MI notary public bonds.
$275. Five minutes.
Michigan requires every notary public to file a $10,000 surety bond with the county clerk before applying for a commission. Ours is $275 — at this amount the flat 3% lands at our $275 minimum. The application is five minutes, and notary bonds are the fastest thing we issue.
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Three steps. One sitting.
Notary bonds are the simplest thing in surety. Here's the entire process:
Apply online
Your name, county, and an effective date. That's the application — no financials, no credit check section, no follow-up scavenger hunt.
Pay & e-sign
Notary bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
File with your county clerk
Your executed bond arrives by email. File it with the county clerk where you reside (or, for out-of-state notaries, where your principal place of business is), then apply to the Secretary of State. Wet-ink original mailed on request.
The whole pricing page.
$10,000 bond × 3% = $300 for a one-year term. Fixed amount, fixed price, multi-year if you want it.
What it is and who needs it.
What the bond actually guarantees
A Michigan notary bond is a public-protection guarantee. It's conditioned on indemnifying or reimbursing a person, financing agency, or governmental agency for monetary loss caused through the official misconduct of the notary in performing a notarial act.
It's a three-party arrangement: you (the principal), the surety carrier, and the people who rely on your notarizations (the protected parties). Under MCL 55.273 the surety pays only after a judgment based on official misconduct is entered against the notary in a court of competent jurisdiction, and the surety's aggregate liability cannot exceed the $10,000 bond.
The bond must be obtained within 90 days before you apply and filed with your county clerk. It protects the public, not you — if the surety pays a claim, you repay the surety. This propeller bond pairs the $10,000 surety bond with $10,000 of errors-and-omissions coverage, which does protect you against unintentional mistakes.
You need this bond if you're
Five minutes. The whole thing.
These are the actual issuing fields — no credit check section, because this bond doesn't have one.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
How much is the Michigan notary bond? +
Do I pay the $10,000? +
Where do I file the bond? +
Is there a credit check? +
What's the difference between the bond and the E&O coverage? +
Other New York bonds.
Finish your notary checklist today.
$300 flat for a one-year term, five-minute application, bond often issued in the same sitting. Free until issued.