MI notary bonds.
$10,000 + E&O. Five minutes.
Michigan requires every notary public to file a $10,000 surety bond with the county clerk under MCL 55.273. This version bundles $25,000 of errors & omissions coverage to protect you, not just the public — at a flat 3% of the bond amount with no credit check.
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Three steps. One sitting.
Notary bonds are the simplest thing in surety. Here’s the entire process:
Apply online
Your details and an effective date. That’s the application — no financials, no credit check section.
Pay & e-sign
Notary bonds are among the thousands of bond types that issue right after purchase. At most, 1–2 business days.
File with your county clerk
Your executed $10,000 bond and E&O evidence arrive by email, ready to file with the county clerk within 90 days before you submit your notary application. Wet-ink original mailed on request.
The whole pricing page.
$10,000 bond × 3% = $300, one-time per term, with the $25,000 E&O bundled in. Fixed amount, fixed price, multi-year if you want it.
What it is and who needs it.
What the notary bond actually guarantees
Michigan requires every notary public to file a $10,000 surety bond with the clerk of the county where they reside, under MCL 55.273, within 90 days before applying for a commission. The bond is a public-protection guarantee: it indemnifies anyone who suffers a monetary loss from a notary’s official misconduct.
There’s a key catch in the statute: the surety pays only after a judgment for official misconduct has been entered against the notary in court, and the surety’s total liability can’t exceed the $10,000 penal sum. So the bond protects the public — and if the surety pays, the notary repays the surety.
That’s why this version bundles $25,000 of errors & omissions (E&O) coverage. The bond protects the public; the E&O protects you — it covers your own legal defense and unintentional notarial mistakes. The $10,000 figure is set by statute, so there’s no quote process; we price it at a flat 3% with no credit check.
You need this bond if you are
Five minutes. The whole thing.
These are the actual issuing fields — no credit check section, because this bond doesn’t have one.
Start the application →Common questions.
If yours isn't here, the bond team can usually answer within the hour.
How much is the Michigan notary bond? +
What’s the difference between the bond and the E&O? +
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Is there a credit check? +
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Other New York bonds.
Notary bond + E&O today.
$300 flat, five-minute application, bond often issued in the same sitting. Free until issued.