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Oakland County right-of-way bonds.
From $100.

The Road Commission for Oakland County (RCOC) requires a permit — and a bond — for construction within the road right-of-way. The road commission sets the amount; the premium is 1% of the bond amount, $100 minimum, and it shows up at the application.

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Required by the Road Commission for Oakland County (RCOC) for construction in the road right-of-way
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Bond amount is capped at $40,000 by Michigan law for a county this size
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1% of the bond amount, $100 minimum — enter your required bond amount to see your exact price
1% rate$100 minimum, priced by bond amountNo credit check up to $100,000above that, a soft pull at most, never a hard inquiryFastoften same purchase
Trusted by industry leaders
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
New York City Economic Development Corporation (NYCEDC)
Blumenfeld Development Group (BDG)
Capital Development Partners
McKinney Properties
Terra Capital
JLL (Jones Lang LaSalle)
Triple Five Group
The Georgetown Company
Price

How much does an Oakland County right-of-way bond cost?

1% of the bond amount, from $100. Enter your amount in the calculator for the exact price.

How it works

Three steps. One sitting.

No underwriting queue for the standard right-of-way bond — enter your amount, pay, and file. Here is the whole thing:

TODAY · ONLINE

Apply online

Your business details, the bond amount the road commission required, and the effective date — that is the application.

INSTANTLY

Issued on the spot

No waiting on most amounts — the executed bond is generated as soon as you pay.

SAME DAY

File with the road commission

Submit the executed bond with your Road Commission for Oakland County permit application to work in the road right-of-way. Wet-ink originals mailed on request.

About this bond

What it is and who needs it.

What the right-of-way bond covers

The Road Commission for Oakland County (RCOC) requires a permit to perform construction within the road right-of-way, and conditions that permit on a surety bond. The bond guarantees the work meets RCOC standards and the right-of-way is restored.

It's a three-party arrangement: you (the principal), the surety carrier, and the Road Commission for Oakland County (the obligee). If the right-of-way is left damaged or out of compliance, the commission can recover against the bond.

Under Michigan law (MCL 224.19b), in a county with a population over 250,000 — which Oakland County exceeds — a right-of-way bond may not exceed $40,000, and a provider is generally required to carry no more than one such bond for all its permits. Instead of a bond, a provider may post an irrevocable letter of credit. Enter your required amount and pricing starts from $100.

Road Commission for Oakland County (MCL 224.19b)The Road Commission for Oakland County (RCOC) requires a permit and a surety bond for construction within the road right-of-way. Under Michigan law (MCL 224.19b), in a county with a population over 250,000 — which Oakland County exceeds — a right-of-way / security bond may not exceed $40,000, and a provider is generally limited to one such bond for all of its permits. Confirm the required amount on your RCOC permit.

You need this bond if you are

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A contractor doing construction in Oakland County right-of-way under an RCOC permit
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A utility or excavation contractor opening or building in the county roadway
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A developer whose road or driveway work requires an RCOC permit
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Permitted on a recurring basis for construction within the right-of-way
After you buy

Claims, renewal, filing, and what sets the price.

If a claim is made

A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.

The surety investigates and pays a valid claim, up to the bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.

Renewal and term

The premium covers a one-year term from the effective date you choose.

Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.

How to file it

File with the road commission. Submit the executed bond with your Road Commission for Oakland County permit application to work in the road right-of-way. Wet-ink originals mailed on request.

What sets the price

The premium is 1% of the bond amount, $100 minimum: the amount the obligee sets moves the price, not your business profile.

No credit check up to $100,000. Above that, the carrier may run a soft pull, which never affects your score.

Where a check runs, it decides approval; the rate is the same for everyone approved.

One application, issued on the spot.

Submit the application with the bond amount the road commission set — the executed bond is generated instantly, ready to file with your RCOC permit.

Start the application →
FAQ

Common questions.

How much is the Oakland County right-of-way construction bond?The premium is 1% of the bond amount, $100 minimum. The amount is set by the Road Commission for Oakland County, and by Michigan law it may not exceed $40,000 for a county this size. Enter your figure at the application and your exact price appears.
Why is the bond capped at $40,000?Under Michigan law (MCL 224.19b), in a county with a population over 250,000 — which Oakland County exceeds — a right-of-way bond may not exceed $40,000. The road commission cannot require more than that.
Do I need a separate bond for each permit?Generally no — under the same law a county road commission requires no more than a single right-of-way bond from a provider to secure all of its permits. You may also post an irrevocable letter of credit instead of a bond.
Is there a credit check?No credit check up to $100,000. Above that, the carrier may run a soft pull, which never affects your score. Most applications approve instantly regardless of bond amount. No impact on your score.
What amount should I choose?Use the figure on your Road Commission for Oakland County permit (up to the $40,000 cap). If you are not sure, send us the permit and we will confirm the amount before issuing.
Which A-rated carriers underwrite these bonds?Typically Arch Insurance Company (A.M. Best A+) or Nationwide Mutual Insurance Company (A.M. Best A). Which one writes your bond depends on the bond type and your state. The carrier's name and official signature are printed on the bond you receive.
How do I contact Light RFP about this bond?Email insurance@lightrfp.com. It reaches the bond team at Light RFP Risk Management Services LLC (NY DFS License # PC-1978982). Write to us about quotes, applications, bond forms or certificates. We will respond within 24 hours.
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Price and requirements checked on the carrier’s application, . Page updated .

Oakland County right-of-way bond, today.

Pricing from $100. Enter the amount the road commission required and file the same day.

Your premiumfrom $100
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