Michigan requires a $5,000 bond when you apply for a consumer fireworks certificate at a temporary location that is not a permanent building, under the Fireworks Safety Act (MCL 28.454). Ours is $100 flat — set by our carrier for this bond — and the application is five minutes, with a quick soft credit check that never affects your score.
















Your fireworks certificate is waiting on this bond. Here's the entire process — no broker phone tag:
Business details, owner information, effective date. That is the application — the only extra step is a one-time consent to a soft credit pull.
Most of these clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. Any credit check is a soft pull that never affects your score.
Pay online and receive the executed bond, ready to file with your consumer fireworks certificate application. Wet-ink originals mailed whenever the state insists.
Michigan's Fireworks Safety Act (Act 256 of 2011, MCL 28.454) requires a consumer fireworks certificate to sell 1.4G consumer fireworks at retail. When the retail location is not a permanent building or structure — a tent, stand, or temporary setup — the applicant must file a $5,000 surety bond.
The bond ensures the collection of estimated sales tax and firework safety fees from temporary sellers, who are harder for the state to pursue after a seasonal location closes. It is filed with LARA as part of the certificate application.
Permanent buildings pay a higher certificate fee but do not post this bond; temporary locations post the bond instead. If the surety pays the state for unremitted tax or fees, you repay the surety — it is not insurance for you.
These are the actual underwriting fields, including your consent to a soft credit check if one applies. Submit once and your bond is typically issued within 1–2 business days.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
$100 flat, five-minute application, e-signed bond in 1–2 business days. Free until issued.