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Michigan notary bonds.
$10,000 + E&O coverage.
Michigan requires every notary public to file a $10,000 surety bond with the county clerk under MCL 55.273. This version bundles $25,000 of errors & omissions coverage to protect you, not just the public — at $170 flat. The application collects no credit information.
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Three steps. One sitting.
Notary bonds are the simplest thing in surety. Here’s the entire process:
Apply online
Your details and an effective date. That’s the application — no financials, no credit section.
Pay & e-sign
Notary bonds are among the thousands of bond types that issue right after purchase.
File with your county clerk
Your executed $10,000 bond and E&O evidence arrive by email, ready to file with the county clerk within 90 days before you submit your notary application. Wet-ink original mailed on request.
What it is and who needs it.
What the notary bond actually guarantees
Michigan requires every notary public to file a $10,000 surety bond with the clerk of the county where they reside, under MCL 55.273, within 90 days before applying for a commission. The bond is a public-protection guarantee: it indemnifies anyone who suffers a monetary loss from a notary’s official misconduct.
There’s a key catch in the statute: the surety pays only after a judgment for official misconduct has been entered against the notary in court, and the surety’s total liability can’t exceed the $10,000 penal sum. So the bond protects the public — and if the surety pays, the notary repays the surety.
That’s why this version bundles $25,000 of errors & omissions (E&O) coverage. The bond protects the public; the E&O protects you — it covers your own legal defense and unintentional notarial mistakes. The $10,000 figure is set by statute, so there’s no quote process; the price is $170 flat, and the application collects no credit information.
You need this bond if you are
One application, issued instantly.
These are the actual issuing fields — no credit section, because this application doesn’t collect credit information.
Start the application →Common questions.
Other Michigan notary bonds.
Not sure this is the one your license calls for? These are the other notary bonds we write in Michigan. Each has its own statute and bond amount.
Other Michigan bonds.
Notary bond + E&O today.
$170 flat, no credit review, bond often issued in the same sitting. Free until issued.