MI notary bonds.
$300. Five minutes.

Michigan requires every notary public to file a $10,000 surety bond with their county clerk under MCL 55.273. Ours is $300 flat — 3% of the bond amount, with our $275 minimum, identical for every notary. This is the bond only — it does not include errors & omissions (E&O) coverage.

Required to become a Michigan notary public — filed with your county clerk under MCL 55.273
Fixed amount, fixed price — $10,000 bond, $300, no quote process
Bond only — no E&O — this protects the public, not you; add E&O separately if you want personal coverage
A-ratedA.M. Best carriersFastoften same purchase$10,000statutory amount
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps. One sitting.

Notary bonds are the simplest thing in surety. Here is the entire process:

NOW · 5 MINUTES

Apply online

Your details, your notary county, and an effective date. That is the application — no financials, no credit check section, no follow-up scavenger hunt.

MINUTES, USUALLY

Pay & e-sign

Notary bonds are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.

WITHIN 90 DAYS

File with your county clerk

File the executed bond and your oath of office with the clerk of your county of residence or appointment. Michigan requires you to file within 90 days before applying. Wet-ink original mailed on request.

The whole pricing page.

$10,000 bond × 3% = $300 (our $275 minimum applies below that), one-time. Fixed amount, fixed price. A Michigan notary appointment runs about six years.

Bond amount
$10,000
Premium
$300
Appointment
~6 years
About this bond

What it is and who needs it.

What the notary bond actually guarantees

Michigan conditions a notary public appointment on a $10,000 surety bond under MCL 55.273. Within 90 days before applying, you file the bond and an oath of office with the county clerk of your residence or expected appointment.

The bond is a public-protection guarantee: it is conditioned to indemnify or reimburse a person, financing agency, or governmental agency for monetary loss caused through the official misconduct of the notary in performing a notarial act. The public is protected — not the notary.

This is the bond only, without E&O. If the surety pays a claim because of your mistake or misconduct, you repay the surety — the bond is not insurance for you. If you want personal protection against honest errors, add an errors & omissions (E&O) policy separately. A Michigan notary appointment runs about six years; the bond must back the full term.

MCL 55.273MCL 55.273 requires a Michigan notary public to file a $10,000 surety bond, with good and sufficient surety licensed in Michigan, with the county clerk of the notary’s residence or expected appointment, within 90 days before applying. The bond is conditioned to indemnify any person, financing agency, or governmental agency for monetary loss caused through the notary’s official misconduct in performing a notarial act.

You need this bond if you're

Applying to become a Michigan notary public for the first time
Renewing your notary commission for another term
Reinstating a lapsed appointment that needs a fresh bond on file
Filing with your county clerk the bond and oath of office MCL 55.273 requires

Five minutes. The whole thing.

These are the actual issuing fields — no credit check section, because this bond doesn't have one. Submit it in the name of the individual applying to be a notary.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the Michigan notary bond? +
The premium is $300 — a flat 3% of the fixed $10,000 bond amount, with our $275 minimum, the same for every notary. The $10,000 is set by MCL 55.273, so there is no quote process.
Does this include E&O coverage? +
No. This is the surety bond only, which protects the public — not you. If you want protection against your own honest mistakes, add an errors & omissions (E&O) policy separately.
Where do I file it? +
With the county clerk of your county of residence or expected appointment, along with your oath of office. Michigan requires you to file within 90 days before submitting your notary application.
Is there a credit check? +
Not on this bond — the application has no credit section at all. Small fixed-amount bonds like this one don't need one.
How long does the bond need to last? +
A Michigan notary appointment runs about six years, and the bond must back the full term. We can issue it to match your appointment period and send renewal reminders before it expires.
Related bonds

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Finish your notary checklist today.

$300 flat, five-minute application, bond often issued in the same sitting. Free until issued.

Your premium @ 3%$300
Apply now →