Michigan painters DC 1M bonds.
$400 flat.
A painting, drywall, or finishing contractor signing on as a new employer under a District Council 1M collective bargaining agreement files a $10,000 wage-and-fringe surety bond to back the union's wage, dues, and benefit fund contributions. Ours is $400 flat. The application includes a credit consent, but it authorizes a soft pull only — never a hard inquiry.
Trusted by industry leaders
How much does a Michigan painters DC 1M bond cost?
$400 at the $10,000 amount, the same for every applicant.
Three steps. One sitting.
A new-employer wage bond is about the simplest thing in surety. Here's the entire process:
Apply online
Business details, your DC 1M agreement date, and an effective date. That's the application.
Pay & e-sign
Wage-and-fringe bonds like this are among the thousands of bond types that issue right after purchase. Issued when you pay. One soft credit pull, never a hard inquiry, and it never affects your score.
File with DC 1M
Your executed bond and power of attorney arrive by email, ready to submit with your new-employer paperwork to District Council 1M. Wet-ink original mailed on request.
What it is and who needs it.
What the bond actually guarantees
IUPAT District Council 1M — the Michigan painters, drywall finishers, and glaziers council headquartered in Warren — requires a new signatory employer to post a $10,000 wage-and-fringe bond before its members go to work for that employer. The bond backs the employer's obligation, under the collective bargaining agreement, to pay contract wages and remit dues, health, and pension fund contributions to the council's trust funds.
It's a three-party arrangement: you (the principal), the surety carrier, and District Council 1M's trust funds (the obligee), with covered union members as the protected parties. If a signatory employer falls behind on wages or fringe-benefit contributions the collective bargaining agreement requires, the trust funds can make a claim against the bond.
It is not insurance for you — if the surety pays a claim, you repay the surety. The bond runs alongside your signatory status with the council, and we track its term so it stays in force for as long as your agreement requires a bond on file.
You need this bond if you're
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the $10,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The premium covers a one-year term from the effective date you choose; a longer term is the same price per year, chosen at checkout.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with DC 1M. Your executed bond and power of attorney arrive by email, ready to submit with your new-employer paperwork to District Council 1M. Wet-ink original mailed on request.
What sets the price
The premium is fixed at $400 at the $10,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.
One soft credit pull, never a hard inquiry, and it never affects your score.
Where a check runs, it decides approval; the rate is the same for everyone approved.
One application, issued fast.
These are the actual issuing fields — the application includes a credit consent, but it authorizes a soft pull only.
Start the application →Common questions.
Other Michigan bonds.
Been told you need a different amount?
Price and requirements checked on the carrier’s application, . Page updated .
File your DC 1M new-employer bond today.
$400 flat, soft pull only, bond often issued in the same sitting. Free until issued.