MI driver ed provider bonds.
$2,100 flat. Soft pull.

A Michigan driver education provider files a surety bond with the Secretary of State under MCL 256.629. This $70,000 version combines the $20,000 teen/adult bond (999 or fewer students) and the $50,000 commercial-truck bond for a provider running both. Ours is $2,100 flat, with one soft credit pull.

Required of a driver education provider under the Driver Education Provider and Instructor Act
$70,000 combined — $20,000 teen/adult (≤999 students) + $50,000 commercial truck
Soft credit pull only — never affects your score, and the rate stays a flat 3% either way
A-ratedA.M. Best carriers1–2 daystypical issuanceSoft pullnever affects your score
Trusted by industry leaders
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
NYCEDC
BDG
Capital
McKinney
Terra
JLL
Triple Five
Georgetown
How it works

Three steps to bonded.

Your provider license is waiting on this bond. Here’s the entire process — no broker phone tag:

TODAY · 5 MINUTES

Apply once, online

Your provider details, owner information, and effective date — plus a one-time consent to a soft credit pull. That’s the application.

WITHIN 48 HOURS

Reviewed & approved

Most clear quickly; if underwriting needs anything, you hear from an underwriter within 48 hours. The soft pull never affects your credit score.

1–2 BUSINESS DAYS

E-sign & file with the Secretary of State

Pay online and receive the executed $70,000 bond, ready to file with your driver education provider license. Wet-ink originals mailed whenever the state insists.

The whole pricing page.

$70,000 combined bond × 3% = $2,100, one-time per term. Fixed amount, fixed price, multi-year if you want it.

1-year term
$2,100
2-year term
$4,200
3-year term
$6,300
About this bond

What it is and who needs it.

What the driver ed provider bond guarantees

Michigan licenses driver education providers under the Driver Education Provider and Instructor Act (PA 384 of 2006), administered by the Secretary of State. Under MCL 256.629, a provider must file a surety bond approved by the Secretary of State as a condition of doing business.

The statute sets the amount by program and volume: $20,000 for a teen or adult provider with 999 or fewer students per calendar year ($40,000 at 1,000 or more), and $50,000 for a commercial vehicle (truck) provider. A provider offering both teen/adult and commercial-truck education at the smaller student volume therefore carries the two together — $20,000 + $50,000 = $70,000.

The bond indemnifies students, financing agencies, and governmental agencies for monetary loss caused by fraud, cheating, or misrepresentation in the conduct of the provider’s business. It is not insurance for you — if the surety pays a claim, you repay the surety. Because the figure is fixed, there’s no quote process; we issue at a flat 3% with one soft credit pull.

MCL 256.629 (Driver Education Provider and Instructor Act)Under MCL 256.629 (PA 384 of 2006), a driver education provider must file a surety bond approved by the Secretary of State: $20,000 for a teen/adult provider with 999 or fewer students per calendar year ($40,000 at 1,000 or more), and $50,000 for a commercial vehicle provider. A provider offering both teen/adult (≤999) and commercial-truck programs carries $20,000 + $50,000 = $70,000. The bond indemnifies students, financing agencies, and governmental agencies for loss from fraud, cheating, or misrepresentation. Confirm the amount that matches your programs and volume.

You need this bond if you are

A driver education provider offering both teen/adult (≤999 students) and commercial-truck programs
Adding a commercial truck program alongside your existing teen/adult driver education
Applying for a new provider license with the Secretary of State across both program types
Renewing your provider license and keeping the combined bond on file

Five minutes. The whole thing.

These are the actual underwriting fields, including a one-time consent to a soft credit pull. Submit once and your bond is typically issued within 1–2 business days.

Start the application →
FAQs

Common questions.

If yours isn't here, the bond team can usually answer within the hour.

Why is this bond $70,000? +
It combines two statutory amounts for a provider running both programs: $20,000 for teen/adult education with 999 or fewer students a year, plus $50,000 for commercial-truck education — $70,000 total. If your programs or volume differ, the required amount changes; send us your setup and we’ll match it.
How much is the premium? +
The premium is $2,100 — a flat 3% of the $70,000 bond. The same for every provider carrying this combined bond; a soft credit pull affects approval, never the price.
Who requires the bond? +
The Michigan Secretary of State, under MCL 256.629 and the Driver Education Provider and Instructor Act (PA 384 of 2006). The bond must be approved by the Secretary of State and filed as a condition of your provider license.
What does the bond protect against? +
It indemnifies students, financing agencies, and governmental agencies for monetary loss caused by fraud, cheating, or misrepresentation in the conduct of your business. If the surety pays a claim, you repay the surety.
Is there a credit check? +
Yes — one soft credit pull, which never affects your score. It informs approval, not price: the rate is a flat 3% either way. Credit can affect whether we approve the bond, never what it costs.
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Driver ed provider bond this week.

$2,100 flat, five-minute application, e-signed bond in 1–2 business days. Free until issued.

Your premium @ 3%$2,100
Apply now →