Michigan requires every notary public to file a $10,000 surety bond with their county clerk under MCL 55.273. Ours is $300 flat — 3% of the bond amount, with our $275 minimum, identical for every notary. This is the bond only — it does not include errors & omissions (E&O) coverage.
















Notary bonds are the simplest thing in surety. Here is the entire process:
Your details, your notary county, and an effective date. That is the application — no financials, no credit check section, no follow-up scavenger hunt.
Notary bonds are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
File the executed bond and your oath of office with the clerk of your county of residence or appointment. Michigan requires you to file within 90 days before applying. Wet-ink original mailed on request.
$10,000 bond × 3% = $300 (our $275 minimum applies below that), one-time. Fixed amount, fixed price. A Michigan notary appointment runs about six years.
Michigan conditions a notary public appointment on a $10,000 surety bond under MCL 55.273. Within 90 days before applying, you file the bond and an oath of office with the county clerk of your residence or expected appointment.
The bond is a public-protection guarantee: it is conditioned to indemnify or reimburse a person, financing agency, or governmental agency for monetary loss caused through the official misconduct of the notary in performing a notarial act. The public is protected — not the notary.
This is the bond only, without E&O. If the surety pays a claim because of your mistake or misconduct, you repay the surety — the bond is not insurance for you. If you want personal protection against honest errors, add an errors & omissions (E&O) policy separately. A Michigan notary appointment runs about six years; the bond must back the full term.
These are the actual issuing fields — no credit check section, because this bond doesn't have one. Submit it in the name of the individual applying to be a notary.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
$300 flat, five-minute application, bond often issued in the same sitting. Free until issued.