examiners and to any person with a cause of action against the school — in practice, students who paid tuition. If the surety pays a claim, the school repays the surety.
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School bond, issued today.

Five-minute application, flat 3%, $275 minimum. Enter your required amount and file with the Board the same day.

Your premium @ 3%$300
Apply now →