MI retail liquor bonds.
$500 flat.
Michigan retail liquor licensees can satisfy proof of financial responsibility with a $50,000 constant-value bond under MCL 436.1803 and Rule R 436.2019. Ours is $500 flat — set by our carrier for this bond, identical for every licensee. A quick soft credit check may apply and never affects your score; e-signed in 1–2 business days.
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Three steps to compliant.
Your liquor license is waiting on proof of financial responsibility. Here's the entire process — no broker phone tag:
Apply once, online
Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.
Reviewed & approved
Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. Any credit check is a soft pull that never affects your score.
E-sign & file with the MLCC
Pay online and receive the executed constant-value bond, ready to file as proof of financial responsibility with the Liquor Control Commission. Wet-ink originals mailed whenever the state insists.
What it is and who needs it.
What the bond actually guarantees
Michigan requires retail liquor licensees to maintain proof of financial responsibility of at least $50,000 under MCL 436.1803. One accepted form is a constant-value surety bond issued under the Liquor Control Commission's Rule R 436.2019 — it stays at full value regardless of claims paid, so it always shows the required financial responsibility.
The bond backs the licensee's liability arising under the Michigan Liquor Control Code and the dramshop (liquor liability) provisions. It is filed with the Liquor Control Commission together with the proof-of-financial-responsibility form (LC-95).
A constant-value bond can't be canceled on short notice: the surety must give the Commission at least 30 days' written notice before termination, and if you don't replace your proof of financial responsibility before that period ends, your license is suspended. We track the bond and notify you 60 and 30 days out. If the surety pays, you repay the surety.
You need this bond if you're
One application, issued instantly.
These are the actual underwriting fields, including your consent to a soft credit check if one applies. Submit once and your bond is typically issued within 1–2 business days.
Start the application →Common questions.
Other Michigan bonds.
The Liquor Control Commission is waiting on one document.
$500 flat, short application, e-signed bond in 1–2 business days. Free until issued.