Michigan notary public bonds.
$50 flat.
Michigan requires every notary public to file a $10,000 surety bond with the county clerk before applying for a commission. Ours is $50 flat — set by our carrier's rate book for this bond. The bond issues the moment you pay — no credit check.
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How much does a Michigan notary public bond cost?
$50 at the $10,000 amount, the same for every applicant.
Three steps. One sitting.
Notary bonds are the simplest thing in surety. Here's the entire process:
Apply online
Your name, county, and an effective date. That is the application. No credit check.
Pay & e-sign
Notary bonds like this are among the thousands of bond types that issue right after purchase.
File with your county clerk
Your executed bond arrives by email. File it with the county clerk where you reside (or, for out-of-state notaries, where your principal place of business is), then apply to the Secretary of State. Wet-ink original mailed on request.
What it is and who needs it.
What the bond actually guarantees
A Michigan notary bond is a public-protection guarantee. It's conditioned on indemnifying or reimbursing a person, financing agency, or governmental agency for monetary loss caused through the official misconduct of the notary in performing a notarial act.
It's a three-party arrangement: you (the principal), the surety carrier, and the people who rely on your notarizations (the protected parties). Under MCL 55.273 the surety pays only after a judgment based on official misconduct is entered against the notary in a court of competent jurisdiction, and the surety's aggregate liability cannot exceed the $10,000 bond.
The bond must be obtained within 90 days before you apply and filed with your county clerk. It protects the public, not you — if the surety pays a claim, you repay the surety. This bond pairs the $10,000 surety bond with $10,000 of errors-and-omissions coverage, which does protect you against unintentional mistakes.
You need this bond if you're
Claims, renewal, filing, and what sets the price.
If a claim is made
A claim comes from the party the bond protects, the obligee named on the form, when the duty the bond guarantees is not met.
The surety investigates and pays a valid claim, up to the $10,000 bond amount. You then repay the surety: a surety bond is a guarantee of your performance, not insurance for you.
Renewal and term
The carrier issues this bond for a single 6-year term; the term cannot be changed at checkout.
Renew before the expiry date to keep the bond in force: the license, permit or contract it backs expects continuous coverage.
How to file it
File with your county clerk. Your executed bond arrives by email. File it with the county clerk where you reside (or, for out-of-state notaries, where your principal place of business is), then apply to the Secretary of State. Wet-ink original mailed on request.
What sets the price
The premium is fixed at $50 at the $10,000 amount for every applicant: the carrier’s rate book prices this bond by the form, not by your credit or your business profile.
No credit check.
One application, issued instantly.
These are the actual issuing fields. No credit check.
Start the application →Common questions.
Other Michigan notary bonds.
Not sure this is the one your license calls for? These are the other notary bonds we write in Michigan. Each has its own statute and bond amount.
Other Michigan bonds.
The same bond in nearby states.
Been told you need a different amount?
Price and requirements checked on the carrier’s application, . Page updated .
Finish your notary checklist today.
$50 flat for the full six-year commission term, no credit check, bond often issued in the same sitting. Free until issued.