Michigan requires a manufactured housing retailer/dealer to file a $10,000 bond with LARA under the Mobile Home Commission Act. Ours is $300 flat — 3% of the bond amount, with our $275 minimum, identical for every dealer. The application is five minutes, and license bonds like this are the fastest thing we issue.
















License bonds are the simplest thing in surety. Here is the entire process:
Business details and an effective date. That is the application — no financials, no credit check section, no follow-up scavenger hunt.
License bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
Your executed bond arrives by email, ready to file with your manufactured housing retailer/dealer license application or renewal. Wet-ink original mailed on request.
$10,000 bond × 3% = $300 (our $275 minimum applies below that), one-time per term. Fixed amount, fixed price, multi-year if you want it.
Michigan licenses manufactured housing retailers and dealers under the Mobile Home Commission Act (1987 PA 96), administered by LARA, and conditions the license on a $10,000 surety bond. The bond is a consumer-and-state-protection guarantee that you comply with the laws governing the sale of manufactured homes.
It is a three-party arrangement: you (the principal), the surety carrier, and the State of Michigan together with harmed buyers (the protected parties). If a dealer engages in fraud or fails to meet its obligations under the Act, a harmed party can recover against the bond.
It is not insurance for you — if the surety pays a claim, you repay the surety. Dealers who follow the Act and keep good records treat the bond as a license formality, not a risk. Note: a separate consumer deposit bond may also apply if you take buyer deposits.
These are the actual issuing fields — no credit check section, because this bond doesn't have one.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
$300 flat, five-minute application, bond often issued in the same sitting. Free until issued.