MI manufactured housing dealer bonds.
$300. Five minutes.

Michigan requires a manufactured housing retailer/dealer to file a $10,000 bond with LARA under the Mobile Home Commission Act. Ours is $300 flat — 3% of the bond amount, with our $275 minimum, identical for every dealer. The application is five minutes, and license bonds like this are the fastest thing we issue.

Required for your manufactured housing retailer/dealer license through LARA
Fixed amount, fixed price — $10,000 bond, $300, no quote process
Multi-year terms available — set it up once, forget it for up to 3 years
A-ratedA.M. Best carriersFastoften same purchase1–3 yrterms available
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps. One sitting.

License bonds are the simplest thing in surety. Here is the entire process:

NOW · 5 MINUTES

Apply online

Business details and an effective date. That is the application — no financials, no credit check section, no follow-up scavenger hunt.

MINUTES, USUALLY

Pay & e-sign

License bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.

SAME DAY

File with LARA

Your executed bond arrives by email, ready to file with your manufactured housing retailer/dealer license application or renewal. Wet-ink original mailed on request.

The whole pricing page.

$10,000 bond × 3% = $300 (our $275 minimum applies below that), one-time per term. Fixed amount, fixed price, multi-year if you want it.

1-year term
$300
2-year term
$600
3-year term
$900
About this bond

What it is and who needs it.

What the bond actually guarantees

Michigan licenses manufactured housing retailers and dealers under the Mobile Home Commission Act (1987 PA 96), administered by LARA, and conditions the license on a $10,000 surety bond. The bond is a consumer-and-state-protection guarantee that you comply with the laws governing the sale of manufactured homes.

It is a three-party arrangement: you (the principal), the surety carrier, and the State of Michigan together with harmed buyers (the protected parties). If a dealer engages in fraud or fails to meet its obligations under the Act, a harmed party can recover against the bond.

It is not insurance for you — if the surety pays a claim, you repay the surety. Dealers who follow the Act and keep good records treat the bond as a license formality, not a risk. Note: a separate consumer deposit bond may also apply if you take buyer deposits.

Mobile Home Commission Act (1987 PA 96); Mich. Admin. Code R 125.1214fMichigan manufactured housing retailers/dealers are licensed under the Mobile Home Commission Act, 1987 PA 96, administered by LARA. The license is conditioned on a $10,000 surety bond (per retailer location, up to a $100,000 aggregate across locations under Mich. Admin. Code R 125.1214f). Confirm your filing requirement with LARA.

You need this bond if you're

Applying for a manufactured housing dealer license through LARA
Renewing your dealer license and your bond is expiring or non-renewing
Adding a retail location that LARA ties to a separate $10,000 bond
Moving to Michigan from another state and getting licensed here

Five minutes. The whole thing.

These are the actual issuing fields — no credit check section, because this bond doesn't have one.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

How much is the Michigan manufactured housing dealer bond? +
The premium is $300 — a flat 3% of the fixed $10,000 bond amount, with our $275 minimum, the same for every dealer. The $10,000 is set by the Mobile Home Commission Act, so there is no quote process.
Do I pay the $10,000? +
No. You pay $300. The $10,000 is the surety's maximum liability if a valid claim is made against the bond — not a deposit, and nobody holds your money.
How fast will I have the bond? +
License bonds like this are among the thousands of bond types that issue right after purchase — many dealers finish the application and have the bond in the same sitting. At most, 1–2 business days.
Is there a credit check? +
Not on this bond — the application has no credit section at all. Small fixed-amount license bonds like this one don't need one.
Is this different from the consumer deposit bond? +
Yes. This $10,000 bond is the retailer/dealer license bond. If you take cash deposits from buyers, a separate consumer deposit bond (sized to your deposit receipts) may also apply — we write that one too.
Related bonds

Other New York bonds.

Finish your license checklist today.

$300 flat, five-minute application, bond often issued in the same sitting. Free until issued.

Your premium @ 3%$300
Apply now →