MI tobacco products bonds.
Flat 3%. Enter your amount.

The bond a Michigan tobacco wholesaler or unclassified acquirer files with the Department of Treasury under the Tobacco Products Tax Act. Treasury sets the amount — generally no more than your 3-month tax liability — and we issue it at a flat 3% with no credit check.

Required for a MI tobacco wholesaler or unclassified acquirer license under the Tobacco Products Tax Act
Amount set by Treasury — not more than your anticipated 3-month tax liability — so it scales with your volume
Flat 3%, no credit pull — enter your required bond amount and the premium updates
Flat 3%of your bond amount$275minimum premiumNo creditcheck to issue
Trusted by industry leaders
NYCEDC
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NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Apply to filed in one sitting.

No underwriting queue for the standard tobacco bond — enter your amount, pay, and file with the Department of Treasury. Here is the whole thing:

TODAY · 5 MINUTES

Apply online

Your business details, the bond amount Treasury required, and the effective date — that is the entire application.

INSTANTLY

Issued on the spot

No credit check and no waiting — the executed bond is generated as soon as you pay. Larger amounts may get a quick review.

SAME DAY

File with the Department of Treasury

Submit the executed bond with your tobacco products license application. Wet-ink originals mailed whenever the state insists.

The whole pricing page.

Bond amount × 3% = your premium, one-time, $275 minimum. Enter the figure Treasury required and the premium updates.

$1,000 bond
$275
$25,000 bond
$750
$50,000 bond
$1,500
About this bond

What it is and who needs it.

What the tobacco bond actually covers

Michigan licenses tobacco wholesalers and unclassified acquirers through the Department of Treasury under the Tobacco Products Tax Act (Act 327 of 1993). A wholesaler stamps and distributes tobacco products and owes tax to the state; an unclassified acquirer imports or acquires product from a source other than a licensed wholesaler. Both can be required to post a bond securing the tax.

The bond stands behind the tobacco tax the licensee collects or owes. Treasury sets the amount — generally not more than the applicant's anticipated 3-month tax liability — so a high-volume distributor posts more than a small acquirer. If your volume changes, Treasury can adjust the required amount.

If the licensee fails to remit tax and the surety pays Treasury, the licensee repays the surety — it is not insurance for the business. Whatever amount Treasury named, we issue the bond at a flat 3% with no credit check.

Tobacco Products Tax Act (Act 327 of 1993)Michigan licenses tobacco wholesalers and unclassified acquirers under the Tobacco Products Tax Act (Act 327 of 1993, MCL 205.421 et seq.), administered by the Department of Treasury. When a bond is required, Treasury sets the amount, generally not more than the applicant's anticipated 3-month tax liability. Confirm your required amount on your Treasury application or notice.

You need this bond if you are

Applying for a MI tobacco wholesaler license through the Department of Treasury
Licensing as an unclassified acquirer importing tobacco from a non-licensed source
Renewing a tobacco license that requires a surety bond
Changing your volume and filing a replacement bond for the new Treasury-set amount

Five minutes, issued on the spot.

Submit the application with your required bond amount — the executed bond is generated instantly, ready to file with the Department of Treasury.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the Michigan tobacco bond? +
The premium is a flat 3% of the bond amount, with a $275 minimum. The amount itself is set by the Department of Treasury — generally not more than your anticipated 3-month tobacco tax liability, so it scales with your volume. Enter that figure and the quote updates.
Who needs this bond? +
Tobacco wholesalers and unclassified acquirers licensed by the Department of Treasury under the Tobacco Products Tax Act. An unclassified acquirer imports or acquires product from a source other than a licensed Michigan wholesaler.
Is there a credit check? +
No — the tobacco bond is issued with no credit pull. Larger bond amounts may get a quick soft-pull review, which never affects your credit score.
What does the bond guarantee? +
It backs the tobacco tax the licensee collects or owes. If the licensee fails to remit and the surety pays Treasury, the licensee repays the surety.
What amount should I enter if I'm not sure? +
Use the figure on your Treasury application or notice — generally not more than your anticipated 3-month tax liability. If you have not been given a number yet, send us your situation and we will confirm.
Related bonds

Other New York bonds.

Tobacco bond, issued today.

Five-minute application, flat 3%, $275 minimum. Enter the amount Treasury required and file the same day.

Your premium @ 3%$275
Apply now →