A Michigan driver education provider files a surety bond with the Secretary of State under MCL 256.629. This $70,000 version combines the $20,000 teen/adult bond (999 or fewer students) and the $50,000 commercial-truck bond for a provider running both. Ours is $2,100 flat, with one soft credit pull.
















Your provider license is waiting on this bond. Here’s the entire process — no broker phone tag:
Your provider details, owner information, and effective date — plus a one-time consent to a soft credit pull. That’s the application.
Most clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The soft pull never affects your credit score.
Pay online and receive the executed $70,000 bond, ready to file with your driver education provider license. Wet-ink originals mailed whenever the state insists.
$70,000 combined bond × 3% = $2,100, one-time per term. Fixed amount, fixed price, multi-year if you want it.
Michigan licenses driver education providers under the Driver Education Provider and Instructor Act (PA 384 of 2006), administered by the Secretary of State. Under MCL 256.629, a provider must file a surety bond approved by the Secretary of State as a condition of doing business.
The statute sets the amount by program and volume: $20,000 for a teen or adult provider with 999 or fewer students per calendar year ($40,000 at 1,000 or more), and $50,000 for a commercial vehicle (truck) provider. A provider offering both teen/adult and commercial-truck education at the smaller student volume therefore carries the two together — $20,000 + $50,000 = $70,000.
The bond indemnifies students, financing agencies, and governmental agencies for monetary loss caused by fraud, cheating, or misrepresentation in the conduct of the provider’s business. It is not insurance for you — if the surety pays a claim, you repay the surety. Because the figure is fixed, there’s no quote process; we issue at a flat 3% with one soft credit pull.
These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.
Start the application →If yours isn't here, the bond team can usually answer within the hour.
$2,100 flat, five-minute application, e-signed bond in 1–2 business days. Free until issued.