A Michigan flight school that accepts $1,000 or more in prepaid tuition must file a $5,000 surety bond payable to the State of Michigan under MCL 259.85. At a flat 3% the math lands at the $275 minimum — and there’s no credit check.
















Flight school bonds are the simplest thing in surety. Here’s the entire process:
Your school’s details and an effective date. That’s the application — no financials, no credit check section.
Bonds like this are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
Your executed $5,000 bond arrives by email, ready to file with the Michigan Aeronautics Commission (MDOT). Wet-ink original mailed on request.
$5,000 bond × 3% = $150, which falls under our $275 minimum — so the price is $275 per term. Fixed amount, fixed price, multi-year if you want it.
Michigan’s Aeronautics Code (Act 327 of 1945) regulates flight schools through the Michigan Aeronautics Commission within MDOT. Under MCL 259.85, a flight school that accepts prepayment equal to or exceeding $1,000 must file a corporate surety bond.
The bond is a $5,000 instrument payable to the State of Michigan, conditioned on the school’s faithful performance of all contracts and agreements with students. If the school takes a student’s prepaid tuition and fails to deliver the training, the harmed student is protected — the surety’s aggregate liability for all breaches can’t exceed the $5,000 penal sum.
It is not insurance for the school — if the surety pays a student claim, the school repays the surety. The surety may cancel on 60 days’ written notice to the commission and the school. The $5,000 figure is fixed by statute, so we price it at a flat 3% (a $275 minimum here) with no credit check.
These are the actual issuing fields — no credit check section, because this bond doesn’t have one.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
$275 flat, five-minute application, bond often issued in the same sitting. Free until issued.